Full-Time

Staff Product Manager

Card

Confirmed live in the last 24 hours

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech

Compensation Overview

$218.4k - $267kAnnually

+ Equity + Benefits

Senior, Expert

Palo Alto, CA, USA

Requires in-office work 2-3 days a week.

Category
Product Management
Product Strategy
Product
Required Skills
Product Management
Data Analysis
Requirements
  • 6+ years of product management at a consumer technology product company
  • Strong technical background, preferably with a background in credit cards or card payments
  • Strong analytical skills in leveraging data to drive product decisions and improve metrics
  • Strong product/design sense developed by shipping delightful and innovative products
  • Deep user empathy and experience building products based on user needs
  • Confidently creates rapid experimentation to accelerate learning and iteration
  • Ability to influence and build alignment across teams to successfully deliver against goals
  • Ability to think outside the box to solve hard problems with creative and radical ideas
Responsibilities
  • Deliver a first-class, innovative Card payments experience for EarnIn customers
  • Create tight feedback loops with our community members and create a deep understanding of product issues and path to resolution
  • Communicate the product vision, roadmap, and results to your product team, stakeholders including the executive team, and community members
  • Define OKRs and set stretch goals for your product and team
  • Raise the bar for design quality and user experience for our members
  • Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale products that make the most impact on our community members
  • Establish, monitor, and analyze metrics to track progress towards product goals
  • Leverage user research and data analysis to identify and prioritize new product opportunities for your roadmap
  • Design, develop, and execute features and experiments to rapidly iterate your way to the product’s success
  • Collaborate with key stakeholders across marketing, risk, customer support, finance, and legal to ship sustainable and compliant products

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings as soon as they have worked, without incurring any fees or interest. The app features a "Balance Shield" that helps users maintain their bank account balance by automatically depositing funds if it drops below a certain level. Unlike traditional financial institutions, Earnin operates on a community-driven model where users can voluntarily contribute to the service, fostering a culture of support and fairness. This approach allows users to choose how much they want to pay for the service, making it accessible to everyone. Additionally, the "Tip Jar" feature helps users set and achieve savings goals. Earnin prioritizes user privacy and data security with strong encryption measures.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

1%

1 year growth

3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin's model aligns with the trend of consumer empowerment in financial services.
  • The rise of gig economy workers presents a significant opportunity for Earnin's growth.
  • Increasing mobile banking adoption supports Earnin's app-based financial service.

What critics are saying

  • Regulatory scrutiny could lead to legal challenges and financial penalties for Earnin.
  • Perceptions of predatory lending could damage Earnin's reputation and customer trust.
  • Reliance on voluntary contributions may affect Earnin's financial stability.

What makes EarnIn unique

  • Earnin offers fee-free, interest-free early wage access, unlike traditional financial institutions.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Earnin's Balance Shield feature provides automatic deposits for low bank balances.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.