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Mission Lane

Credit-building fintech offering transparent cards

Senior Delivery Manager - Data & Models

Full-TimePosted on 10/22/2026
$117k - $152k/yr+ Annual incentive + Equity programs
Senior
Remote in USA
RemoteRemote-first; travel approximately 4+ times per year for in-person collaboration.
Project & Program ManagementProgram Management
No H1B Sponsorship

About the job

Requirements
  • At least 5 years of experience in program or project delivery, ideally in financial services, fintech, or a data-heavy environment.
  • Track record of leading multiple concurrent initiatives spanning three or more cross-functional teams, including technical teams.
  • Working knowledge of the data and model development lifecycle, including data engineering, development, validation, deployment, and monitoring, sufficient to plan work and manage dependencies with technical teams.
  • Experience working within model governance, model risk management, or other formal review and approval processes in a regulated environment.
  • Experience building delivery structure, processes, or standards, including intake, documentation, status reporting, and handoffs, that teams adopted and sustained.
  • Clear, direct written and verbal communication that makes ownership, status, and next steps unambiguous.
  • Experience calibrating escalation to senior leaders, knowing what to raise and what to resolve directly.
  • Experience informally guiding or coaching colleagues without formal management authority.
  • Ability to travel approximately four or more times per year for in-person collaboration.
Responsibilities
  • Own the delivery roadmap for data and model initiatives across all business verticals, including milestones, dependencies, and sequencing, in partnership with the portfolio prioritization team.
  • Maintain a single, current view of every data and model initiative in flight, with status, risks, and next steps shared regularly with leaders and partner teams.
  • Coordinate across data engineering, data science, credit, risk, and compliance; surface dependencies and unknowns early and drive cross-team problems to a solution.
  • Build the delivery playbook for model development, validation, deployment, credit policy updates, and related approval flows, with clear handoff ownership at every stage.
  • Ensure model governance readiness so models arrive at review complete and approvals do not become an unexpected bottleneck.
  • Establish delivery practices for data work, including pipeline and platform changes, data product releases, and data quality remediation, with clear ownership and handoffs.
  • Serve as the operational point of contact for second-line credit and model risk management bank oversight.
  • Continuously improve planning and delivery using delivery data and retrospectives to reduce coordination overhead and rework.
  • Provide informal guidance to less experienced delivery colleagues as the delivery practice takes shape.
Desired Qualifications
  • Direct experience with second-line oversight or bank regulator expectations for model risk management, such as SR 11-7, including preparing for model validation or regulatory exams.
  • Experience delivering data platform, pipeline, or analytics initiatives alongside credit risk or other financial models.
  • Experience establishing a new function or process where no established approach existed.

About the company

Mission Lane provides consumer credit cards designed to help people build or rebuild their credit. It offers cards with transparent pricing—no hidden fees, no security deposits, and no activation fees—and earns revenue from interest and late fees. The product features instant approval decisions, free access to credit scores, credit-building education, and reports sent to all three major credit bureaus. As customers use credit responsibly, they can receive higher credit limits over time. Compared to other issuers, Mission Lane differentiates itself through clear pricing, immediate approvals, and integrated credit-building tools. The company's goal is to help individuals establish stronger credit histories by providing accessible, transparent credit and educational resources.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$1B

Headquarters

Richmond, Virginia

Founded

2018

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Simplify's Take

What believers are saying

  • Mission Lane and Plaid expanded open-finance access for two million customers in 2023.
  • The April 2026 bank charter filing targets cheaper funding and direct card issuance.
  • BusinessWire said Mission Lane served over three million customers and became profitable in 2024.

What critics are saying

  • BBB logged 600 Mission Lane complaints in three years through August 2026.
  • Two open NLRB charges were filed June 10, 2026, alleging coercive rules.
  • OCC rejection of its bank charter keeps TAB Bank and WebBank dependence through 2027.

What makes Mission Lane unique

  • Mission Lane filed for a U.S. national bank charter on April 21, 2026.
  • Its unsecured cards require no security deposit and use Plaid-linked underwriting data.
  • Brandon Black, a former Capital One and Encore Capital executive, became CEO in 2024.

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Benefits

  • Full health, dental, and vision benefits
  • FSA
  • Paid parental leave
  • 401k with company match
  • Generous PTO
  • Flexible work schedule

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-2%

2 year growth

-3%
The Business Journals
Feb 16th, 2024
Richmond fintech names new CEO

Richmond fintech Mission Lane has named Brandon Black is new chief executive.

Business Wire
Feb 15th, 2024
Mission Lane Names Brandon Black As Ceo

RICHMOND, Va.--(BUSINESS WIRE)--Mission Lane, a purpose-driven consumer fintech company, today announced that its Board of Directors has appointed Brandon Black as Chief Executive Officer. Black has served on the board since 2019. The company concurrently announced that it has closed on additional funding from Invus Opportunities and QED Investors. In the last five years, Mission Lane has served over three million customers and built a high-quality portfolio of over $2 billion, all while becoming profitable and consistently earning industry-leading customer Net Promoter Scores and strong financial returns on capital. Black, who has nearly three decades’ experience in financial services, started his career at Capital One, leading various operating units – including credit, customer service, fraud, and collections – as the company grew from a unit within Signet Bank into an enduring market leader. Subsequently, he served as COO and CEO of Encore Capital Group

Daily Sports
Dec 2nd, 2023
Legit Affiliate Marketing Course For 1K Daily Income From Home In 2024 Launched

$100M Mission has launched a training program for aspiring entrepreneurs to learn affiliate marketing and scale their businesses quickly.

PYMNTS
May 11th, 2023
Plaid Signs Agreements To Migrate Traffic To Financial Institutions’ Apis

Plaid is expanding its application programming interface (API)-based data sharing network.The firm is now migrating 100% of its traffic to APIs for financial institutions, including Capital One, J.P. Morgan Chase, USAA and Wells Fargo, Plaid Head of U.S. Financial Institution Partnerships Christy Sunquist wrote in a Thursday (May 11) blog post.Plaid has also signed agreements with RBC, Citibank and M&T, and it will migrate its traffic to their APIs in the coming months, according to the post.“Our goal is to remove the need to rely on screen scraping in order for consumers to use the apps and services they want, and the momentum across our API integrations will help the industry get there faster,” Sunquist wrote.Plaid has been working with financial institutions to set up an API-based data-sharing network for a decade, according to the blog post.Last year, the company launched Core Exchange, which helps community banks, credit unions, FinTechs and digital banking platforms plug into Plaid’s network via the Financial Data Exchange (FDX) API specification. To date, more than 2,100 such organizations have done so, the post said.By participating in Core Exchange, they can adopt open banking and enable their customers to connect their accounts to apps in Plaid’s network via API, per the post.“It’s exciting to see all corners of the industry come together to embrace open finance and unlock exponential value for consumers as they move their financial lives online,” Sunquist wrote.Partnerships recently announced by Plaid illustrate the benefits open finance can offer to consumers.For example, Buddy, a budgeting app for Generation Z, partnered with Plaid in April to allow its users to securely connect their financial accounts and track their spending.In February, Mission Lane expanded its collaboration with Plaid to offer underbanked consumers access to digital payments, financial planning and investment tools, and other resources powered by the Plaid network.In December, Australian FinTech Airwallex teamed up with Plaid to offer its customers faster automated clearing house (ACH) payments and a safer, cost-efficient way to authorize debits from their bank accounts

FF News
Feb 22nd, 2023
Mission Lane And Plaid Expand Open Finance Partnership To Offer Additional Connected Solutions To Underbanked Customers

Purpose-driven fintech Mission Lane today announced it is expanding its partnership with the data network Plaid to bring secure open finance solutions to its two million-plus customers.The expanded partnership leverages Plaid’s innovative open finance API data connectivity solution, which allows customers to securely connect their Mission Lane branded accounts to more than 7,000 apps and services powered by the Plaid network, such as digital payments and financial planning and investment tools to help them improve their financial outcomes.Ensuring all consumers have access to modern financial tools has never been more critical. Facing inflation, market volatility and risk of recession, consumers are more reliant than ever on digital financial tools. Plaid’s 2022 Fintech Effect Report found that more than half of Americans (53%) say that their financial stress increased over the past year, and 77% say accessing their finances from anywhere is helping them navigate a challenging economy.“In today’s world, consumers expect their finances to be seamless and at their fingertips. This is especially true for the many customers we work with who are trying to build or rebuild their financial lives and want to have a full picture of where they stand,” said Shane Holdaway, CEO of Mission Lane. “We are so excited to expand our partnership with Plaid, which will help us serve more consumers and offer a connected, open finance solution across our products.”“Plaid is excited to expand our partnership with Mission Lane to ensure that even more people will benefit from financial inclusion,” said Eric Sager, COO of Plaid. “The expanded partnership with Mission Lane will help millions of customers securely connect their accounts to the apps and services which will help those customers build the credit they need to lead healthier financial lives.”Plaid and Mission Lane have a shared vision to advance financial access to all