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Paytm Labs

Digital payments, loans, investments, and insurance

Program Management - Lending, Sales Planning & Distribution Strategy

Full-TimeUpdated
No salary listed
Expert
MBA
Mumbai, Maharashtra, India
In Person
Sales & Account ManagementSales Operations

About the job

Requirements
  • At least 10 years of overall experience, preferably in Sales Strategy, Distribution Strategy, Sales Planning, Network Planning, or Sales Transformation.
  • Experience working with large-scale field sales or distribution teams.
  • Strong understanding of manpower planning, territory planning, and distribution/network optimisation.
  • Ability to work with business data, identify insights, and translate them into actionable plans.
  • Experience designing planning frameworks and processes rather than only executing existing plans.
  • Experience in capability building and improving sales productivity.
Responsibilities
  • Lead Sales Planning and Distribution Strategy for a large field organisation.
  • Develop manpower and network plans based on business potential, productivity, and market requirements.
  • Design and optimise territories, locations, and field-force deployment.
  • Use business data and analytics to identify productivity gaps and improve sales output.
  • Develop frameworks for workforce planning, capacity planning, and productivity management.
  • Build and strengthen sales capabilities, processes, and planning mechanisms.
  • Work closely with business, sales, and analytics teams to drive data-backed decisions.
  • Identify opportunities to improve utilisation of the existing distribution network and merchant relationships across multiple products.
  • Build scalable planning models that can support future business growth.
  • Lead and mentor a small team of 1–2 data/analytics resources supporting planning and execution.
Desired Qualifications
  • Experience in FMCG, Telecom, BFSI, Fintech, Consumer Internet, or other large-scale distribution-led businesses.
  • Candidates from reputed organisations with strong strategic, analytical, and distribution exposure are preferred.
  • An MBA from a premier institute is preferred.

About the company

Paytm Labs operates a large digital payments and financial services platform in India that serves individuals, small businesses, and institutions. Users can perform UPI payments, mobile recharges, bill payments, ticket bookings, digital loans, insurance, and investments through Paytm Money within a single app. The system works by processing user actions through UPI, payment gateways, and partner APIs, with revenue coming from transaction fees and commissions on financial services. Its aim is to give mass-market users easy access to a wide range of services while growing revenue by expanding payments processing and financial services through partnerships and scale.

Company Size

10,001+

Company Stage

IPO

Headquarters

Noida, India

Founded

2014

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Simplify's Take

What believers are saying

  • FY26 revenue rose 22.2% to ₹8,437 crore, and PAT reached ₹552 crore.
  • Q3 FY26 profit hit ₹225 crore, with revenue up 20% to ₹2,194 crore.
  • Merchant and personal loans, plus UPI growth, keep core payments volumes expanding in 2026.

What critics are saying

  • RBI cancelled Paytm Payments Bank's licence on April 24, 2026, then forced winding up.
  • Paytm slashed over 4,500 jobs after banking curbs, signaling repeated operational disruption.
  • Indonesia expansion faces entrenched QRIS competitors and local licensing complexity through 2026.

What makes Paytm Labs unique

  • Paytm Labs in Toronto and Montreal builds AI and machine-learning systems for Paytm's merchants.
  • Paytm's Soundbox, launched in India, now extends to Indonesia through Flip in 2026.
  • Paytm's consumer app redesign uses AI-first features and spend summaries for retention.

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Benefits

  • Health & Wellbeing - Your group health benefits are 100% funded by us, and start on your first day.
  • Travel the World - Even though we are currently working remotely, usually our employees make frequent international business-related trips while working on exciting projects.
  • Continuous Learning - We're passionate about learning and strive to constantly improve and innovate. We learn from others, our challenges & our successes.
  • Connection - In this virtual world, we stay connected through events like game nights, movie nights, arts & crafts sessions (like Origami), meditation sessions, and much more.
  • Autonomy & Flexibility - You get to define how you want to make an impact. We truly believe that great things happen when people are given the trust and freedom to create their own path.
  • Beautiful Office - Whenever we return back to the office, you’ll get to check out our awesome workspace, complete with pool and ping pong tables, a snack-filled kitchen, and tons of cozy work spaces.

Growth & Insights and Company News

6 month growth

20%

1 year growth

21%

2 year growth

21%
Yahoo Finance
Oct 25th, 2026
Founder-led Indian stocks to watch: Paytm, Marico and Lenskart, with market caps up to $13B

Three founder-led Indian stocks stand out as central banks hold interest rates steady, according to a Simply Wall St screen. With capital no longer getting cheaper, owner leadership may matter more. One97 Communications, which runs Paytm, has a market cap of ₹1.03t and ₹89,670 million in data processing revenue. Founder Vijay Shekhar Sharma still steers its push into financial services; only about 7% of device merchants currently borrow. Marico, with a market cap of ₹992.1b, earned ₹143,470 million from consumer products, ₹108,680 million of it in India. Premium products made up 23% of India revenues in FY26, and the target is about one third by FY30. Lenskart Solutions has a market cap of ₹1.09t and ₹96,337.6 million in revenue. Its June 2026 quarter earnings were ₹2,218.4 million, a 6.8% net margin.

Rediff
Aug 18th, 2026
Paytm Block Deal: Goldman Sachs, BNP Paribas Buy Rs 2,949 Cr Stake

Goldman Sachs, BNP Paribas, and other institutional investors acquired a 3% stake in Paytm's parent, One97 Communications, for Rs 2,949 crore via a block deal.

Tech in Asia
Jul 24th, 2026
Paytm Q1 revenue jumps 28% to $254M as UPI transactions surge 45% on AI redesign

Paytm reported that its UPI transaction value jumped 45% in Q1, driven by AI enhancements and app redesign. CEO Vijay Shekhar Sharma said the company is prioritising user experience and retention over pushing individual financial products. Operating revenue rose 28% to 24.5 billion rupees ($254 million). EBITDA climbed 182% to 2 billion rupees ($21 million), whilst profit after tax increased 79% to 2.2 billion rupees ($22.8 million). Paytm's consumer UPI growth was approximately 2.2 times the broader market rate. UPI payments have operated under a zero-merchant discount rate regime since 2020, limiting direct merchant fees for payment apps. The government is considering introducing MDR for large merchants at 5-7 basis points.

The Head and Tale
Jul 21st, 2026
Paytm scraps bonus share plan, injects Rs 100cr into Paytm Money for tech and expansion

One97 Communications, which operates Paytm, has shelved plans for its first bonus share issue since its 2021 stock market debut. The company's board decided against proceeding with the proposal discussed on 20 July, saying it may revisit it later. Paytm has approved investing up to Rs 100 crore in its wholly-owned subsidiary Paytm Money. The capital will fund technology investments, regulatory requirements and expansion of investment and wealth management offerings. Paytm Money recorded a turnover of Rs 212.95 crore in FY26, up from Rs 172.93 crore previously. The company will seek shareholder approval to revise utilisation of Rs 1,686 crore in unspent IPO proceeds, extending the deployment deadline to March 2029. Paytm reported a 79% year-on-year increase in net profit to Rs 220 crore for the June quarter, whilst revenue rose 28% to Rs 2,448 crore.

CNBC
Jul 9th, 2026
Flip Group partners with Paytm to bring Soundbox technology to Indonesia

Flip Group has partnered with Paytm to introduce Soundbox technology to Indonesia. The audio confirmation device will help merchants verify transactions more securely and efficiently. CEO Pratyush Prasanna announced the collaboration, which aims to enhance payment solutions in the Indonesian market. The technology provides audio alerts for completed transactions, reducing errors and fraud risks for businesses. The partnership marks Paytm's expansion of its payment confirmation technology beyond India into Southeast Asia's largest economy.