Full-Time

Market Officer

Provident

Provident

501-1,000 employees

Non-bank cash loan provider in Poland

No salary listed

Tampa, FL, USA

In Person

Bachelor's, Master's, MBA

Category
Real Estate (1)
Required Skills
Market Research
Risk Management
Financial Modeling
Requirements
  • 5-10+ years of experience in industrial real estate, with development and/or acquisitions preferred.
  • Proven ability to source, underwrite, and execute industrial development projects.
  • Understanding of the development process, including zoning, entitlements, permitting, and construction.
  • Experience working with complex capital structures, financial modeling, deal structuring, and negotiation.
  • An established network of brokers, developers, and industry professionals in the Florida market.
  • Strong negotiation and transaction management skills.
  • A bachelor's degree in Real Estate, Finance, Business, or a related field.
  • Ability to build, lead, expand, and manage a regional market.
  • Strong analytical and problem-solving skills.
  • Excellent written and verbal communication skills, including the ability to present effectively to investors, partners, and public stakeholders.
  • Ability to work independently while managing multiple high-priority projects simultaneously.
Responsibilities
  • Lead and manage the Florida market, overseeing personnel and strategic growth initiatives.
  • Develop and implement the business and investment strategy for the Florida market.
  • Identify, evaluate, and execute new development and acquisition opportunities.
  • Build and maintain the company brand with brokers, consultants, and industry professionals.
  • Identify and pursue new development opportunities aligned with strategic goals.
  • Cultivate and maintain relationships with brokers, property owners, and industry stakeholders to generate deal flow.
  • Conduct market research and feasibility studies to assess potential acquisitions and development sites.
  • Drive deal negotiations, underwriting, and transaction execution for industrial real estate projects.
  • Manage entitlement, permitting, and construction processes for industrial projects in the region.
  • Collaborate with contractors, architects, engineers, and consultants to deliver projects on time and within budget.
  • Assess and mitigate risks throughout the development and construction lifecycle.
  • Oversee and implement leasing strategies to maximize occupancy and rental revenue.
  • Maintain relationships with tenants and property management teams.
  • Execute and oversee the asset management plan to optimize financial performance and property value.
  • Develop and execute exit strategies for successful asset sales.
  • Engage brokers and investors to attract interest and competitive bidding.
  • Negotiate transaction terms to achieve underwritten financial returns.
  • Oversee the closing process for efficient transaction execution.
Desired Qualifications
  • An MBA or master's degree in Real Estate is preferred.
  • Performance-based incentives are included in the compensation package.

Provident Polska provides non-bank consumer finance in Poland, offering cash and installment loans, credit cards (Provi Smart), and insurance products through a multi-channel model. It serves through a nationwide network of over 2,200 customer advisors and multiple channels: fully online loans, home-delivery with a customer advisor, or self-service repayment. Revenue comes from interest and fees on loans and financial services. The company stands out by targeting borrowers who may be overlooked by traditional banks, operates under International Personal Finance (IPF), and holds a National Payment Institution license (KNF) which enables expanded services. It also publishes an ESG report, reflecting a commitment to responsible lending. The goal is to provide accessible, responsible financial products to a broad Polish audience and continue expanding financial inclusion and service offerings.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Warsaw, Poland

Founded

1997

Simplify Jobs

Simplify's Take

What believers are saying

  • IPF said Poland lending rose 30% in Q1 2026.
  • Provident Polska reached 230,000 credit-card customers by July 2026.
  • Provident Polska and UNIQA renewed their partnership for five years on July 21, 2026.

What critics are saying

  • Poland’s annualised impairment rate rose to 10.0% in H1 2026.
  • Provident’s profitability now depends heavily on credit-card growth in Poland.
  • A KNF consumer-credit crackdown or rate cap would destroy the lending model.

What makes Provident unique

  • Provident Polska held a KNF payment institution license in December 2025.
  • Its Poland network spans 2,200 advisors, reaching borrowers banks reject.
  • It remains Poland’s only loan company publishing regular ESG reports.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

529 College Savings Plan

Paid Vacation

Paid Holidays

Maternity/Paternity Leave

Hybrid Work Options