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United Auto Insurance

Non-standard auto insurance for high-risk drivers

Field Auto Appraiser

Claims AdjudicationConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • A high school diploma or equivalent is required.
  • At least 2 years of experience in property or auto damage appraisal, preferably in a property and casualty insurance setting.
  • A presentable and reliable vehicle suitable for daily field work is required; mileage reimbursement is provided.
  • A Florida All-Lines Adjuster License is preferred, or the ability to obtain one within 60 days.
  • Proficiency with estimating software such as CCC One, Audatex, Xactimate, or similar software.
  • Strong knowledge of Texas insurance and repair laws.
  • A valid driver's license and ability to travel within the assigned territory.
  • Proficiency in claims management software and Microsoft Office Suite.
  • Ability to manage a high volume of cases with attention to detail and accuracy.
  • Ability to prioritize and manage multiple tasks effectively.
  • An associate’s or bachelor’s degree is preferred.

Responsibilities

  • Inspect and appraise damaged property, primarily automobiles, either in person or virtually depending on the assignment.
  • Prepare detailed, itemized repair estimates using industry-standard software such as Audatex/Qapter, CCC One, Xactimate, or Mitchell.
  • Determine repair-versus-total-loss thresholds and recommend next steps.
  • Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters.
  • Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes.
  • Ensure compliance with state regulations, company guidelines, and ethical standards.
  • Maintain accurate records and documentation for claims handling.
  • Stay up to date on Texas repair laws, materials pricing, and appraisal practices.

Desired Qualifications

  • The 2+ years of property or auto damage appraisal experience is preferably in a property and casualty insurance setting.
  • A Florida All-Lines Adjuster License is preferred.

About the Company

United Auto Insurance

Non-standard auto insurance for high-risk drivers

United Auto Insurance provides low-cost auto coverage tailored for drivers who don’t qualify for standard insurance. It focuses on non-standard auto insurance and sells through a network of independent agents. Its products are priced to meet the needs of higher-risk drivers and are distributed via agent portals that streamline quoting and selling for agents. The company differentiates itself through its long-time focus on the non-standard market, its private ownership, and its use of technology to empower agents, plus a strategic expansion from Florida to Illinois and later toward Texas. Its goal is to grow its market presence in non-standard auto insurance, strengthen its financial position, and expand into more states by supporting its core markets with additional capital and scalable distribution.

Company size
201-500
Company stage
Seed
Total funding
$45M
Headquarters
Miami Gardens, FL
Founded
1989

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