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SMABTP

Professional liability, property, and motor insurance

Gestionnaire Negociateur Construction Courtage

Full-Time
€32.6k - €40.8k/yr+ Variable compensation + Participation bonus
Mid
Bachelor's
Lyon, France
HybridTélétravail deux jours par semaine. Déplacements ponctuels en région.
InsuranceClaims Adjudication

About the job

Requirements
  • A minimum Licence-level degree is required; a degree in Law is ideal.
  • Knowledge of construction insurance contracts and the legal rules governing them is desired for performing the role.
  • An interest in construction and the building and public works sector is desired.
  • The role requires assertiveness, agility, responsiveness, rigor, and interpersonal ease for negotiation and client relations.
  • The role requires strong writing, synthesis, and office software skills.
  • Occasional regional travel is required for expert assessments and claims reviews.
Responsibilities
  • Manage amicable indemnification files involving construction risks.
  • Investigate, analyze, and negotiate amicable or contentious files in a construction-risk portfolio.
  • Commit the company during settlement operations within delegated authority, with the aim of controlling costs.
  • Occasionally participate in expert assessment or conciliation meetings.
  • Work with claims management, commercial, settlement, accounting, technical, and consulting expert teams to serve insured customers and brokers.
Desired Qualifications
  • A degree in Law is ideal.
  • Knowledge of construction insurance contracts and the legal rules governing them, and an interest in construction and the building and public works sector, are desired.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

  • Remote Work Options
  • Meal Benefits
  • Family Planning Benefits
  • Profit Sharing