Loan Specialist

We are in search of a Loan Specialist I or Loan Specialist II to join our Arizona Lending and Insurance in Imperial, California. This full-time position reports to the SVP, Operations and provides administrative assistance to effectively and efficiently originate, disburse, and service customer loans.

Compensation Information

The base salary range for this position in Imperial, California is:

Level I: 
Typical starting range: $44,200 - $57,500
Full base salary range: $44,200 - $64,200
Annual performance-based incentive target is 6% of base.

Level II: 
Typical starting range: $48,400 - $64,500
Full base salary range: $48,400 - $72,600
Annual performance-based incentive target is 6% of base.

*Relocation assistance will be provided to eligible candidates who must relocate to accept this position. 

Essential Duties

• Perform administrative duties including typing correspondence and documents, establish and maintain electronic files, and greet customers in person and on the phone.
• Gather, accurately enter, and maintain customer information and customer financial information into applicable systems to assist in loan document generation, account monitoring/servicing, and reporting.
• Perform required due diligence investigations of loan applicants, including public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.
• Review customer loan documents for accuracy and present to customer for signing and/or facilitate closings as assigned.
• Comply with closing requirements and disburse loans as authorized; coordinate booking and certification of loans, within authorities.
• Respond to customer inquiries and process customer transactions including disbursements, internal account transfers, etc.
• Maintain an accurate database and complete assigned relationship plan actions.
• Monitor follow-up requirements in assigned areas.
• Handle customer information with a high degree of confidentiality.
• Process requests for financial transactions including wires, internal transfers, receipts, and disbursements.
• Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions or releases of information.
• Comply with organization documentation expectations, procedures, laws and regulations.
• Participate in community events, local advisor meetings, customer appreciation days, farm visits and other customer and public relation related activities, as needed.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. 
• Other duties as assigned.

Travel Requirements

• AgWest employees may occasionally be asked to travel for conferences, training and/or all-staff or team meetings that fall outside the role's standard travel requirements.

Minimum Qualifications

• High school diploma or equivalent
• Previous experience in commercial lending, banking or related field
• Training in general office skills
• Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure
• Exceptional customer service orientation
• Ability to support above average portfolio of more complex credit relationships
• Ability to work efficiently and effectively on multiple projects in multiple software programs

Preferred Qualifications

• General knowledge of applicable credit laws and regulations
• General knowledge of agricultural practices
• Knowledge of credit investigation and verification practices
• Knowledge of platting and legal descriptions
• Knowledge of accounting principles and processes

Benefits Offered by AgWest

• Medical, dental, and vision insurance 
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest! 

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at:  https://www.farmcreditfoundations.com/fcfbenefits