Associate – Balance Sheet Optimization - Corporate & Investment Banking

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

The Associate, Balance Sheet Optimization will support the team in enabling growth across CIBC’s Corporate & Investment Banking businesses. The role will provide analytical, reporting and execution support to help transaction teams manage balance sheet, funding, risk and capital constraints while maintaining the Bank’s risk appetite. Working in a lean and evolving team, the Associate will gather and reconcile data, prepare recurring management materials, evaluate transaction and portfolio economics, coordinate execution workstreams and help develop scalable tools and processes.

How You’ll Succeed

Solutions, Portfolio and Returns Support

• Support the evaluation of transaction, client and sector constraints and the identification of opportunities to optimize balance sheet by preparing financial, portfolio, and scenario analysis for potential solutions, including assessment of economics, capital impact, funding considerations, return implications and execution costs.
• Maintain detailed views of the transaction pipeline, portfolio roll-off, concentrations, available capacity and progress against balance sheet, capital and funding objectives.
• Support new-deal and portfolio reviews by coordinating with stakeholders, preparing materials, tracking follow-up and analyzing client and transaction returns, resource utilization and potential remediation opportunities.
• Coordinate data requests, approvals, documentation and action items across front-office and control partners, maintain execution trackers and help advance optimization initiatives through completion.

Reporting and Capability Development

• Gather, reconcile and quality-check data from multiple sources, while maintaining the underlying spreadsheets, data sets, process documentation and controls needed for accurate and timely reporting.
• Prepare concise management presentations and dashboards covering pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits and key decisions.
• Support technological advancement and continuous improvement of tools, reporting and workflows, including the practical use of AI and automation to develop more scalable capabilities.

Senior Team Support and Coordination

• Provide day-to-day analytical and execution support, allowing senior team capacity to focus on complex transactions, stakeholder engagement and strategic priorities.
• Prepare briefing materials, meeting notes, decision logs and follow-up items for discussions with business leaders, transaction teams and control partners.
• Respond to ad hoc analytical requests, coordinate inputs from relevant stakeholders and deliver accurate work within agreed timelines.
• Develop subject-matter expertise across capital, returns, funding and risk topics and progressively assume ownership of defined analyses, reporting processes and execution workstreams.

Who You Are

• The successful candidate will combine strong analytical capability, attention to detail and commercial judgment with an interest in corporate credit, transaction execution and balance sheet optimization.
• Typically 3–6 years of relevant experience in corporate banking, investment banking, credit risk, loan distribution, structuring, portfolio management, capital management or a related analytical role. CFA, MBA or other relevant professional qualification is a plus.
• Strong foundation in corporate credit, financial modeling, transaction analysis and financial statement analysis, with an ability to learn portfolio risk, capital, balance sheet and funding concepts.
• Advanced spreadsheet and presentation skills, including the ability to organize large data sets, build clear analytical outputs and produce senior-management-ready materials.
• Ability to assess transaction and solution economics, identify key assumptions and sensitivities, and communicate implications for returns and resource utilization.
• Familiarity with loan distribution, participations, nonpayment insurance, credit-risk transfer, hedging or related optimization solutions is an advantage.
• Excellent attention to detail and a disciplined approach to data gathering, reconciliation, quality control, documentation and recurring reporting.
• Strong written and verbal communication skills, with the ability to synthesize complex information into clear conclusions, recommendations and decision materials.
• Highly collaborative, proactive and organized, with the ability to manage multiple priorities, follow through on commitments and operate effectively in a lean, evolving team.
• Commercially minded and curious, with sound judgment, a willingness to work hands-on and the potential to take on increasing responsibility over time.
• Interest in technological advancement, AI-enabled workflows, data visualization and management dashboard development.
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.

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At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $150,000 - $185,000 for the New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members. Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.

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What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

NY-New York, 300 Madison Ave Fl 8

Employment Type

Regular

Weekly Hours

40

Skills

Analytical Thinking, Business Development, Business Investments, Credit Risk Management, Customer Experience (CX), Financial Modeling, Financial Statement Analysis, High Net Worth Individuals, Portfolio Management, Reporting Processes, Researching