Z

Zippy

Online pre-approved loans for manufactured homes

Inside Sales Account Manager - MH Community Operator

Full-Time
No salary listed
Mid
Remote in USA+1 moreMore locations: Dallas, TX, USA
RemoteApplicants must reside in one of the listed eligible states.
Sales & Account Management

About the job

Requirements
  • Strong ownership mentality with accountability for revenue and performance metrics.
  • A commercially driven, sales-oriented mindset.
  • High curiosity and strong diagnostic problem-solving skills.
  • The ability to build trust quickly with a wide range of stakeholders.
  • Strong interpersonal and communication skills, including the ability to navigate complex or difficult conversations constructively.
  • Confidence operating with operators, owners, and senior stakeholders.
  • Strong Salesforce and customer relationship management proficiency with disciplined data management habits.
  • Attention to detail with strong follow-through and execution discipline.
  • The ability to balance partner advocacy with company-first business priorities.
Responsibilities
  • Own the full revenue metrics and market share position of the assigned portfolio.
  • Drive measurable growth in applications, funded loans, and average loan size.
  • Identify, quantify, and execute against performance gaps and revenue opportunities within each account.
  • Diagnose structural growth blockers, including product gaps, pricing, state limitations, and operational friction, and escalate quantified impact to leadership.
  • Forecast performance trends and proactively build action plans to achieve growth targets and defend share among assigned accounts.
  • Serve as the primary relationship owner and trusted advisor for assigned clients.
  • Build strong, credible relationships with operators and key stakeholders.
  • Expand revenue through strategic account development, onboarding new locations, and deepening product adoption.
  • Lead proactive growth conversations rather than reactive support interactions.
  • Manage the assigned portfolio and remain accountable for account growth, retention, and performance.
  • Maintain visibility into pipeline activity, funding trends, conversion rates, and unrealized potential.
  • Develop and execute strategic account plans aligned to each partner’s opportunity.
  • Ensure partners are trained and aligned on the company’s end-to-end process from marketing through funding.
  • Drive operational discipline to improve pull-through, speed, and borrower experience.
  • Collaborate cross-functionally to resolve systemic issues and file-level friction impacting performance.
  • Track and report on market share, application volume, funded volume, and revenue trends.
  • Maintain accurate, actionable account and contact data in Salesforce.
  • Use data to inform strategic decisions and prioritize time allocation.
  • Represent client insights internally while protecting the company’s commercial interests.
  • Provide structured feedback on product gaps, operational inefficiencies, and revenue opportunities.
  • Influence cross-functional teams to prioritize initiatives that unlock portfolio growth.
  • Maintain deep knowledge of the loan process, underwriting standards, technology, and funding requirements.
  • Serve as a trusted expert for clients and internal stakeholders.
  • Continuously seek learning to strengthen commercial and operational effectiveness.
Desired Qualifications
  • Experience in technology-forward, mortgage, fintech, or enablement environments.
  • SaaS experience and the ability to articulate product value.
  • Familiarity with the manufactured housing industry.

About the company

ZippyMH.com helps people buy manufactured homes by offering quick, online pre-approved loans. It operates in the United States, serving individuals and families who want affordable housing options in states like Texas, Florida, and California. How it works: borrowers fill out a streamlined online application to get pre-approval for a loan, making the financing process fast and simple. The company earns money from interest on the loans and may collect origination fees for processing new loan applications. How it differentiates itself: the focus is on speed and convenience—an online, pre-approval driven process tailored to the manufactured housing market, aiming to attract a high volume of customers. What the company aims for: grow its loan portfolio and profitability by providing a straightforward, fast financing option for manufactured homes, helping more people access affordable housing.

Company Size

51-200

Company Stage

Series C

Total Funding

$35.6M

Headquarters

Dallas, Texas

Founded

2021

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Simplify Jobs

Simplify's Take

What believers are saying

  • ETHZilla bought 95 Zippy loans on January 30, 2026, validating underwriting quality.
  • ETHZilla plans February 2026 tokenization launch, creating a new investor distribution channel.
  • Zippy reported 162 employees on LinkedIn in January 2026, signaling operating scale.

What critics are saying

  • CFPB sued a comparable manufactured-home lender on January 6, 2025, intensifying scrutiny.
  • Zippy's loans now depend on ETHZilla tokenization plans, tying execution to crypto markets.
  • Manufactured-home lending remains distribution-constrained; Fannie Mae and Freddie Mac still avoid chattel liquidity.

What makes Zippy unique

  • Zippy finances manufactured-home chattel loans, a stubbornly underserved $14 billion niche.
  • December 2025 ETHZilla deal gave Zippy a 15% strategic backer and board access.
  • Zippy bundles lending, servicing, insurance, and software for manufactured-home buyers.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account
  • Paid Time Off
  • Flexible Spending Accounts
  • Parental Leave
  • Remote Work Options
  • Stock Options
  • Company Equity

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-2%

2 year growth

2%
HousingWire
Oct 14th, 2026
Saluda Grade invests $20M in manufactured housing lender Zippy.

Saluda Grade invests $20M in manufactured housing lender Zippy. Investment will help Zippy expand its 27-state footprint Article Summary. Saluda Grade has made a $20 million Series C investment in Zippy, a manufactured housing-focused originator and servicer founded in 2021 by former JPMorgan bankers. AI Summary Saluda Grade has made a $20 million Series C investment in Zippy, an originator and servicer focused on manufactured housing finance, the companies announced Wednesday. Zippy, founded in 2021 by former JPMorgan Chase bankers Ben Halliday and Jordan Bucy, plans to use the capital to expand beyond its current 27-state footprint and roll out new products while building out its technology platform and balance-sheet capacity. The company has developed a proprietary loan origination system that supports application and underwriting, adding that it has already secured more than $600 million in capital commitments to support its lending strategy. Membership Full access Billed annually Membership includes: * | Unlimited access to HousingWire reporting and analysis * | Access to HousingWire Intelligence * | Member-only newsletter * | Event perks Free account Limited access * | Read 2 subscriber-only articles each month

FinancialContent
Oct 14th, 2026
Saluda Grade invests $20M in manufactured housing lender Zippy

Saluda Grade, an alternative investment firm focused on asset-backed credit, has invested $20 million in Zippy, a manufactured housing lender. The Series C round was led solely by Saluda Grade through its growth equity strategy. Zippy, founded in 2021, originates and services manufactured housing loans. It plans to expand beyond the 27 states it serves and launch new loan products through community, retail, and wholesale channels. Saluda Grade will also work with Zippy on credit, capital markets, balance sheet management, and product development. Zippy has secured more than $600 million in capital commitments in 2026. Manufactured housing made up 5% of US households in 2024 and 9% of single-family home starts in 2025, according to the Manufactured Housing Institute.

SQ Magazine
Dec 10th, 2025
ETHZilla Invests $21M in Zippy to Tokenize US Housing Loans

ETHZilla invests $21M in Zippy to tokenize US housing loans. ETHZilla is making a bold move into the housing finance sector with a $21 million investment in Zippy, aiming to turn traditional home loans into digital assets. Quick summary - TLDR: * ETHZilla acquires a 15% stake in Zippy for $5 million cash and $16.1 million in stock. * The deal enables tokenization of manufactured home loans using blockchain. * Zippy's lending tech will integrate with ETHZilla's DeFi infrastructure. * ETHZilla's financial health remains weak, but its tokenization strategy is expanding fast. What happened? On December 10, 2025, ETHZilla Corporation confirmed it acquired a 15% fully diluted ownership stake in Zippy, Inc, a digital lending platform focused on manufactured homes. The total deal, valued at $21.1 million, includes $5 million in cash and $14 million in common stock to Zippy, plus $2.1 million in shares to certain Zippy shareholders. ETHZilla will also appoint a director to Zippy's board. ETHZilla is excited to announce another milestone toward real-world asset (RWA) tokenization. Today SQMagazine is taking a 15% stake in Zippy, an AI lending platform for manufactured homes This strategic investment brings one of America's most underserved credit markets on chain... pic.twitter.com/N9q03WUEjz - ETHZilla (@ETHZilla_ETHZ) December 10, 2025 A strategic push into housing finance. This investment marks a major step in ETHZilla's strategy to bring real-world assets (RWAs) like auto loans, real estate, and structured credit onto the blockchain. By teaming up with Zippy, ETHZilla is entering the $14 billion manufactured housing market, one of the most underserved credit sectors in the US. Zippy provides a digital platform with AI-powered lending and servicing tools that streamline the home loan process, offering affordable financing options and real-time data transparency. ETHZilla plans to use this tech to tokenize manufactured home chattel loans, transforming them into investment-ready digital assets. This relationship is expected to give ETHZilla direct access to a new, large-scale real-world asset category and extend its tokenization capabilities into residential lending. McAndrew Rudisill CEO - ETHZilla * 15% stake in Zippy via Series B-3 Preferred shares. * $5M cash, $14M in ETHZilla stock to Zippy. * $2.1M in stock for certain Zippy shareholders. * ETHZilla to gain a board seat at Zippy. * All blockchain activity tied to the deal will use Liquidity.io and Satschel platforms for 36 months. How the platforms fit together? Zippy's tech platform connects homebuyers and sellers through a digitally streamlined loan origination process, allowing fast approvals and reduced costs. It was built to meet institutional standards for credit, compliance, and reporting, making it a strong match for ETHZilla's blockchain-based tokenization infrastructure. As part of this deal, both companies agreed to aggregate manufactured home loans for on-chain securitization. Institutional investors will soon be able to purchase these loans through tokenized channels using Liquidity.io, a FINRA-regulated trading platform that ETHZilla has previously backed. Ben Halliday, CEO of Zippy, emphasized the collaboration's potential: By combining its community-focused lending platform with ETHZilla's tokenization engine, SQMagazine believe SQMagazine can accelerate America's most cost-effective housing option. Ben Halliday CEO - Zippy ETHZilla's broader vision and financial picture. The move is part of a broader ETHZilla strategy to digitize tangible assets and bring them on-chain using AI-driven, fully compliant infrastructure. This ecosystem includes: * Liquidity.io: Tokenized private credit marketplace * Karus: AI analytics for auto loan securitization * Zippy: Manufactured housing loan tokenization Despite its ambitious roadmap, ETHZilla's financials raise concerns. The company shows no revenue growth in the past three years, negative operating margins of over 5500%, and a distressed Altman Z-Score of -0.37, signaling potential bankruptcy risk. However, it maintains strong liquidity and appears undervalued based on its price-to-book and price-to-sales ratios. SQ magazine takeaway. I think this is a bold, smart move for ETHZilla. They're doubling down on their vision of bringing real-world assets into the digital space, and Zippy gives them a real shot at doing that in the housing market. The manufactured home loan sector is massively underserved and ripe for disruption. Zippy's tech stack and ETHZilla's blockchain infrastructure could be a powerful combo. That said, ETHZilla needs to address its financial struggles if it wants to be taken seriously long-term. This is a high-risk, high-reward play.

National Mortgage News
Jul 13th, 2023
Manufactured home lender Zippy raises more funds

To date, Zippy has raised $26 million in total but it did not reveal how much was obtained in each round.

Stocks of the Day
Feb 15th, 2023
FirstBank Invests in Zippy to Increase Access to Affordable Housing - Stocks of the Day

Community bank partners with digital platform to simplify home loan process for manufactured home market