Excess & Surplus Underwriting Consultant
CNA Insurance
Excess & Surplus Underwriting Consultant
CNA Insurance
Commercial property and casualty insurer
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
JOB DESCRIPTION:
When you join the Cardinal, a CNA brand, National Accounts Property, Wholesale team as an Excess & Surplus Underwriting Consultant, youare responsible forthe overall management, business development,analysisand monitoring ofa highly complexbook of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.
This hybrid role will work4days per weekin the marketfrom our local officesinCalifornia, Arizona,Colorado,or Texas.
Asdeterminedby CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically, 3-10+ years of related experience.
Essential Duties & Responsibilities
Performs a combination of dutiesin accordance withdepartmental guidelines:
Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.Developspecialized endorsement language forhighly complexrisk.
Determinesappropriate pricingof complex risks for assignedbook of businessbased on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
Makes recommendations on underwriting policy and pricing strategy.
Analyzes quality, quantity, and profitability ofhighly complexrisks underwritten; prepares and presents reports to management.
Markets products and services through agencies or through the brokerage community and makes field visits.
Develops andmaintainsagency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-riskbusiness.
Keeps current on state/territory issues and regulations, industryactivityand trends. Mayparticipatein industry trade groups.
Mentors and guides less experienced underwriters andassistsin the development of underwriting training.
Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
Responsible for special underwriting projects and presentations.
Reporting Relationship
Manager or above
Skills,Knowledgeand Abilities
1. Advanced technicalexpertise, underwritingskillandhigh levelof knowledge of insurance and underwriting principles,practicesand procedures.
2.Strong communication,negotiationand presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.
Education and Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, aminimumeight years underwriting experience.
#LI-MA1
#LI-Hybrid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia,California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, please visit cnabenefits.com.
CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [email protected]
Commercial property and casualty insurer
CNA delivers commercial property and casualty insurance for businesses and professionals in the United States, Canada, and Europe, offering a broad range of standard and specialized products and services. Its products work by risk assessment and underwriting to issue policies that cover property damage, liability, and other risks, with a claims process to compensate losses when incidents occur. Compared with competitors, CNA stands out through its long history of experience, broad product lineup, and international reach, including services tailored for professionals. Its goal is to help businesses manage risk reliably by providing effective coverage and responsive claims support across its covered regions.
Explore more opportunities at CNA Insurance