Lead Backend Engineer
Aplazo
Lead Backend Engineer
Aplazo
Provides BNPL payments for merchants
We're looking for a Lead Backend Engineer to own entire systems and lead technical initiatives. You'll design and build backend services that power Aplazo's financial products, mentor engineers, and drive quality across your squad.
At this level, you're the technical leader of your squad—breaking down ambiguous problems, delivering complex features end-to-end, and making the trade-offs that balance speed with reliability.
Own systems end-to-end — Design, build, and operate backend services from idea to production
Lead technically — Run design reviews, set technical direction, and make architecture decisions for your squad
Mentor engineers — Help E1/E2 engineers grow through pairing, code review, and coaching
Drive quality — Champion testing strategy, observability, and engineering best practices
Leverage AI strategically — Use AI for architecture exploration, large refactors, and risk modeling; build or champion AI-powered tools for the squad
Handle incidents — Lead incident response and blameless postmortems in your domain
Ship predictably — Break down ambiguous problems into clear milestones and deliver on commitments
Technical
5+ years building backend systems at scale
Strong experience with Java (Python/Go a plus)
Deep knowledge of distributed systems, APIs, and cloud infrastructure (AWS preferred)
Expert-level debugging across service boundaries
Track record of designing systems that balance scalability, reliability, and speed
AI Fluency
Uses AI tools (Copilot, Claude, ChatGPT) daily for coding, debugging, and analysis
Uses AI strategically for architecture exploration, large refactors, and prototyping
Builds or champions squad-level AI-powered tools (e.g., smart alerting, test generation)
Keeps the team ahead of new AI capabilities relevant to backend development and fintech
Leadership & Communication
Experience mentoring engineers and leading technical discussions
Clear communicator who can explain trade-offs to engineers, PMs, and stakeholders
Comfortable with ambiguity and changing requirements
Fluent in Spanish; working knowledge of English for cross-team collaboration
Mindset
Product-minded—you care about business outcomes, not just code
Strong ownership mentality; you see problems through to resolution
Curious about fintech, lending, and the Mexican financial ecosystem
Experience in fintech, payments, or lending
Familiarity with Mexican financial regulation (CNBV, Condusef)
On-call and incident management experience
Contributions to engineering culture (tech talks, RFCs, tooling)
Java (primary), Python, Go · AWS (ECS, Lambda) · PostgreSQL · Kafka · DataDog · Pulumi · Jenkins
Our mission is to empower financial access and opportunity across Latin America through fair, simple, and transparent solutions. Our tech vision: be the most beloved and innovative tech organization in Latin America.
We're a Series B fintech growing fast—you'll have real ownership, impact, and the chance to shape how millions of people access credit.
Aplazo provides buy-now-pay-later (BNPL) services in Mexico for online and in-store shoppers who often don’t have credit cards. Merchants can offer installment payments at checkout, and Aplazo settles funds to the merchant while the shopper pays in fixed installments. The system uses risk models, including AI-assisted credit decisions, to manage delinquency as it grows across ecommerce and physical retail. The company differentiates itself by targeting Mexico’s largely underbanked market and enabling both online and in-person purchases, supported by data-driven risk tools and a funding-backed expansion. Aplazo aims to become the go-to payment option for everyday purchases in Mexico.
Explore more opportunities at Aplazo