Full-Time

Internal Auditor II

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$48k - $88.6kAnnually

+ Annual Performance-Based Incentive

Mid

Dallas, TX, USA + 4 more

More locations: Sioux Falls, SD, USA | Franklin, TN, USA | Troy, MI, USA | Scottsdale, AZ, USA

This is a hybrid role, requiring some in-office days.

Category
Risk & Compliance
Legal & Compliance
Required Skills
Data Analysis

You match the following Pathward's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Bachelor's degree or equivalent education and work
  • Professional certifications such as CIA, CRMA, and/or CPA preferred.
  • Typically 3+ years with bachelor's or equivalent, with prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors experience preferred.
  • Communication skills (written and verbal)
  • Collaboration and building relationships
  • Attention to detail
  • Learning agility
  • Shows intellectual horsepower, quickly grasping complex concepts and solving problems effectively.
  • Is action-oriented, taking initiative and driving tasks to completion efficiently.
  • Upholds ethics and values, ensuring decisions align with organizational standards.
  • Maintains integrity and trust, demonstrating honesty and earning the confidence of colleagues and clients.
  • Listens actively, showing genuine interest in others' perspectives and providing constructive feedback.
  • Practices patience and perseverance, working steadily through challenges and setbacks.
  • Manages time effectively, prioritizing tasks and meeting deadlines without compromising quality.
  • Maintains a customer focus, understanding client needs and striving to exceed expectations.
  • Builds strong peer relationships, fostering teamwork and collaboration.
  • Shows compassion, treating others with empathy and respect.
  • Exhibits strong planning skills, organizing tasks and resources to achieve audit goals efficiently.
Responsibilities
  • Perform audit testing as assigned.
  • Understand and apply audit methodology practices.
  • Analyze data obtained for evidence of deficiencies in controls, duplication of effort, fraud or lack of compliance with laws, government regulations and management policies or procedures.
  • Provide clear, concise and appropriate documentation of work performed, issues and observations using oral and written forms of communication.
  • May provide data for compilation of reports for Pathward
  • Research and consult on audit services in a wide range of bank product and service lines, with particular focus on prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors.
  • Participate in business and departmental projects that require analytical and risk assessment skills.
  • Stay abreast of emerging issues involving internal audit and changes to federal and state banking laws, rules and regulations that could impact the organization, particularly with prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors.
  • Other duties as assigned.
Desired Qualifications
  • Prior industry experience with prepaid products and/or deposit products, consumer payment applications/wallets, and digital or electronic payments processing/processors preferred.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on tailored services that adapt to clients' unique needs, generating revenue through fees and interest from services like working capital loans and equipment financing. The company's goal is to help clients navigate their financial journeys and achieve stability and growth.

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's expanded product suite boosts service offerings for financial institutions.
  • The partnership with Ouro ensures stable revenue from prepaid and debit products.
  • Great Place To Work Certification indicates strong workplace culture and employee retention.

What critics are saying

  • Increased fintech competition could erode Pathward's market share.
  • Rapid tech advancements may strain Pathward's financial resources for continuous innovation.
  • Regulatory scrutiny could lead to higher compliance costs for Pathward.

What makes Pathward unique

  • Pathward offers a comprehensive suite of financial solutions for diverse client needs.
  • The company focuses on financial inclusion, serving underserved individuals and businesses.
  • Pathward's Banking as a Service model enhances client financial service capabilities.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Life Insurance

Disability Insurance

Paid Time Off

Hybrid Work Options