Home Loans Senior Data Analyst

The role:

We are on the hunt for an experienced and technically savvy Home Loans Portfolio Manager to spearhead the successful delivery of our organization’s high-tech projects and portfolio growth. In this critical role, you will manage a residential mortgage portfolio, orchestrating efforts with product managers and multidisciplinary teams. Your focus will be on leveraging advanced project management techniques, ensuring effective technical communication, pinpointing areas for technological enhancement, and bolstering the overall technical integrity and success of each project.

 Joining SoFi means you’re part of a visionary enterprise reshaping financial services with cutting-edge technology. We blend the dynamism of a fast-paced startup with the robust leadership of an established industry player.

What you’ll do: 

As our Home Loans Portfolio Manager, your responsibilities will be to:

• Facilitate high-level technical communication across projects and stakeholders including underwriting, operations, compliance and capital markets, guaranteeing flawless technical execution and information flow.
• Monitor production and create reporting on the concentration limits of the portfolio including items such as credit score, LTV, DTI, lien position, documentation type, market, and property type.
• Order, track and report refreshed values across the portfolio.
• Monitor the portfolio for increasing risks such delinquencies, losses, and geographic areas with declining markets.
• Complete Gap Analysis on Residential Mortgage Guidelines to different investors and product types.
• Review and analyze loan deficiencies and exception requests to determine appropriate courses-of-action.
• Lead the orchestration and management of a range of technical projects, ensuring close collaboration with product managers and diverse teams across technical domains.
• Work intimately with technical project managers and product managers to drive the successful, on-time, and within-budget delivery of technical initiatives.
• Play a key role in the development and implementation of organizational strategies, with a special emphasis on technical and innovative aspects.
• Conduct thorough technical portfolio reviews, assessing technical performance, identifying technical risks, and formulating strategies to mitigate them.

What you’ll need:

• Bachelor’s degree with a minimum of 8 years of experience in technical project management, particularly managing a diverse portfolio of complex technical projects.
• Residential Mortgage experience in either operations, underwriting, or capital markets.
• Thorough understanding and strong working knowledge of credit, underwriting, credit policy, financial statement analysis and property evaluation.
• Be a self-started with expertise in guiding project success within a dynamic and technically demanding environment, utilizing tools such as SQL, Tableau, Airtable, JIRA, Confluence, and various project planning software applications.
• Exceptional communication and interpersonal skills, essential for effective collaboration across multidisciplinary technical teams and stakeholders. Proficiency in leveraging technical communication platforms and tools is crucial.
• Proven track record of technical project delivery, ensuring projects are executed on time, within budget, and meet stringent technical standards.
• Outstanding organizational and multitasking abilities, especially in a dynamic, fast-paced, and technically driven environment. Proficiency in using project planning software to manage complex project timelines and resources.
• Proactive problem-solving skills with a results-oriented mindset, especially in addressing complex technical challenges.