Risk Management Officer - Risk Management
About the job
- A Bac+5-level Master’s degree in finance, risk, actuarial science, or engineering is required.
- Five to ten years of experience in actuarial functions is required.
- Knowledge of actuarial and accounting techniques in insurance is required.
- Proficiency in Solvency II and Microsoft Office is required.
- The ability to communicate and write in French and English is required.
- Analytical and synthesis skills are required.
- Perform solo and group Own Risk and Solvency Assessments (ORSA).
- Independently validate the Partial Internal Model (PIM).
- Update the general risk policy and the solo and group capital management policy.
- Draft solo and group Regular Supervisory Reports (RSR) and Solvency and Financial Condition Reports (SFCR).
- Participate in work related to the Preventive Recovery Plan (PPR).
- Prepare committees attended by the Risk Directorate.
- Review the results of solo and group prudential accounts.
- Coordinate group prudential calculations.
- Occasionally conduct studies and analyses in response to specific requests concerning the Group’s life insurance activities.
- The ability to build effective professional relationships, dynamism, and experience with life insurance activities are presented as beneficial qualities or contextual advantages.
About the company
SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
France
Founded
1859
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Simplify's Take
What believers are saying
- On 28 May 2026, SMABTP passed 6 billion euros of revenue.
- Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
- September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.
What critics are saying
- A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
- Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
- Fitch warned of a challenging claims environment for construction insurance through 2027.
What makes SMABTP unique
- SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
- It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
- Its 9 regional directorates create unusually deep local distribution across France.
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Benefits
- Remote Work Options
- Meal Benefits
- Family Planning Benefits
- Profit Sharing