Finance Manager - EV Retail
About the job
- At least 3 years of automotive finance and insurance experience, preferably in a high-volume dealership or automotive retail environment.
- Demonstrated success structuring and closing finance deals, presenting finance and insurance products, and working with multiple lenders.
- Strong understanding of automotive lending, credit applications, lender approvals, funding requirements, and backend products.
- Strong compliance discipline and follow-through, with organization and attention to detail.
- Ability to manage multiple deals and priorities in a high-volume, fast-moving environment.
- Experience with dealer management system platforms such as Reynolds & Reynolds, CDK, Dealertrack, or similar.
- Proficiency with RouteOne, CUDL, lender portals, and credit application platforms.
- Experience with digital contracting and e-signature platforms.
- Strong working knowledge of Department of Motor Vehicles, titling, funding, and automotive compliance workflows.
- Comfort working within customer relationship management and digital retail platforms.
- Own the finance and insurance experience for customers purchasing vehicles through Ever, supporting both in-person and digital transactions.
- Present financing options, vehicle service contracts, warranties, and protection products to customers by phone, video, and in person.
- Conduct virtual and onsite finance and insurance consultations with customers nationwide.
- Structure, negotiate, and finalize financing deals through digital and in-store workflows.
- Submit credit applications, evaluate lender programs and approvals, and structure deals to achieve competitive customer terms.
- Leverage a broad lender network, manage lender relationships, and own deals through funding.
- Review deal jackets and documentation for accuracy and completeness before contracting and funding.
- Prepare, review, and finalize digital and physical finance documents and ensure timely execution.
- Maintain compliance with federal and state regulations, lender requirements, and company policies.
- Educate customers on electric vehicle incentives, available programs, and ownership economics.
- Partner with Sales, Delivery, Title, and Operations teams to ensure smooth handoffs and resolve deal-related issues.
- Identify and resolve funding delays, stipulation requirements, contract discrepancies, and lender issues.
- Maintain customer satisfaction and experience metrics.
- Track and manage finance and insurance performance metrics, including product penetration, PVR/gross profit, funding timelines, and close ratios.
- Bilingual proficiency in Spanish or Chinese (Mandarin or Cantonese) is strongly preferred, with Cantonese highly preferred.
- Interest in electric vehicles, digital retail, and evolving automotive technology.
About the company
Ever is an AI-native EV retailer based in San Francisco that operates a nationwide online and offline marketplace for used electric vehicles. It offers certified pre-owned EVs from more than 30 brands, allows customers to get instant trade-in offers by plate or VIN, and lets buyers trade in gas or electric cars, arrange financing online, and choose delivery or pickup. Vehicle listings include estimated monthly payments and battery/package details. The company also runs Eve, an AI assistant that helps with shopping, selling, and ownership questions. Ever earns revenue by buying and reselling used EVs and by providing financing and related services, blending a digital storefront with physical locations and logistics to reach customers nationwide. Its goal is to make EV ownership simpler, more transparent, and accessible to buyers across the United States.
Company Size
51-200
Company Stage
Series A
Total Funding
$31M
Headquarters
San Francisco, California
Founded
2022
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Simplify's Take
What believers are saying
- Reuters reported used EV sales rose 21% in January 2026, widening Ever's addressable market.
- Ever said it served thousands across 40 states, showing early national traction.
- Used EVs gained affordability as prices neared gas cars, expanding first-time buyer demand.
What critics are saying
- Used EV demand softened after the Sept. 30, 2025 federal tax credit expired.
- Tesla dominates used EV supply, pressuring Ever's margins through nonstop price competition.
- Ever's existential risk: EV retail stays niche, and inventory turns slow before burn shrinks runway.
What makes Ever unique
- Ever's Feb. 12, 2026 $31M Series A funded a proprietary AI-native operating system.
- Ever focuses only on EVs, unlike broad auto retailers chasing gas and electric inventory.
- Ever runs omnichannel SF and Costa Mesa showrooms, plus AI assistant Eve for shopping.
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Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- 401(k) Retirement Plan
- Unlimited Paid Time Off