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Tomo Credit

Fintech credit card for nontraditional underwriting

Senior Product Manager

Product ManagementConfirmed live in the last 24 hours
Full-timeSan Francisco, CA, USAIn-person

About the Job

Requirements

  • Developed a forward-thinking product vision and strategy aligned with long-term business objectives.
  • Led market research, competitive analysis, and user research to identify product opportunities and growth areas.
  • Owned a strategic product roadmap and ensured timely delivery of high-impact features.
  • Prioritized product initiatives by balancing user needs, business goals, and technical constraints.
  • Partnered cross-functionally with engineering, design, marketing, and operations teams to deliver product solutions.
  • Served as the primary point of contact for stakeholders and provided regular updates on product progress and strategy.
  • Drove the product development lifecycle from ideation through launch and post-launch optimization.
  • Analyzed product performance using key performance indicators and data insights, iterating to maximize user engagement and business outcomes.
  • Advocated for user-centric design and fostered a customer-first mindset across teams.
  • Led usability testing and feedback sessions to refine product features and user experiences.
  • Has a strong technical background and can translate complex concepts into clear product requirements.
  • Has expertise in product lifecycle management, Agile development methodologies, and cross-functional team leadership.
  • Has communication, presentation, and stakeholder management skills.
  • Makes data-driven decisions using analytics tools and performance metrics.
  • Is proficient in product management tools such as Jira, Confluence, Google Analytics, and Mixpanel.
  • Has a bachelor's degree in Business, Computer Science, Engineering, or a related field.
  • Has strong problem-solving skills and a proactive, results-oriented approach.
  • Has collaborative interpersonal skills.

Desired Qualifications

  • 5+ years of product management experience in fintech or a fast-paced technology environment.
  • Experience launching and scaling impactful products.
  • Experience thriving in dynamic, fast-paced startup environments.

About the Company

Tomo Credit

Fintech credit card for nontraditional underwriting

Tomo Credit offers credit products for people with little or no credit history, including the TomoCredit Mastercard, a charge card that must be paid in full each month, plus an AI-powered financial advisor. It underwrites borrowers using a proprietary Cash Score that analyzes assets and financial behavior instead of traditional credit scores. Revenue comes from interchange fees charged to merchants on card transactions. The goal is to expand access to credit for those new to credit and help them build a positive credit history with responsible payments and budgeting tools.

Company size
11-50
Company stage
Series B
Total funding
$139M
Headquarters
San Francisco, CA
Founded
2018

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