Full-Time

Account Manager

Enterprise

Spade

Spade

11-50 employees

Real-time transaction enrichment API for payments

Compensation Overview

$200k - $250k/yr

+ Equity

New York, NY, USA

Hybrid

At least two days per week in the Flatiron office.

Category
Sales & Account Management (1)
Required Skills
REST APIs

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Requirements
  • At least 7 years of experience, including at least 5 years of account management or account executive experience for a technical product carrying a quota and responsibility for account growth, upsells, and renewals.
  • Proven ownership of commercial outcomes, such as quota, net revenue retention target, or revenue retention, across a book of enterprise accounts.
  • Experience owning enterprise deals and relationships, partnering with executive-level stakeholders, and leading multi-year, multi-product enterprise contract negotiations involving master service agreement, procurement, and legal terms.
  • Comfort using artificial intelligence, automation, and self-built workflows to scale personal productivity.
  • Based in New York City with the ability to work from the Flatiron office at least two days per week.
Responsibilities
  • Own 5–10 major enterprise customer relationships totaling $2–5 million in annual recurring revenue from signature through renewal and expansion, serving as the primary point of contact and trusted advisor.
  • Build vice president and C-suite relationships at each customer by mapping their roadmap, organization, and strategic priorities, and run quarterly business reviews, executive briefings, and on-site meetings.
  • Lead renewals and multi-year pricing negotiations, including over-utilization, scope changes, and contract restructures, while structuring complex deals across legal, procurement, and technical teams on both sides.
  • Drive expansion by identifying opportunities and selling customers into new Spade products, owning the full deal cycle from discovery to close.
  • Act as the customer's internal voice by partnering with engineering, product, and solutions engineers on technical investigations and translating findings and feedback into prioritized roadmap requests and voice-of-customer briefs.
  • Partner with Sales before signature and Solutions Engineering after signature to ensure clean handoffs and successful implementations on technically complex accounts.
Desired Qualifications
  • Experience with transaction or payments data.
  • Experience with application programming interface or data products.
  • Experience building post-sales playbooks, standard operating procedures, or operating frameworks from scratch.

Spade provides real-time transaction enrichment via an API that maps raw card transaction data to verified merchant identities, including granular category and geolocation details. The process starts when a client (such as a card issuer, neobank, or fraud platform) sends transaction data to Spade’s API; the system then matches the data to a real merchant identity, enriches it with additional attributes, and returns the enhanced transaction record to the client’s platform in under 50 milliseconds, enabling faster and more informed payment decisions during authorization. Spade serves fintechs and card ecosystems (examples include Ramp, Sardine, Unit, and Mercury) and differentiates itself through speed, real-time accuracy, and a security-conscious approach (SOC 2 certified and does not handle PII). The company's goal is to help clients improve authorization rates, strengthen fraud detection, and enable more capable card products by providing high-quality merchant data.

Company Size

11-50

Company Stage

Series B

Total Funding

$62.4M

Headquarters

New York City, New York

Founded

2020

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Simplify Jobs

Simplify's Take

What believers are saying

  • Spade raised $40 million in March 2026 from Oak HC/FT and a16z.
  • The company says more than 85% of clients now use multiple workflows.
  • Expansion beyond enrichment targets a larger payments intelligence budget across banks and fintechs.

What critics are saying

  • Spade must defend against Stripe, ad hoc bank teams, and legacy data vendors.
  • Customer concentration stays dangerous if Mercury, Ramp, or Bilt reduce usage in 2026.
  • If agentic workflows fail, Spade remains a commodity enrichment API facing margin compression.

What makes Spade unique

  • Spade's 2025 Agent Layer expands enrichment into automated payments workflows.
  • Its proprietary database claims 99.9% US and Canadian merchant coverage.
  • Sub-40 millisecond P99 latency fits card authorization decisioning.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Remote Work Options

Paid Vacation

401(k) Retirement Plan

401(k) Company Match

Paid Holidays

Family Planning Benefits

Fertility Treatment Support

Adoption Assistance

Childcare Support

Parental Leave

Professional Development Budget

Conference Attendance Budget

Wellness Program

Gym Membership

Mental Health Support

Phone/Internet Stipend

Home Office Stipend

Remote Work Options

Life & short-term disability insurance

Paid parental leave

Work from home stipend

Growth & Insights and Company News

Headcount

6 month growth

13%

1 year growth

-2%

2 year growth

2%
FinSMEs
Mar 24th, 2026
Spade Raises $40M in Series B Funding

Spade, a NYC-based provider of a data and AI platform for financial institutions, raised $40M in Series B funding

Axios
Mar 24th, 2026
Spade raises $40M to structure messy bank transaction data

Spade, a company that transforms messy transaction strings into structured merchant data for banks and fintechs, has raised $40 million in Series B funding, CEO Oban MacTavish told Axios exclusively. The company addresses a critical challenge in banking automation: incomplete, inconsistent or difficult-to-read transaction data prevents banks from effectively automating rewards programmes, fraud checks and marketing efforts. Spade's technology helps financial institutions standardise and structure payment information, enabling better automation of customer-facing services and security features.