Financial Intelligence Unit Lead

About the Role

We are building in-region Financial Intelligence Unit (FIU) capability in Singapore. Reporting to the APAC Head of Compliance, and working closely with our global FIU team, the FIU Lead will own the transaction monitoring and blockchain investigations function for BitGo Singapore, our Major Payment Institution licensed entity. You will own first-line review of all TM alerts and progressively automate aspects of the programme, in partnership with the Engineering and Product teams. You will also lead complex blockchain investigations, validate our monitoring models, and write the policies and procedures that govern our transaction monitoring programme.

This is a senior individual contributor role. We are looking for a technical expert who loves to be hands-on, and can operate with high-autonomy. You will be the in-house subject matter expert on transaction monitoring and on-chain analytics in APAC.

Responsibilities

Transaction monitoring and alert review

• First-line alert review: Review, triage and disposition all TM alerts to defined SLAs. Document clear, auditable rationales and escalate suspicious activity to the Compliance Manager for STR consideration.
• Automation: Design and implement automation to reduce manual alert handling, such as rules-based auto-closure, enrichment of alerts with on-chain and KYC data, and standardised case notes. Measure and report on efficiency and quality gains.
• Quality and coverage: Own alert-handling procedures, QA sampling, SLAs and performance metrics, and provide regular reports to the Head of Compliance.
• Rule and threshold tuning: Analyse alert volumes, false-positive rates and typologies. Recommend scenario and threshold changes to improve coverage and reduce noise.

Blockchain investigations

• Deep-dive investigations: Trace fund flows across chains and protocols, including mixers, bridges, DeFi, privacy-enhancing tools and cross-chain swaps. Identify exposure to sanctioned, illicit, darknet, scam, ransomware and high-risk counterparties.
• Typology analysis: Identify emerging typologies and red flags, and turn them into monitoring scenarios and staff guidance.
• Reporting: Produce clear investigation reports and case files that stand up to internal review and regulatory scrutiny. Support STR drafting and responses to law enforcement and regulatory requests.
• Tooling: Make expert use of blockchain analytics platforms (e.g. TRM Labs, Chainalysis, Elliptic) and public explorers, and advise on vendor performance and coverage.

Model validation and governance

• Model validation: Independently validate TM scenarios, risk-scoring and analytics models, including data integrity, coverage, threshold calibration, back-testing and below-the-line testing. Document findings and track remediation.
• Data and controls: Partner with Engineering and Data teams on data quality, lineage and alert-generation logic. Support periodic reviews of the TM programme.

Policies, procedures and regulatory

• Policies and procedures: Draft and maintain TM, blockchain investigation and escalation policies, SOPs and playbooks aligned with MAS requirements (Payment Services Act, MAS Notice PS-N02 and related guidelines) and BitGo global standards.
• Regulatory engagement: Support MAS inspections, audits and thematic reviews, and track regulatory developments relevant to TM, the Travel Rule and digital asset AML/CFT.
• Ad hoc compliance work: Support the wider APAC Compliance team on projects as needed.

Requirements

• 5–7 years' experience in transaction monitoring, AML/CFT or financial crime investigations at a bank, payment institution, crypto or fintech firm, or an advisory/analytics firm.
• Proven hands-on experience with blockchain analytics tools (TRM Labs, Chainalysis and/or Elliptic) and on-chain tracing across multiple chains.
• Solid understanding of digital asset typologies, including mixers, bridges, DeFi, stablecoins, sanctions evasion, scams and ransomware.
• Experience writing or validating TM scenarios, models or risk-scoring methodologies, with a good grasp of testing, tuning and documentation standards.
• Working knowledge of Singapore AML/CFT requirements for DPT service providers (Payment Services Act, MAS PS-N02, MAS guidelines).
• Strong written communication, with the ability to explain complex findings to non-specialists and regulators.
• Independent, organised and comfortable owning outcomes in a lean team and a fast-moving environment.
• Bachelor's degree in a relevant field (e.g. finance, law, computer science, data analytics).

Preferred

• Professional certifications such as CAMS, CGSS, CCI, CBE or CFE.
• Experience in a MAS-licensed entity or a regulated custodian, exchange or payments firm.
• Experience with case management or TM platforms, and with automation or AI-assisted review.
• Experience supporting regulatory examinations or independent audits of a TM programme.

Why Join BitGo

Disrupting an industry takes vision, innovation, passion, technical chops, drive to deliver, collaboration, and execution. Join a team of great people who strive for excellence and personify our corporate values of ownership, craftsmanship, and open communication. We are looking for new colleagues who bring innovative ways of thinking and problem solving, and who want to be part of the team that changes the world’s financial markets.

Here are some of the benefits of working at BitGo:

• Competitive base salary, bonus, and stock options
• Computer equipment to suit your needs
• Generous paid time off
• Great colleagues and inspiring startup environment

Cryptocurrencies are the most disruptive change the financial services industry has seen in years. Join us and you'll be able to look back and say you were part of the team that transformed investing.

You will build a function from the ground up, with direct access to senior leadership. You will work on complex on-chain cases and apply automation to compliance work in a lean, collaborative team.