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Zions Bank

Offers retail and commercial banking services

Commercial Banking Relationship Manager

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeDenver, CO, USAIn-person

About the Job

Requirements

  • A bachelor's degree and 10 or more years of directly related experience, or an equivalent combination of education, training, and experience that provides the required knowledge, skills, and abilities.
  • Broad application of principles, theories, and concepts in the applicable discipline, plus extensive knowledge of other related fields.
  • Extensive knowledge of credit-associated lending, financial strategy, and customer development.
  • Commercial credit analysis and presentation experience.
  • Perceptive character judgment.
  • Ability to expand client relationships and product sales.
  • Strong sales ability.
  • Ability to structure loans and monitor credit performance.
  • Interpersonal and communication skills.
  • Working knowledge of applicable lending policies, procedures, laws, and regulations.
  • Knowledge of software applications, including word processing and spreadsheets.
  • A proven track record of sourcing, developing, and closing new commercial banking relationships.
  • Demonstrated success managing commercial relationships with annual revenues ranging from $10 million to $100 million or more.
  • Strong knowledge of commercial real estate, commercial and industrial lending, owner-occupied real estate financing, treasury management, and deposit gathering strategies.
  • Ability to balance business development objectives with sound credit judgment and portfolio management.
  • Self-directed professional with initiative, accountability, and entrepreneurial drive.
  • Executive presence and ability to communicate effectively and build credibility with business owners, chief executive officers, chief financial officers, and other key decision makers.
  • Experience working in a relationship-focused banking environment emphasizing client advocacy, collaboration, and local decision making.

Responsibilities

  • Manage high-end corporate customers' business needs and strategies, and provide financial counseling, advice, expertise in complex loan structuring, and strategic business planning.
  • Satisfy clients' needs by cross-selling appropriate products and designing value-driven packages of products and services using the full array of bank services.
  • Develop new relationships internally and externally.
  • Approve and/or recommend loan packages within assigned limits.
  • Manage the credit portfolio while maintaining acceptable credit quality and loan profitability.
  • Maintain and enhance knowledge of bank products and services, applicable laws and regulations, and relevant internal policies and procedures.
  • Develop and maintain a network of centers of influence, including attorneys, certified public accountants, commercial real estate professionals, and business owners, to generate commercial banking opportunities and increase market presence.
  • Act as the primary relationship manager for middle-market and commercial clients, providing strategic financial advice and customized banking solutions.
  • Partner with Treasury Management, Private Banking, Wealth Management, Small Business Administration, and other internal teams to deepen client relationships and deliver comprehensive financial solutions.
  • Serve as a trusted advisor by understanding clients' business objectives, industry trends, growth strategies, and succession planning needs.
  • Develop and execute an annual business development plan focused on portfolio growth, client retention, and profitability objectives.
  • Represent Vectra Bank in the community through industry associations, networking events, community involvement, and civic organizations.
  • Maintain a pipeline of prospective clients and achieve established loan, deposit, fee income, and relationship growth goals.
  • Collaborate with credit partners to structure complex commercial lending solutions while maintaining prudent risk management standards.

Desired Qualifications

  • An established network of business contacts and referral sources within the Denver metropolitan market.

About the Company

Zions Bank

Offers retail and commercial banking services

Zions Bank is a financial institution that provides traditional banking services to individuals and businesses, including personal and business accounts, loans, mortgages, and investment services, delivered through branches and digital channels. The company differentiates itself by prioritizing people—employees, clients, and communities—through strong benefits, learning opportunities, community involvement, and autonomy that enables employees to grow in their roles. This focus on people and community sets Zions Bank apart from competitors that may emphasize products alone. The goal is to help customers succeed financially while also empowering employees and serving as a premier employer of choice that contributes to the communities it serves.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Salt Lake City, UT
Founded
1873

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