Senior Commercial Product Manager - Commercial Property
About the job
- A bachelor's degree in Insurance, Risk Management, Finance, Business, or a related field is required.
- At least 8 years of commercial insurance experience in product management, underwriting, forms development, portfolio management, or related disciplines is required.
- At least 3 years of experience focused on Commercial Property product work is required.
- Applicants must be authorized to work in the United States and must not require visa sponsorship now or in the future for employment purposes.
- Lead the strategy, development, and management of the company's Commercial Property product portfolio.
- Analyze emerging exposures, market trends, and competitive developments to identify product opportunities and challenges.
- Develop and enhance policy forms, endorsements, underwriting guidelines, and coverage solutions.
- Partner with underwriting leadership to refine underwriting strategy, risk appetite, and portfolio performance.
- Evaluate ISO changes and recommend adoption, modification, or proprietary alternatives.
- Collaborate with actuarial, claims, compliance, and regulatory teams to drive product enhancements.
- Support product filings, regulatory interactions, and underwriting education initiatives.
- Serve as a technical resource on property coverage and underwriting issues.
- Experience in Property underwriting or commercial insurance product development.
- Familiarity with ISO products and filings.
- Experience with regulatory filings such as SERFF.
- Professional designations such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM).
About the company
IAT Insurance Group insures businesses and individuals against property damage, liability claims and other risks that require specialized coverage. Its policies cover commercial trucks, moving and storage companies, aircraft and homes, while its surety bonds guarantee that contractors and other businesses meet obligations. The group underwrites policies, collects premiums and handles claims, and also sells reinsurance that takes on part of other insurers' liabilities. Coverage ranges from protection for goods in transit to legal claims against company directors, allowing customers to address risks beyond standard policies. IAT Insurance Group is headquartered in Raleigh, North Carolina.
Company Size
501-1,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Raleigh, NC
Founded
N/A
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Simplify's Take
What believers are saying
- Employer matching vests immediately: IAT advertises a dollar-for-dollar 7% 401(k) match.
- Underwriter trainees get practical preparation: IAT combines live expert sessions, field work and agency visits.
- Credentials get employer support: IAT backs technical certifications and tuition, alongside mentorship and regular performance reviews.
What critics are saying
- Distribution depends on intermediaries: IAT intentionally works through a select network of retail and wholesale insurance agents.
- Hybrid still means fixed office days: IAT schedules Monday through Wednesday onsite, with optional remote Thursdays and Fridays.
- Severe disasters enter underwriting exposure: IAT sells catastrophe reinsurance that assumes portions of other insurers' liabilities.
What makes IAT Insurance Group unique
- Carrier identities stay distinct: IAT operates six named insurance companies, including Harco National, TransGuard and Wilshire.
- Customs bonding adds a trade specialty: IAT partners with C.A. Shea and Company on U.S. Customs bonds.
- Prevention accompanies coverage: IAT gives policyholders onsite safety evaluations, annual follow-ups and a portal of training resources.
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