Full-Time

Lifecycle Operations Manager

Ethos Life

Ethos Life

1,001-5,000 employees

Tech-driven online life insurance provider

No salary listed

Bengaluru, Karnataka, India

Hybrid

Hybrid role based in Bangalore, India.

Category
Business & Strategy (1)
Required Skills
Webhooks
SQL
Quality Assurance (QA)
REST APIs
Data Analysis
HTML/CSS

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Requirements
  • Deep expertise in Iterable — journeys, campaigns, templates, snippets, segments, lists, webhooks, and message types.
  • Strong understanding of email deliverability: bounce rates, complaint thresholds, ISP behavior, domain and IP reputation management.
  • Proficiency in SMS deliverability: opt-out rates, carrier filtering, segment management, and quiet hours compliance.
  • Comfort working with event payloads, API integrations, and data field logic including Handlebars templating and conditional rendering.
  • Familiarity with HTML, CSS for email development and SQL for audience analysis, cohort building, and performance deep-dives.
  • Experience managing compliance-sensitive communications in a regulated industry.
  • Working knowledge of CAN-SPAM, TCPA, and state-level insurance communication regulations.
  • Experience with third-party integrations — webhooks, outbound APIs, data sync pipelines.
  • Soft skills: Ability to diagnose production issues quickly and communicate root cause clearly to both technical and non-technical stakeholders.
  • Strong project management skills — able to run multiple launches simultaneously across different stakeholder groups without dropping detail.
  • High ownership mindset with the ability to operate independently and escalate appropriately in a fast-moving environment.
Responsibilities
  • Own the build, QA, and launch of lifecycle journeys and campaigns in Iterable across all funnel stages: pre-approval, approved-not-activated, onboarding, retention, winback, and regulatory.
  • Manage batch campaigns including audience segmentation, list hygiene, send cadence, and suppression logic for winback and blast sends.
  • Manage SMS lifecycle campaigns including opt-out compliance, carrier filtering, segment rate, and channel-specific deliverability.
  • Maintain the Iterable snippet library, template standards, and reusable content components across all journeys.
  • Write and debug Handlebars templating logic including conditional rendering, channel-specific content variations, and carrier-specific display rules.
  • Monitor domain reputation across dedicated IP pools and multiple sending subdomains (transactional, marketing, regulatory) using tools such as Validity and Google Postmaster.
  • Diagnose deliverability issues — bounce rates, complaint spikes, inbox placement failures — and lead recovery response.
  • Lead domain and IP warmup planning and execution for new sending infrastructure, tracking reputation health throughout the warmup period.
  • Partner with Engineering to manage webhook integrations, event payload schemas, and Iterable data flows.
  • Own third-party tool integrations (e.g., Regal, LOB, BriteVerify) — coordinate data flows, payload schemas, and operational handoffs with engineering and vendors.
  • Manage Iterable user profile data quality including field validation, suppression rules, and subscription state management.
  • Manage suppression logic, subscription rules, hard bounce handling, and unsubscribe honoring within CAN-SPAM and TCPA timelines.
  • Maintain compliance governance for all outbound communications including partnership suppression rules and regulatory send requirements.
  • Coordinate compliance review processes for regulated communications and ensure all outbound programs meet CAN-SPAM, TCPA, and state-level insurance communication requirements.
  • Build and maintain automated daily monitoring systems for list health, journey overlap, experiment enrollment parity, and webhook pipeline integrity.
  • Identify and escalate production anomalies — stalled journeys, send volume drops, webhook failures — with clear root cause analysis.
  • Drive experiment design and analysis for journey optimization including A/B test setup, holdout group configuration, statistical significance validation, and post-experiment documentation.
  • Partner with Analytics for performance reporting, cohort analysis, and data pipeline work.
  • Maintain and improve operational SOPs, QA checklists, and campaign launch processes.
  • Coordinate cross-functional launches with Product, Engineering, and Compliance stakeholders.
  • Communicate production issues, root cause, and remediation plans clearly to both technical and non-technical audiences.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue hit $189.6 million, up 113%, with 107,847 policies activated.
  • Ethos raised 2026 revenue guidance to $727 million-$731 million after Q2 strength.
  • Board authorized a $100 million buyback on August 3, 2026, showing cash confidence.

What critics are saying

  • Average revenue per unit fell 8% in Q2 2026, signaling mix pressure.
  • Liberty Mutual deal has no exclusivity, inviting carrier partners to copy Ethos.
  • Carrier dependence threatens Ethos if Legal & General America or partners tighten underwriting or pricing.

What makes Ethos Life unique

  • Ethos' underwriting engine delivers no-exam approvals in minutes, unlike legacy life carriers.
  • Ethos sells through consumers, agents, and carriers, giving it three distribution rails.
  • Liberty Mutual and Banner Life validated Ethos' white-label platform in 2026.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Yahoo Finance
Aug 4th, 2026
Ethos Technologies Q2 revenue soars 113% to $190M with over 700,000 activated policies

Ethos Technologies reported second-quarter 2026 revenue of $190 million, marking 113% year-over-year growth. This represents the company's second consecutive quarter of exceeding 100% growth. The firm activated over 100,000 new policies during the three-month period, bringing its cumulative total above 700,000 policies. Its third-party channel revenue grew 90% year-over-year to $73 million. Adjusted EBITDA reached $35 million, contributing to a Rule of 40 score of 132. However, the company expects margin compression in the second half due to higher third-party channel revenue, which carries lower margins than its direct channel. Ethos raised its full-year 2026 revenue guidance to $727–731 million, representing 88% annual growth. The company also authorised a $100 million share repurchase programme.

Yahoo Finance
May 13th, 2026
US market climbs 31% as growth companies with insider influence eye 16% annual earnings surge

The US market has risen 3.2% over the past week and 31% over the past year, with earnings projected to grow 16% annually. Growth companies with high insider ownership are attracting attention due to strong internal alignment and long-term commitment. Webull Corporation, with approximately $4 billion market capitalisation, has announced a $100 million share repurchase programme. The company showed 45.1% revenue growth over the past year and expects 21.6% annual growth ahead, whilst expanding services including zero-commission trading in Canada. Ethos Technologies, valued at $1.45 billion, reported revenue growth to $193.1 million from $94.89 million year-over-year despite a recent quarterly loss. The company launched a ChatGPT app for life insurance estimates and expanded partnerships with Liberty Mutual and Banner Life Insurance.

Associated Press
Apr 23rd, 2026
Liberty Mutual partners with Ethos for digital-first life insurance platform

Ethos, a life insurance technology company, has partnered with Liberty Mutual Insurance to expand the insurer's direct-to-consumer life insurance offering. Liberty Mutual will use Ethos' underwriting engine and digital platform to deliver a white-labelled, end-to-end digital life insurance experience requiring no medical exam. The collaboration combines Liberty Mutual's established brand with Ethos' technology to provide instant coverage decisions through a streamlined digital process. Customers can qualify for and purchase coverage with just a few health questions via Liberty Mutual's website and distribution partners. The partnership aims to make life insurance more accessible and affordable for American families. Ethos, which is publicly traded on Nasdaq under the ticker LIFE, has raised $295 million to date and operates a three-sided technology platform serving consumers, agents and carriers.

Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.