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Santander

Global retail and commercial banking group

Product Manager - Digital Channels

Product ManagementPosted on Nov 12
Full-timeLisbon, PortugalNo salary listedIn-person

About the Job

Requirements

  • Three to five years of experience in Product Management, preferably in banking, fintech, digital products, or digital-first environments.
  • Strong knowledge of Product Discovery, product management, roadmap definition and prioritization, and defining product vision and goals.
  • Experience managing and refining the Product Backlog, decomposing epics into small, testable user stories with clear acceptance criteria.
  • Knowledge of prioritization techniques and value-versus-effort analysis, and the ability to justify and communicate trade-offs to stakeholders.
  • Experience with agile methodologies, including sprint planning and tracking, refinement, sprint reviews, estimation, and team capacity management.
  • Understanding of UX/UI principles and ability to translate customer needs into product opportunities and solutions, including accessibility and digital journey design.
  • Ability to use data, customer research, experimentation such as A/B testing, and performance metrics including adoption, retention, conversion, NPS, and usage rate to inform decisions and measure results.
  • Ability to collaborate with technical teams, including understanding architecture, APIs, and dependencies, and managing releases, quality, and acceptance of deliverables.
  • Proficiency with product management and collaboration tools such as Jira, Azure DevOps, Confluence, and Figma, and analytics tools such as Power BI, Google Analytics, or equivalents.
  • Ability to communicate product vision and priorities to technical and business audiences, locally and globally.
  • Ability to manage stakeholders, influence outcomes, align expectations, negotiate competing priorities, and build consensus without hierarchical authority.
  • Ability to make decisions with incomplete information and take responsibility for choices and trade-offs.
  • Critical and analytical thinking, customer and data orientation, and ability to solve complex problems in ambiguous contexts.
  • Ability to facilitate workshops, discovery sessions, and refinement sessions productively and resolve conflicts.
  • Ability to balance global alignment with local needs and demonstrate adaptability, curiosity, and continuous learning.
  • Higher education in Management, Economics, Engineering, Technology, Design, Marketing, or a relevant field.

Responsibilities

  • Lead Product Discovery activities by understanding individual customers’ needs and behaviors, analyzing market trends, and identifying opportunities to evolve the digital proposition.
  • Collaborate with global Product teams on shared strategies and capabilities, and promote adoption and reuse of global solutions when they meet the needs of the market.
  • Balance scalability, consistency, and global reuse with the specific needs of customers and the business, as well as local regulatory requirements.
  • Work closely with Product Designers to develop simple, intuitive, accessible, and coherent digital experiences that solve real customer problems.
  • Define hypotheses, gather and analyze customer feedback, monitor digital journeys and behaviors, and continuously optimize features and experiences.
  • Collaborate with Engineering, Data, Design, Marketing, Business, and other local and global teams to define, prioritize, and deliver Product initiatives.
  • Use quantitative and qualitative data to support decisions, define success metrics, and prioritize roadmaps while balancing customer impact, business value, global strategy, local needs, technical complexity, and regulatory requirements.

Desired Qualifications

  • Experience in banking, fintech, digital products, or digital-first environments is preferred.
  • Additional training in Product Management, UX/UI, Agile, Analytics, or related areas is valued.

About the Company

Santander

Global retail and commercial banking group

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas, serving individuals and SMEs with regional franchises and a broad consumer finance arm, plus a Corporate & Investment Banking division for multinational clients. It uses its Gravity cloud platform to migrate core banking and rapidly deploy digital services such as Openbank across markets, combining fintech-style agility with a bank's balance sheet. The bank differentiates itself by marrying a large retail footprint with global CIB capabilities under the One Santander verticals model to boost efficiency and cross-border revenue. Its goals include improving returns on tangible equity and financing the green economy through sustainable finance and renewable energy projects.

Company size
10,001+
Company stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902

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