Non-QM Mortgage Account Executive

Job Description

Job Title: Account Executive  
Job Type: Full-time
Work Location: On-site during ramp and training, with remote flexibility after ramp based on performance and business need.
Location: Santa Ana, CA

Required Qualifications

• 1 to 2 years of mortgage industry experience (retail, correspondent, or wholesale)
• 2+ years of sales experience
• Strong communication skills and comfort with outbound activity
• Detail oriented and able to thrive in a production-driven environment
• Comfortable working with the Microsoft office suite and CRM tools
• Team player with a service-first mindset

Preferred Qualifications

• Wholesale lending experience
• Non-QM experience
• Existing broker relationships or the ability to build a book quickly

Duties

• Prospect and engage potential clients through outbound activity (calls, emails, and follow-up)
• Track contacts, pipeline activity, and outreach in the company CRM
• Build and maintain relationships with current and new mortgage brokers
• Maintain sales contact, pipeline, and other pertinent sales activity reports
• Train brokers on HomeXpress products, policies, and procedures to ensure loan files are complete and within guidelines
• Work directly with brokers and loan officers on marketing programs that drive production
• Stay current on underwriting guidelines and program changes
• Support brokers through the loan process, including pre-underwriting and pre-qualifying files as needed
• Provide ongoing service and support to broker partners

Compensation Structure

Your earnings are structured to reward performance and provide consistent financial stability. This role follows a Commission-on-Draw model.

• Standard Monthly Draw: A guaranteed monthly draw of $2,929.34 ($35,152.08 annualized) is provided against future commissions to ensure steady cash flow.
• Commission Earnings: In addition to the draw against commission, you are eligible for uncapped commission earnings based on volume of funded units.
• Supplemental Pay: Further incentives include eligibility for Quarterly Performance Bonuses, designed to reward exceptional results and long-term contribution to the team.
• On Target Earnings or OTE are $100,000 though it isn’t uncommon for successful Account Executives to earn $150,000+

Health Benefits

We are committed to the well-being of our team members and their families. After 30 days of employment, you will have access to:

• Comprehensive Insurance: Choice of premium medical plans, including Health, Dental, and Vision coverage.
• Life Insurance: Employer sponsored life insurance to ensure peace of mind and family security.
• FSA Contribution Account Available

Retirement & Financial Growth

• 401(k) Plan: Access to a 401(k)-retirement savings account to help you build long-term wealth.
• Employer Matching: The company provides a 401(k)-matching contribution, significantly accelerating your retirement savings and total compensation.

Work-Life Harmony

• Paid Time Off (PTO): We value rest and rejuvenation. You will receive a competitive PTO accrual plan for vacations, personal time, and holidays.

Education

• High school or equivalent

Experience

• Sales: 2 years (Required)
• Mortgage: 2 years (Required)
• Non-QM: 2 years (Preferred)
  
   

Qualifications

Additional Information

All your information will be kept confidential according to EEO guidelines.

Compensation: 100000 to 150000 (USD) (YEARLY)