F

FICO

Predictive credit risk scoring & analytics

Senior Engineer - Software Engineering

Full-TimeDeadline 10/20/26
No salary listed
Senior, Expert
Bachelor's
Ashburn, VA, USA
In PersonDomestic and international travel required up to 10% of the time.
QA & TestingPerformance Testing, Test Automation Engineering
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree or equivalent in Engineering, Computer Science, or a related field.
  • Eight years of progressive post-baccalaureate experience in a Software Engineering, Quality Assurance, or related position.
  • Four years of experience in automation architecture and framework design, including defining and driving test automation strategies across complex projects and organizations.
  • Four years of experience designing, developing, and maintaining test automation for user interface, application programming interface including REST and gRPC, database, integration, and end-to-end testing.
  • Four years of non-functional performance testing experience for complex cloud-based services and applications, including performance, load, stability, and scalability testing, troubleshooting performance issues, tuning, and scaling.
  • Four years of software development experience using Java, Groovy, JavaScript, TypeScript, Python, HTML, CSS, SCSS, and shell script.
  • Four years of experience using Cypress, Playwright, Jest, Vitest, Selenium, Cucumber, TestNG, Rest-assured, Pact, and WebdriverIO.
  • Four years of experience using NodeJS, Apache POI, JSONPath, GoJS, NX, Allure, Esbuild, date-fns, lodash, Svelte, and SvelteKit.
  • Four years of experience using Git, GitHub, JFrog, Jenkins, and Maven for version control and continuous integration and delivery.
  • Four years of experience with MySQL, Oracle, and MongoDB.
  • Four years of experience with Tomcat and WebSphere application servers.
  • Four years of experience with Unix and Red Hat Enterprise Linux operating systems.
  • Four years of experience with Confluence and JIRA for requirements and defect tracking.
  • Four years of experience with qTest for test case management.
  • Four years of experience with Apache Kafka.
  • Four years of experience with Grafana, Prometheus, AppDynamics, and AWS CloudWatch for cloud monitoring and observability.
  • Four years of experience with AWS EKS, AWS Lambda, AWS S3, AWS Athena, AWS DynamoDB, and OpenShift.
  • Hands-on experience designing and developing end-to-end test frameworks and quality metrics dashboards and executing functional and performance tests for enterprise fraud detection solutions and applications.
  • Hands-on experience with containerization and orchestration technologies using Docker and Kubernetes.
  • Experience implementing continuous integration and delivery processes for automated code merging, build generation, deployment, and test-script integration.
  • Experience testing web applications on Unix, Linux, and cloud environments.
  • Familiarity with internationalization and localization testing.
  • Experience developing and implementing engineering processes, tools, and technologies and rolling them out across engineering organizations.
  • Experience leading, coaching, and directing engineers and working with globally distributed teams.
  • Experience must have been acquired after completion of the bachelor's degree program.
  • Unrestricted right to work in the United States is required.
Responsibilities
  • Perform end-to-end performance and functional quality assurance for cloud-based enterprise applications.
  • Develop and maintain test automation frameworks, engineering tools, technologies, and processes and standardize them across platforms, products, and engineering organizations.
  • Provide coaching and mentorship to junior team members and technical engineering leadership and direction to development and quality assurance engineers.
  • Lead the development and standardization of engineering processes, tools, and technologies for software and quality assurance engineering.
  • Collaborate with leaders from Product Management, Development, Architecture, Analytics, Platform, and Quality Assurance to gather and analyze functional and non-functional testing requirements.
  • Design, develop, and execute manual and automated functional and non-functional tests for enterprise-level cloud-native applications deployed on AWS.
  • Design and develop end-to-end test frameworks and quality metrics dashboards and execute functional and performance tests for enterprise fraud detection solutions and applications.
  • Ensure the quality of microservices and cloud infrastructure by validating performance, stability, and scalability testing for end-to-end applications.
  • Use cloud monitoring and observability tools for real-time measurement of performance statistics.
  • Identify performance bottlenecks in multi-API cloud applications and recommend scaling and tuning configurations.
  • Document and present test results and metrics to stakeholders and executive leaders.
  • Design, develop, and maintain continuous integration and delivery systems, test automation frameworks, performance test frameworks, and automated tests.
  • Integrate as a productive member of Scrum teams and participate in Agile methodology.
  • Coordinate with cross-functional leaders to establish and execute strategic plans aligned with corporate objectives.
  • Promote innovation, continuous learning, and improvement within the Quality Assurance team.
  • Lead and mentor junior team members, provide guidance and support, and encourage their growth and development.
  • Travel domestically and internationally up to 10% of the time.

About the company

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q3 fiscal 2026 revenue reached $674.2 million, up 26%, with guidance raised to $2.53 billion.
  • More than 70 lenders joined Score 10T by October 2026, representing 55% of top originator volume.
  • FICO signed direct license agreements covering 60% of mortgage reseller volume, expanding distribution leverage.

What critics are saying

  • FHFA expanded VantageScore 4.0 on September 9, 2026, pressuring Classic FICO volumes.
  • Fannie Mae and Freddie Mac aligned pricing grids on September 30, 2026, weakening FICO's tollbooth.
  • FICO carries $5.58 billion debt after June 2026 term-loan financing, raising refinancing pressure.

What makes FICO unique

  • FICO Score 10T pairs trended bureau data with mortgage workflows, validated by GSE datasets.
  • Optimal Blue and LoanPASS integrations embed FICO scoring into lending, pricing, hedging, and valuation.
  • Pindrop Marketplace and Plaid-powered UltraFICO widen FICO beyond scores into fraud and cash-flow decisioning.

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Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Yahoo Finance
Oct 2nd, 2026
Fair Isaac faces mortgage score challenge while Cadence grows across all products

Fair Isaac and Cadence Design Systems both sell products customers cannot easily replace, but their growth drivers differ significantly. Cadence's chip design software grows across all product groups, whilst Fair Isaac's growth stems primarily from raising prices on its FICO Score. In September 2026, the Federal Housing Finance Agency announced it would start using VantageScore, a cheaper rival, to set mortgage prices. This decision particularly affects Fair Isaac, whose Scores revenue grew 41% in fiscal Q3 2026, driven mainly by higher mortgage score prices. Cadence carries far less debt, at 2.7% of market value versus Fair Isaac's 40%. Fair Isaac trades at 18.4 times earnings compared to Cadence's 69.7 times. Fair Isaac's share price has fallen 56% over the past year, whilst Cadence is down 0.2%. Fair Isaac has not reported results since the government announcement.

Associated Press
Aug 11th, 2026
Alogram joins FICO Marketplace to offer explainable AI fraud intelligence

Alogram Inc. has joined FICO Marketplace, making its fraud intelligence offerings available to FICO Platform customers worldwide. The suite includes Account Forensics, Behavioral Intelligence, Email Intelligence, Identity Intelligence, Purchase Forensics, and Telecom Intelligence. These modular capabilities are designed to help enterprises identify suspicious digital activity and emerging AI-enabled fraud patterns. The offerings provide explainable indicators and audit-ready evidence that integrate directly into existing decisioning workflows. FICO Marketplace enables customers to discover and deploy pre-built AI models, data services, and analytics without replacing existing infrastructure. Alogram's CEO d'Artagnan Osborne said the partnership provides customers with additional signals and forensic context to better understand fraud risks. The listings are now accessible to FICO Platform customers through the marketplace, allowing enterprises to explore how these intelligence capabilities can support their fraud and risk management strategies.

Yahoo Finance
Jul 24th, 2026
Three companies beat market with strong growth: Brinker International up 214%, Construction Partners up 212%, Fair Isaac up 123%

Three companies have delivered strong returns over the past five years, according to recent analysis. Brinker International, which operates Chili's and Maggiano's Little Italy, has returned 214% with same-store sales growth averaging 15.5% over two years and £5.73 billion in revenue. Construction Partners, a civil infrastructure firm, has gained 212% with 39.9% annual revenue growth over the past two years. Its earnings per share growth of 46.7% outpaced revenue gains. Fair Isaac Corporation, creator of the FICO credit score, has returned 123%. The company's earnings per share growth of 29.3% exceeded revenue gains over the last two years, whilst maintaining a 34% free cash flow margin. All three companies have demonstrated consistent earnings growth and improving operational metrics.

Business Wire
Jun 4th, 2026
Optimal Blue integrates FICO Score 10T into capital markets platform for mortgage lenders

Optimal Blue, a mortgage capital markets platform, has integrated FICO Score 10T into its technology, marking a significant step in the adoption of FICO's most predictive credit scoring model across the mortgage industry. The integration enables lenders to price and decision non-agency loans using FICO Score 10T within Optimal Blue's product, pricing and eligibility engine, as well as mortgage servicing rights valuation and hedging capabilities. Optimal Blue supports approximately 60% of the top 50 US mortgage lenders. FICO Score 10T is currently available at no cost alongside Classic FICO through the FICO Score 10T Free Access Programme, allowing lenders to conduct side-by-side testing without additional fees. The integration extends to the secondary market, where investors and servicers can leverage the score for portfolio assessment.

Yahoo Finance
May 29th, 2026
FICO partners with Pindrop to integrate AI fraud detection into banking workflows

FICO has partnered with Pindrop to integrate AI-powered fraud detection into the FICO Platform. The agreement embeds Pindrop Protect to deliver real-time, multi-signal fraud intelligence for financial institutions, including deepfake detection and consortium intelligence within FICO decisioning workflows. The collaboration positions FICO as an orchestration layer for high-risk interactions such as account opening, wire transfers and call centre authentication. By hosting Pindrop Protect in the FICO Marketplace, the company aims to make advanced fraud controls function as a plug-in for banks and telecoms. The partnership expands FICO's role beyond credit scoring into voice, device and behavioural signals, adding another data-rich partner alongside existing arrangements with AWS and Plaid.