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SMABTP

Professional liability, property, and motor insurance

Juriste Indemnisation Assurance Dommages Aux Biens

Full-Time
€2.9k - €3.3k/mo+ Variable pay + Participation bonus + Employer contribution match
Junior, Mid
Master's
Massy, France
In PersonOccasional travel within the region is required for expert assessments and claims reviews.
InsuranceClaims Adjudication

About the job

Requirements
  • A minimum Bac+5 degree in law is required.
  • At least two years of significant experience managing contentious property-damage insurance claims is required.
  • Knowledge of the technical and legal aspects of professional liability for construction companies is required.
  • The role requires assertiveness, agility, responsiveness, rigor, interpersonal ease, strong writing ability, analytical synthesis, and proficiency with office tools.
  • Occasional regional travel is required for expert assessments and claims reviews.
Responsibilities
  • Manage both amicable and contentious property-damage insurance claims.
  • Investigate, analyze, and negotiate amicable or contentious claims within a property-damage portfolio.
  • Commit the company during settlement operations within delegated authority while maintaining control of costs.
  • Participate occasionally in expert assessment or conciliation meetings.
  • Work with claims-management teams, commercial teams, settlement teams, accounting, technical departments, and consulting experts.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

  • Remote Work Options
  • Meal Benefits
  • Family Planning Benefits
  • Profit Sharing