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Octane

Instant financing for lifestyle purchases

Title Specialist 1

Full-TimeUpdated on 10/23/2026
No salary listed
Junior
Irving, TX, USA
In Person
Clerical & Data EntryOffice Clerical & Records

About the job

Requirements
  • A high school diploma or equivalent is required.
  • At least two years of experience in vehicle title management is required.
  • At least two years of experience, preferably in auto finance or installment loan servicing, with a focus on title management is required.
  • Ability to work independently and as a team member while using critical thinking and sound judgment in decision making.
  • Experience with customer correspondence and exceptional accuracy and attention to detail.
  • Ability to solve difficult problems with effective solutions.
  • Proficient verbal and written communication skills.
  • Ability to work well under pressure and complete daily or regular tasks consistently.
  • Strong organizational skills, ability to learn quickly, and overall knowledge of titling.
  • Ability to work a flexible schedule that may include overtime as needed.
  • Working knowledge of Microsoft Word and Excel.
  • Ability to multitask and be detail oriented.
  • Strong customer service skills and problem-solving skills.
  • Honesty, a strong work ethic, reliable attendance, and punctuality.
Responsibilities
  • Perform responsibilities in accordance with company competencies, compliance, regulatory, and information protection requirements.
  • Follow up with dealerships to recover lien perfection documents.
  • Establish and maintain relationships with the internal sales team and dealer network.
  • Review and remediate issues and exceptions.
  • Communicate in writing and verbally to follow up on title management processes.
  • Enter data throughout various processes and maintain documentation in an organized and secure manner.
  • Administer title processes and lien perfection follow-up as needed.
  • Handle inbound and outbound communications and answer title-related questions as needed.
  • Provide prompt, efficient, courteous, and professional service to internal departments and external stakeholders, following issues through to resolution.
  • Maintain relationships with dealership partners, suppliers, and customers.
  • Escalate issues promptly to management and the internal sales team as applicable.
  • Maintain knowledge of state titling laws and regulations; work with title suppliers and DMV offices, and research state titling requirements as needed.
  • Record and track dealer performance related to title maintenance.
  • Hold monthly meetings with the RSM to discuss outstanding titles.
  • Administer other title management processes and assist the team as assigned.
  • Manage inbound and outbound calls from dealers and customers as needed.
  • Create at least two job aids for team processes.
Desired Qualifications
  • Experience with Dealertrack and/or F&I Express.
  • Experience working directly with dealerships.

About the company

Octane provides instant financing for lifestyle purchases such as motorcycles, ATVs, and mowers. It targets a broad range of customers—from prime borrowers to credit builders and first‑time buyers—by offering quick, personalized financing options with a soft credit pull that won’t affect credit scores. Financing decisions are presented in real time, whether customers shop online or in person, enabling a seamless checkout experience. The company earns revenue from interest and fees on its financing programs. Compared with competitors, Octane emphasizes speed, convenience, and accessibility, continuously presenting tailored offers and allowing users to check rates without impacting their credit. Its goal is to simplify the financing process and make credit more inclusive for a wider audience.

Company Size

501-1,000

Company Stage

N/A

Total Funding

$6B

Headquarters

New York City, New York

Founded

2014

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Simplify Jobs

Simplify's Take

What believers are saying

  • September 24, 2026 Forest River Finance launch expands Octane deeper into Berkshire Hathaway RV channels.
  • August 18, 2026 BRP Financial Services extends Octane into branded captive-style financing.
  • August 6, 2026 OCTL 2026-RVM1 and July 15, 2026 AB CarVal prove repeatable capital access.

What critics are saying

  • Forest River and BRP concentration raises partner-power risk if OEMs build captive finance.
  • AB CarVal and Bayview demand funding markets; tightening ABS spreads choke 2027 originations.
  • Consumer credit losses in powersports and RVs can crush securitization execution and force retrenchment.

What makes Octane unique

  • Octane bundles financing, servicing, and dealer checkout across 4,000 dealers and 70 OEMs.
  • Roadrunner Financial underwrites, while Roadrunner Account Services services loans, keeping economics in-house.
  • Editorial brands like Cycle World and UTV Driver feed enthusiasts into financing funnels.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Parental Leave
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Tuition Reimbursement
  • Wellness Program

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

0%
Merchant's Eye
Oct 6th, 2026
Octane secures $1.4B forward-flow facility with New York Life, MetLife and institutional investors

Octane has closed a $1.4 billion forward-flow facility with New York Life, MetLife, and other institutional investors to fund consumer powersports and outdoor power equipment loans. This marks the fintech's largest forward-flow transaction to date. The agreement involves the purchase of fixed-rate installment loans originated by Roadrunner Financial, Octane's in-house lending arm. New York Life Investment Management acted as loan arranger and lead investor, with participation from MetLife Investment Management, Equitable, Pacific Life, and Victory Park Capital. This is Octane's third forward-flow partnership with life insurance providers. In 2026 alone, the company has secured approximately $3.4 billion in commitments. To date, Octane has sold or secured commitments for more than $6.3 billion in consumer loans through forward-flow and whole-loan programmes. The company reported 37% year-over-year growth in originations during the first half of 2026, surpassing $9 billion in total all-time originations.

PR Newswire
Sep 24th, 2026
Forest River partners with Octane to launch manufacturer-backed RV finance programme

Octane has partnered with Forest River to launch Forest River Finance powered by Octane, a manufacturer-backed retail finance programme for the recreational vehicle industry. The programme, launching on 1 October 2026, uses Octane's Captive-as-a-Service solution and will be underwritten by Octane's in-house lender, Roadrunner Financial. The partnership will serve Forest River's broad RV brand portfolio with promotional financing and flexible terms. Forest River, a Berkshire Hathaway company, selected Octane for its technology, experience and scale. This marks Octane's second Captive-as-a-Service relationship in the RV market. The company has surpassed $9 billion in all-time originations, with originations growing 37% year-over-year in the first half of 2026.

StreetInsider
Aug 6th, 2026
Octane closes $337M RV and marine securitization, largest to date

Octane has closed a $337 million asset-backed securitization collateralised by recreational vehicle and marine loans. The transaction, OCTL 2026-RVM1, is the fintech's largest RV and marine securitization to date and brings total ABS issuance above $5 billion. The securitisation consists of five classes of fixed-rate notes rated from AAA to BB+ by Standard & Poor's. Mizuho acted as lead manager and structuring agent, with ATLAS SP Partners, J.P. Morgan Securities, Truist Securities, and Wells Fargo Securities serving as joint bookrunners. Octane reported 146% and 125% year-over-year growth in RV and marine originations respectively in the first half of 2026. The company has surpassed $9 billion in all-time originations and secured $4.9 billion in total loan sales and commitments.

PR Newswire
Aug 6th, 2026
Octane Completes $337 Million RV and Marine Asset-Backed Securitization

/PRNewswire/ -- Octane® (Octane Lending, Inc.), the fintech unlocking the power of financial products for retailers and consumers, announced that it has closed...

Used Car News
Jul 19th, 2026
Octane secures $750M forward-flow deal with AB CarVal, expandable to $1.125B

Octane, a fintech company, has executed a $750 million forward-flow agreement with funds managed by AB CarVal, with the option to increase to $1.125 billion. Under the one-year agreement, AB CarVal will purchase up to $750 million of installment loans for powersports and outdoor power equipment originated by Octane's in-house lender, Roadrunner Financial. This marks Octane's largest forward-flow agreement to date. The companies previously announced a $500 million facility in 2024, which was extended and upsized by $250 million, plus a $200 million whole loan sale. To date, Octane has completed six forward-flow agreements and seven spot whole loan sales, representing more than $4.9 billion of consumer loans sold or committed.