Full-Time

Member Experience Associate

Posted on 9/4/2024

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech

Compensation Overview

$65k - $80kAnnually

+ Equity + Benefits

Entry, Junior

Palo Alto, CA, USA

In-office role, 5 days a week.

Category
Customer Experience
Customer Success & Support
Required Skills
Customer Service
Requirements
  • 1+ years of experience working in a role that had a direct impact on customer experience and/or customer experience-related operations
  • Bachelor's or equivalent industry experience
  • Empathetic customer service associate focused on the human
  • Great communicator and storyteller who can motivate, influence, and advise others
  • Demonstrated ability to foster collaboration and facilitate teamwork
  • Demonstrated ability to be solution oriented using critical thinking, common sense, and proactive problem solving skills
  • Demonstrated ability to effectively identify, prioritize, and handle multiple work streams simultaneously in a dynamic and rapidly changing environment
  • Hands-on and willing to get hands dirty on execution
  • Tech-savvy and multiple tool and software power users.
Responsibilities
  • Empathetic customer service that is focused on the human as well as solving the problem.
  • Resolve customer questions, concerns, and product issues by engaging the customer resolving using critical thinking
  • Respond to customer concerns on time and empower them during and after your service— the customer should leave much much better after the interaction with you.
  • Monitor, investigate, research, and be proactive about solving problems, and customer issues and identifying areas for improvement and opportunity.
  • Document insights, procedures, and processes that work and share with the team.
  • Identify customer needs and help customers use specific features, understand our products, and maximize their success with our products and services
  • Communicate new products and features to customers
  • Make sure to follow up with customers until problems or issues are resolved.

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings without incurring any fees or interest, making it a convenient option for those needing quick funds for emergencies or daily expenses. The app features a 'Balance Shield' that helps users maintain their bank account balance by automatically depositing money if it falls below a certain level. Unlike traditional financial institutions, Earnin operates on a unique model where users voluntarily contribute what they feel is fair for the service, fostering a community-driven approach to financial support. This model encourages users to help each other, creating a more equitable financial system. Earnin also includes a 'Tip Jar' feature for users to set savings goals, all while ensuring data security through encryption.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

1%

1 year growth

3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin has facilitated over $15 billion in earnings access since 2013.
  • Recognition as Best Payments App highlights Earnin's fintech innovation.
  • Partnerships with gig platforms could expand Earnin's user base.

What critics are saying

  • Legal challenges from deceptive lending allegations could harm Earnin's reputation.
  • Increased competition in early wage access may impact Earnin's market share.
  • Reliance on voluntary contributions may not sustain long-term revenue.

What makes EarnIn unique

  • Earnin offers fee-free early wage access, unlike traditional payday loans.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Balance Shield feature provides automatic deposits to prevent overdrafts.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

INACTIVE