Intercontinental Exchange

Runs exchanges, data and mortgage technology

QC Credit Auditor

Regulatory Compliance & EthicsPosted on Nov 10

Full-timeJacksonville, FL, USA$65k - $85kRemote

About the Job

Requirements

An Associate's degree in a relevant field, such as finance, accounting, or business administration.
Mortgage origination underwriting experience is required.
At least 10 years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA, and/or USDA guidelines, as well as non-QM/non-conforming investor guidelines.
At least 10 years of residential mortgage experience.
Working knowledge of mortgage loan fraud detection and prevention policies and procedures.
Working knowledge of current residential mortgage compliance requirements, including RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank, and other applicable state and federal requirements.
Ability to manage a pipeline of mortgage loan files.
Consistent attention to detail.
Strong verbal and written communication skills.
Proficiency with Microsoft Office applications, specifically Word and Excel, and other PC applications.

Responsibilities

Audit mortgage loan files for compliance with state and federal regulations, agency underwriting requirements, industry underwriting standards, and/or client requirements.
Complete Loan Audit Reports professionally, using correct grammar and clear wording for all findings.
Accept feedback and make changes to work or behavior within an acceptable time frame based on the feedback received.
Email daily production numbers to management.
Follow company policies and procedures and ensure work is completed accurately and on time.
Meet the daily file review quota of six files in an eight-hour day while maintaining quality.
Work with the Credit Audit Manager to ensure all audit goals are met.
Work with the Credit Audit Manager to ensure Key Performance Measures are met.
Perform other duties as required or assigned.

Job Purpose

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
Complete Loan Audit Report in professional manner, using correct grammar and ensuring wording for all findings are clear and easy to understand.
Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
E-mail daily production numbers to management daily.
Follow company policies and procedures; ensure work is completed accurately and timely.
Meet daily file review quota of 6 files in an 8 hour day with quality.
Work with Credit Audit Manager to ensure all audit goals are met.
Work with Credit Audit Manager to ensure Key Performance Measures are met.
Perform other duties as required or assigned.

Knowledge and Experience

Associate's degree in a relevant field, such as finance, accounting, or business administration.
Must have mortgage origination underwriting experience
10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines
10 Years Residential Mortgage Experience
Proven Working Knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures
Proven Working Knowledge of all Current Residential Mortgage Compliance Requirements- RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank and all other applicable requirements on a State and Federal Level
Ability to manage a pipeline of mortgage loan files
Demonstrate consistent attention to detail
Strong verbal & written communication skills
Proficiency with Microsoft Office applications, specifically Word & Excel & other PC applications

Remote Base Salary Range

The expected base salary for this role is between $65,000 - 85,000 USD.  The base salary range does not include Intercontinental Exchange’s incentive compensation.  While we provide this range as general guidance, at ICE we compensate employees based on the skillset and experience of the individual. Regular full-time ICE employees are eligible for a suite of competitive employee benefits, including healthcare coverage (medical, dental and vision), a 401(k) plan, life insurance, time off, and paid leave for qualifying circumstances.

Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.

About the Company

Intercontinental Exchange

Runs exchanges, data and mortgage technology

Intercontinental Exchange runs financial marketplaces, clearing houses and data services for banks, investors and businesses that trade or finance assets. Its New York Stock Exchange lets companies raise capital and gives investors a place to buy and sell listed shares. ICE also sells market pricing and analytics, while its mortgage software supports lenders from loan applications through closing and servicing. Trading fees, listing fees and subscriptions pay for these services, and clearing houses manage the risk that one side of a trade fails to pay. Founded in 2000 to digitize energy trading, Intercontinental Exchange is headquartered in Atlanta, Georgia.

Company size: 10,001+
Company stage: IPO
Headquarters: Atlanta, GA
Founded: 2000

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