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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Retail Risk Analyst 1

Full-TimeDeadline 10/26/26
No salary listed
Junior
Bachelor's
San Isidro, Peru
Hybrid
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • Be a graduate in Economics, Administration, Industrial Engineering, or a related field.
  • Have one year of experience in retail banking and knowledge of consumer, credit card, mortgage, vehicle, or other banking products.
  • Have knowledge of Excel, Power BI, and SQL.
  • Have knowledge of artificial intelligence tools.
Responsibilities
  • Analyze risk for credit proposals from branch networks that exceed the delegated authority of the GOF, as well as credit operations from the Business Center (FUVEX).
  • Support administration of assigned credit files to meet established productivity and maximum service-time targets.
  • Support coordination, proposals, and management of improvements and/or additional conditions with branches and Business Centers to enable operations.
  • Know and respect the delegated limits for each level established by the Retail Policies area.
  • Report breaches of transaction conditions, branches exceeding delegated authority, or transactions with alerts to Internal Control, Monitoring, and Retail Policies units.
  • Support advising and training branch networks and the Business Center on retail credit risk.
  • Participate in Retail Risk process and quality improvement teams.

About the company

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Banco Bilbao Vizcaya Argentaria

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Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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