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Oxbridge Health

Episode-based health plans with transparency

Episode Advisor

Full-TimeUpdated on 10/1/2026
No salary listed
Mid
Norwalk, CT, USA
In Person

About the job

Requirements
  • Knowledge of healthcare benefit plans and insurance terminology.
  • Excellent communication and interpersonal skills.
  • Empathy, patience, and strong problem-solving abilities.
  • Ability to manage tasks in an orderly and efficient manner and maintain organized workflows.
  • Proficiency in navigating digital tools and member portals.
  • Ability to work collaboratively in a team environment.
  • Ability to thrive in a dynamic, evolving environment.
Responsibilities
  • Provide comprehensive support to members by helping them understand and maximize their episode of care benefits.
  • Respond to inquiries via phone, email, or chat, providing clear and accurate information to resolve questions and concerns.
  • Initiate outgoing communications to assist members in using their Episode Advantage benefits.
  • Explain Episode Advantage benefits, including covered services, benefit allowances, eligibility, copayments, deductibles, limitations, and exclusions.
  • Guide members in using the member portal and its Episode Advantage benefit functionality.
  • Assist members in searching for episodes of care and corresponding care groups and guaranteed pricing.
  • Help members understand the value of selecting the appropriate site of care and care group for their needs.
  • Track claims related to episode of care benefits, associate them with Episode Advisor Care Team milestones, and resolve claim disputes or denials.
  • Help members locate in-network healthcare providers and facilities and provide directories and guidance for selecting appropriate providers.
  • Inform members about changes or updates to their episode of care benefits.
  • Handle and escalate member complaints to ensure timely and satisfactory resolution.
  • Collect and communicate member feedback for process improvement.
  • Work cross-functionally with claims processing, case management, and provider relations teams to address complex member issues.
Desired Qualifications
  • Fluency in Spanish.
  • Experience in customer service, particularly in a healthcare setting.
  • Previous experience in a healthcare-related customer service call center.

About the company

Oxbridge Health creates health coverage plans centered on Episode Benefit Plans, which bundle all services for a given treatment into a single transparent price to lower costs and improve care. It uses data analytics to establish a protection layer—an exceptions/variances corridor around an episode—to handle unexpected events and provide predictability in spending. The plans mix familiar PPO/HMO features with strong price transparency and consumer-focused design. The company targets employers and works with brokers to reach more clients, drawing on a history of consumer-choice models like POS plans and tiered drug pricing to empower cost-aware decisions. Its goal is to reduce healthcare costs for employers while delivering clearer pricing and better care for employees through data-driven, episode-based coverage.

Company Size

11-50

Company Stage

Late Stage VC

Total Funding

$38.5M

Headquarters

Norwalk, Connecticut

Founded

2023

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Simplify's Take

What believers are saying

  • Oxbridge filed a $45 million Form D on August 20, 2026, signaling investor backing.
  • Website updates on August 26, 2026 advertise 10% to 25% employer savings and 60% member savings.
  • Texas launch and four-state coverage expand the employer sales pipeline immediately.

What critics are saying

  • UnitedHealthcare, Aetna, and Cigna can bundle similar episode products by 2027.
  • Self-funded employers reject new shopping behavior, leaving Oxbridge dependent on broker education cycles.
  • If reinsurers reprice stop-loss in 2027, Oxbridge's guarantee economics break and margins collapse.

What makes Oxbridge Health unique

  • Oxbridge prices entire care episodes upfront, not fragmented claims, as of August 2026.
  • Episode Advantage keeps broad-network choice while locking guaranteed prices on expensive treatments.
  • Live in Texas, New Jersey, New York, and Connecticut with 70,000+ episodes per region.

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Growth & Insights and Company News

Headcount

6 month growth

↓ -2%

1 year growth

↓ -2%

2 year growth

↓ -5%
U.S. Securities and Exchange Commission
Aug 31st, 2026
SEC FORM D

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.The reader should not assume that the information is accurate and complete.