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SAP Fioneer

Software platforms for banking and insurance

Junior Functional Consultant

Full-TimePosted on 10/16/2026
No salary listed
Entry
Bachelor's, Master's
Remote in South Africa
Remote
Solution EngineeringImplementation & Technical Account Management

About the job

Requirements
  • A bachelor's or master's degree in Computer Science, IT, Business, Finance, Economics, Physics, Mathematics, or a related field.
  • Up to one year of relevant experience, including internships or academic projects related to banking, technology, or digital transformation.
  • A basic understanding of banking processes and IT infrastructures.
  • An interest in supporting the integration of banking solutions into existing systems.
  • The ability to contribute to process-improvement initiatives under the guidance of experienced colleagues.
  • Business-fluent English, both written and spoken.
  • Eagerness to learn and support solution design, project delivery, and transformation initiatives.
Responsibilities
  • Support senior consultants in SAP Transactional Banking activities on the SAP Fioneer Platform.
  • Assist with designing and delivering customer-focused solutions while building platform knowledge.
  • Help review module-related processes and identify opportunities to improve efficiency and performance.
  • Support the implementation and integration of solutions into banks’ existing IT environments.
  • Contribute to digitalization and process-automation initiatives under guidance from experienced team members.
  • Assist with initial implementations and ongoing module enhancements.

About the company

S

SAP Fioneer

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Website

SAP Fioneer helps banks, insurers and challengers run, transform and grow by offering software platforms designed for cost-efficient, scalable operations. Its products integrate financial services software with SAP-level capabilities, backed by SAP and investor Dediq, combining startup agility with enterprise-grade reliability. The company leverages a broad partner network to act as a trusted partner rather than just a vendor, aiming to support both established players and disruptors to stay at the cutting edge. Its goal is to enable financial institutions to operate more efficiently, scale quickly, and evolve over time with trusted technology.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Walldorf, Germany

Founded

2021

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Simplify Jobs

Simplify's Take

What believers are saying

  • July 30, 2026 Cloud Accounting Subledger expands cross-sell into multi-GAAP finance modernization.
  • September 28, 2026 Digital Euro Hub targets a regulatory wave across European banks.
  • July 9, 2026 hiring Tom Pfaff and Tom Sturley strengthens Americas and lending sales.

What critics are saying

  • SAP dependency makes Fioneer hostage to SAP roadmap, pricing, and platform priorities.
  • July 2026 leadership reshuffles and new Co-CEOs create execution friction during product expansion.
  • Digital euro revenue depends on 2027 bank budgets and 2029 issuance timing, delaying payoff.

What makes SAP Fioneer unique

  • SAP Fioneer combines SAP SE pedigree with 1,200 financial-services customers and 1,500 employees.
  • January 12, 2026 divisional structure gives Banking, Lending, Insurance, and Finance end-to-end ownership.
  • September 28, 2026 Digital Euro Hub connects wallets to current accounts without ripping core systems.

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Benefits

  • Wellness Program
  • Commuter Benefits
  • Meal Benefits
  • Relocation Assistance
  • Remote Work Options
  • Health Insurance
  • Gym Membership
  • Paid Vacation
  • Flexible Work Hours
  • Training Programs

Company News

SAP Fioneer
Sep 28th, 2026
Digital euro: SAP Fioneer brings the second ledger into the core banking platform.

Digital euro: SAP Fioneer brings the second ledger into the core banking platform. Published on: 28 September 2026 Standard software helps financial institutions prepare for digital euro implementation while leveraging existing core banking investments. Walldorf, Germany - September 28, 2026 - As preparations for the digital euro advance across Europe, banks are approaching a critical planning phase. With first issuance targeted for 2029, key technology, operational and investment decisions are increasingly moving into banks' 2027 budget cycles. At Sibos 2026, SAP Fioneer, a leading provider of software solutions and platforms for financial services, is showcasing how financial institutions can prepare for these requirements through its Digital Euro Hub. The standard software provides a standardized approach to digital euro readiness while enabling banks to build on existing technology investments and operating models. The digital euro can be seen as cash in an app. As a digital form of central bank money, it will coexist with commercial bank money and introduce new operational requirements for financial institutions. Banks will need to manage a second ledger for central bank money while maintaining continuous synchronization with customers' existing current accounts. Implications extend beyond payments. Customer onboarding under the one-account-per-citizen rule, wallet management, holding limits, funding and defunding processes all need to operate alongside the current accounts, core banking systems and payment infrastructures that banks already run today. SAP Fioneer's Digital Euro Hub provides a standardized approach to managing these requirements within existing banking landscapes. The solution links digital euro wallets with customers' current accounts and supports capabilities across access, liquidity and transaction management. Covering both the distributing and acquiring side of the digital euro, it connects to and extends the existing core banking and payments infrastructure of banks rather than requiring institutions to replace them. "The digital euro requires banks to integrate a new form of central bank money into their existing technology and operating models," said Dr. Christoph Rösch, Co-CEO Banking at SAP Fioneer. "Our Digital Euro Hub provides a standardized approach to digital euro readiness, allowing banks to focus on implementation and customer experience rather than building and maintaining bespoke infrastructure." By addressing digital euro requirements in a standard software environment, financial institutions can reduce implementation complexity, increase planning predictability and focus resources on areas that differentiate their business. At the same time, they can leverage existing core banking investments while preparing for future regulatory and technical requirements. The Digital Euro Hub will continue to evolve alongside developments in the European regulatory and technical framework, helping banks prepare for digital euro adoption while extending and protecting their existing banking technology landscape. SAP Fioneer is showcasing the Digital Euro Hub at Sibos 2026 in Miami Beach, stand I054, September 28 to October 1. Carlos Figueredo, Global Head of Payments at SAP Fioneer, will speak on "From Concept to Reality: Enabling Banks for the Digital Euro" on Monday, September 28, from 9:00 to 9:30am on Exhibitor Stage 2 (ES2). SAP Fioneer was launched in 2021 as a strategic partnership between entrepreneurial investor Dediq and global technology leader SAP SE to become the leading international digital transformation partner and provider of software solutions and platforms to the financial services industry. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,500 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific. By combining the speed and agility of a start-up with the proven capabilities of a best-in-class enterprise-grade software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. More news. Find more news flashes and press releases from SAP Fioneer.

SAP Fioneer
Sep 23rd, 2026
SAP Fioneer named finalist for the PAY360 Awards 2026.

SAP Fioneer named finalist for the PAY360 Awards 2026. Published on: 23 September 2026 SAP Fioneer has been shortlisted for the PAY360 Awards 2026, organized by The Payments Association in association with Mastercard. SAP Fioneer's Payment Central has been named a finalist in the category "Best Business Payments Product". This recognition highlights SAP Fioneer's commitment to helping banks modernize business payment operations and deliver value faster. Payment Central is designed for banks looking to address challenges in their business payment processes without embarking on a large-scale transformation program from day one. The solution enables a practical, phased approach that helps financial institutions improve operations while realizing value more quickly. The PAY360 Awards recognize organizations that are driving progress and excellence across the payments industry. Being named a finalist reflects the strength of SAP Fioneer's approach to helping banks transform their payments capabilities and respond to evolving customer expectations. SAP Fioneer was launched in 2021 as a strategic partnership between entrepreneurial investor Dediq and global technology leader SAP SE to become the leading international digital transformation partner and provider of software solutions and platforms to the financial services industry. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,500 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific. By combining the speed and agility of a start-up with the proven capabilities of a best-in-class enterprise-grade software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. More news. Find more news flashes and press releases from SAP Fioneer.

SAP Fioneer
Sep 10th, 2026
SAP Fioneer wins two Global Cards and Payments Innovation Awards 2026.

SAP Fioneer wins two Global Cards and Payments Innovation Awards 2026. Published on: 10 September 2026 SAP Fioneer GmbH is proud to share that SAP Fioneer has won two awards at the Global Cards and Payments Innovation Awards 2026, presented by The Digital Banker. * Best B2C Payments Initiative * Best Payments Solution by a Vendor Both awards recognize SAP Fioneer Payment Central and the value it delivers to financial institutions. The Best B2C Payments Initiative award highlights how the platform helps banks meet growing customer expectations for instant 24/7 settlement, payment transparency and protection against misdirected payments, without the need for large-scale platform replacement. The Best Payments Solution by a Vendor award recognizes the platform's ability to support major payment rails on a single ISO 20022-native foundation. SAP Fioneer Payment Central serves retail, business and corporate banking, processing up to 30 million transactions per day while helping banks reduce the cost and complexity of managing multiple legacy systems. SAP Fioneer was launched in 2021 as a strategic partnership between entrepreneurial investor Dediq and global technology leader SAP SE to become the leading international digital transformation partner and provider of software solutions and platforms to the financial services industry. With a broad ecosystem of partners, over 1,200 financial services customers and more than 1,500 employees, SAP Fioneer is a global business present in 17 countries across Europe, North and Latin America, Middle East and Asia-Pacific. By combining the speed and agility of a start-up with the proven capabilities of a best-in-class enterprise-grade software company, SAP Fioneer enables banks, insurance companies and challengers to run, transform and grow while meeting their need for speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end. More news. Find more news flashes and press releases from SAP Fioneer.

IT-Online
Aug 20th, 2026
GirlCode Hackathon kicks off in SA and Botswana.

GirlCode Hackathon kicks off in SA and Botswana. Aug 20, 2026 GirlCode, in partnership with Absa Group, Truecaller, MTN, SAP Fioneer, RS South Africa and other ecosystem partners, successfully hosted the first leg of the 2026 GirlCode Hackathon across Johannesburg, Cape Town and Botswana on 15 and 16 August 2026. Across the three locations, the hackathon brought together 177 participants, supported by more than 25 mentors and 25 volunteers who provided technical guidance, industry insights and on-the-ground support throughout the weekend. Now in its 12th year, the GirlCode Hackathon continues to grow from a South African coding competition into a pan-African platform designed to identify, develop and support the next generation of women building technology solutions for Africa. The Johannesburg, Cape Town and Gaborone hackathons mark the beginning of this year's continental programme, with further hackathons scheduled to take place across East and West Africa between September and October 2026. Winning teams from each participating country will progress to the Pan-African Finals, where Africa's top teams will compete for a Grand Cash Prize of R100 000 and an opportunity to take their ideas beyond the hackathon stage. GirlCode founder and CEO Zandile Mkwanazi says the organisation's ambition is for the hackathon to become more than an annual technology competition. "When we started the GirlCode Hackathon 12 years ago, our goal was to create a space where women could come together, code, learn and prove that they belonged in technology. What we are building today is much bigger than a competition. "We want to identify women with strong ideas, technical ability and the ambition to solve Africa's problems, and then give them a pathway to continue building beyond the weekend. The next phase of the GirlCode Hackathon is about helping winning teams turn promising solutions into technology startups that have the potential to create jobs, attract investment and scale across the continent." This evolution represents a deliberate shift in the GirlCode Hackathon model. While participants are still required to develop and present working technology solutions within an intensive hackathon environment, GirlCode is increasingly focused on what happens after the winners are announced. In Johannesburg, the winning team developed a knowledge-sharing platform designed to preserve local and cultural knowledge, demonstrating how technology and AI can be used not only to address commercial challenges, but also to protect and make Africa's knowledge more accessible for future generations. The aim is to create a stronger pipeline of female technologists, innovators and founders who are not only participating in Africa's digital economy, but actively building the products and companies that will shape it. "The success of the first leg of this year's hackathon highlights both the incredible talent of young women across Africa and the growing demand for platforms that help unlock that potential," says Tamu Dutuma, head of strategy and transformation, technology: Africa regions at Absa. "The GirlCode Hackathon brings together technology, innovation and purpose, challenging participants to build solutions with real social and economic impact. We want to see more women participating and leveraging technology to solve real problems that will drive prosperity and growth across the continent." or Mkwanazi, the continued continental expansion of the programme demonstrates both the appetite and the opportunity that exists among young African women. "The talent is here. The ideas are here. What is often missing is access - access to opportunities, networks, capital, technology and people who believe in those ideas early enough. "Our role through GirlCode is to help close that gap. We want a young woman who enters a GirlCode Hackathon with an idea to be able to imagine herself leaving not only as a winner, but potentially as the founder of Africa's next great technology company." Plans are currently afoot for East and West Africa Hackathons in partnership with Absa...

Associated Press
Jul 30th, 2026
SAP Fioneer launches Cloud Accounting Subledger for multi-GAAP finance operations

SAP Fioneer has launched its Cloud Accounting Subledger, a cloud-based solution designed to help financial institutions manage complex accounting requirements and modernise finance operations. The platform enables institutions to manage multiple accounting standards, including IFRS and US GAAP, within a single unified subledger. Built for SAP S/4HANA Public Cloud, the solution addresses challenges posed by fragmented accounting landscapes and increasing regulatory complexity. It applies a consistent, rule-based accounting approach across portfolios, products and legal entities, creating a single source of truth for finance, risk and reporting. The platform aims to reduce reconciliation complexity whilst improving transparency, consistency and auditability across finance and reporting functions. SAP Fioneer serves over 1,200 financial services customers globally with more than 1,500 employees across 17 countries.