At Oscilar, we're building the most advanced AI Risk Decisioning™ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place.
Why Join Us?
Mission-driven teams: Work alongside industry veterans from Meta, Uber, Citi, and Confluent, all united by a shared goal to make the digital world safer.
Ownership and impact: We believe in extreme ownership. You'll be empowered to take responsibility, move fast, and make decisions that drive our mission forward.
Innovate at the cutting edge: Your work will shape how modern finance detects fraud and manages risk.
Role Overview:
We’re gaining momentum and looking for driven Business Development Representatives to help generate qualified pipeline and support our growing sales organization. You’ll play a key role in identifying prospects, driving outbound activity, and creating opportunities for our Account Executives. If you thrive in a fast-paced environment and are passionate about building relationships and driving growth, this role is for you.
What You’ll Do:
Conduct outbound prospecting to identify and engage potential customers.
Qualify inbound and outbound leads through calls, emails, and social outreach.
Collaborate with Account Executives to drive pipeline growth and territory coverage.
Maintain accurate data and activity tracking in CRM systems.
Participate in regular coaching, team meetings, and performance reviews.
What You’ll Bring:
1–2 years of experience in a BDR or SDR role, ideally in SaaS or fintech.
Proven ability to meet or exceed activity and pipeline targets.
Strong communication, organization, and time management skills.
Familiarity with outbound tools such as Outreach, HubSpot, or Salesforce.
A growth mindset and willingness to learn.
Benefits and Other Perks:
Compensation: Competitive salary and equity packages, including a 401k plan.
Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents. (US)
Balance: Unlimited PTO policy.
Culture: Family-Friendly environment; Regular team events and offsites.
Development: Unparalleled learning and professional development opportunities.
Impact: Making the internet safer by protecting online transactions.
Oscilar operates in financial technology, offering a real-time fraud detection and risk management platform. It provides a no-code smart decision engine that combines machine learning and heuristic methods, enabling users to create and manage fraud rules and features through a user-friendly interface. The product works by letting financial institutions, e-commerce firms, and other businesses configure and deploy detection rules without heavy engineering effort, with real-time scoring and risk assessment fed by integrated ML models and heuristic checks. The company differentiates itself from competitors by focusing on a no-code rule-building experience, rapid rule creation and updates, and a subscription-based model that reduces the need for bespoke engineering work. Its goal is to help clients quickly implement and adjust fraud detection rules, enhancing operational agility and security while scaling with business needs.
Company Size
201-500
Company Stage
Early VC
Total Funding
$20M
Headquarters
Palo Alto, California
Founded
2021
See people who can refer or advise you
Help us improve and share your feedback! Did you find this helpful?
TransUnion has launched Credit Washing and Synthetic Fraud Scores with adverse action capability, which it calls the first of their kind. Lenders can use them to spot synthetic identities and credit washing, and to give consumers reason codes when credit is denied. TransUnion research puts lender exposure to synthetic identity fraud at $2.4 billion as of June 2026. Consumers whose charge-offs were hidden through credit washing are 3.5 times more likely to charge off a new account within a year, and super prime consumers are 10 times more likely. Oscilar, a risk platform serving more than 100 financial institutions, is the first to offer the scores. They run alongside credit decisioning in one workflow, so lenders can cite fraud risk in adverse action notices.
Oscilar wins 2026 Money20/20 award for AI risk decisioning platform. The Banking AI & Automation Award recognizes Oscilar's unified approach to risk management, bringing fraud prevention, credit risk, AML compliance and onboarding together on a single real-time data layer with coordinated AI agents. October 19, 2026 15:30 ET | Source: Oscilar PALO ALTO, Calif., Oct. 19, 2026 (GLOBE NEWSWIRE) - Oscilar, the Agentic Risk Platform for financial institutions, has won the Banking AI & Automation Award at the 2026 Money Awards, presented by Money20/20. The award recognizes Oscilar's AI-native approach to unifying fraud prevention, credit risk, anti-money laundering (AML) compliance and customer onboarding on a single real-time data layer. Coordinated AI agents share intelligence across these functions, drawing from and contributing to a shared risk memory. Through governed analyst feedback, the agents continuously refine their recommendations and improve performance, while humans retain oversight of consequential decisions. The Banking AI & Automation Award recognizes innovations advancing the use of artificial intelligence and automation in banking. Winners were selected by an independent panel of financial services industry experts based on innovation, industry impact, execution and overall merit. "An AML analyst can spend hours assembling context on an alert while the fraud team already holds the signal that would settle it. Our agents do that assembly..." "I spent more than a decade building real-time data infrastructure, and financial risk is where the cost of disconnected data shows up fastest," "An AML analyst can spend hours assembling context on an alert while the fraud team already holds the signal that would settle it. Our agents do that assembly..." "I spent more than a decade building real-time data infrastructure, and financial risk is where the cost of disconnected data shows up fastest," Financial institutions have traditionally managed fraud, credit, and compliance through separate systems that cannot easily share information. This fragmented approach limits visibility into customer risk, creates duplicate work, and slows the rollout of new risk policies. Oscilar addresses these challenges by giving risk and compliance teams a shared view of customer and transaction data, enabling decisions in under 100ms and faster responses to emerging threats without relying on engineering teams to implement every policy change. At the center of Oscilar's platform is Agent Hub, a suite of coordinated AI agents that help financial institutions automate risk operations. The agents share intelligence across risk functions, build and update workflows, review alerts, and generate explanations for decisions. Risk and compliance professionals retain oversight of consequential decisions, with audit trails that support regulatory review. The agents share one customer risk profile, so context surfaced in a fraud investigation carries into the next compliance or credit decision. Institutions running Agent Hub report policies deployed five times faster, a 45% reduction in false positives, and three times faster time to disposition on AML alerts. "I spent more than a decade building real-time data infrastructure, and financial risk is where the cost of disconnected data shows up fastest," said Neha Narkhede, co-founder and CEO of Oscilar. "An AML analyst can spend hours assembling context on an alert while the fraud team already holds the signal that would settle it. Our agents do that assembly across fraud, credit, and compliance and show their reasoning, and the analyst makes the call. Named people own every policy the agents run under. AI should earn the authority it receives, and our customers extend it one workflow at a time as the results come in." More than 100 financial institutions, including SoFi, MoneyGram, Nuvei, and Clara, use Oscilar to process tens of billions of risk decisions annually. Customers have reported measurable improvements in operational efficiency and decision-making: * SoFi reduced the time required to deploy new credit-risk strategies by 50% and improved decisioning speed by more than 30%. * Nuvei cut manual underwriting time in half during its first month using Oscilar, while increasing automated adjudication by 15%. * Clara quadrupled underwriting throughput without adding staff, reducing review times from hours to minutes. The 2026 Money Awards winners were announced October 18 during Money20/20 USA in Las Vegas. The awards recognize companies and individuals advancing financial services through new technologies, products, and business models. About Oscilar Oscilar is the Agentic Risk Platform for financial institutions. Its no-code platform gives risk and compliance teams direct control over fraud detection, AML compliance, credit underwriting and device and behavioral biometrics without engineering dependency. Agent Hub extends the platform with 30+ coordinated AI agents that share a unified customer risk profile, enabling faster decisioning, natural language strategy building and cross-domain risk intelligence. More than 100 financial institutions use Oscilar, processing tens of billions of risk decisions per year. Oscilar is headquartered in Palo Alto, California.
Oscilar wins 2026 Money20/20 award for AI risk decisioning platform. The Banking AI & Automation Award recognizes Oscilar's unified approach to risk management, bringing fraud prevention, credit risk, AML compliance and onboarding together on a single real-time data layer with coordinated AI agents. PALO ALTO, Calif., Oct. 19, 2026 (GLOBE NEWSWIRE) - Oscilar, the Agentic Risk Platform for financial institutions, has won the Banking AI & Automation Award at the 2026 Money Awards, presented by Money20/20. The award recognizes Oscilar's AI-native approach to unifying fraud prevention, credit risk, anti-money laundering (AML) compliance and customer onboarding on a single real-time data layer. Coordinated AI agents share intelligence across these functions, drawing from and contributing to a shared risk memory. Through governed analyst feedback, the agents continuously refine their recommendations and improve performance, while humans retain oversight of consequential decisions. The Banking AI & Automation Award recognizes innovations advancing the use of artificial intelligence and automation in banking. Winners were selected by an independent panel of financial services industry experts based on innovation, industry impact, execution and overall merit. Financial institutions have traditionally managed fraud, credit, and compliance through separate systems that cannot easily share information. This fragmented approach limits visibility into customer risk, creates duplicate work, and slows the rollout of new risk policies. Oscilar addresses these challenges by giving risk and compliance teams a shared view of customer and transaction data, enabling decisions in under 100ms and faster responses to emerging threats without relying on engineering teams to implement every policy change. At the center of Oscilar's platform is Agent Hub, a suite of coordinated AI agents that help financial institutions automate risk operations. The agents share intelligence across risk functions, build and update workflows, review alerts, and generate explanations for decisions. Risk and compliance professionals retain oversight of consequential decisions, with audit trails that support regulatory review. The agents share one customer risk profile, so context surfaced in a fraud investigation carries into the next compliance or credit decision. Institutions running Agent Hub report policies deployed five times faster, a 45% reduction in false positives, and three times faster time to disposition on AML alerts. "I spent more than a decade building real-time data infrastructure, and financial risk is where the cost of disconnected data shows up fastest," said Neha Narkhede, co-founder and CEO of Oscilar. "An AML analyst can spend hours assembling context on an alert while the fraud team already holds the signal that would settle it. Our agents do that assembly across fraud, credit, and compliance and show their reasoning, and the analyst makes the call. Named people own every policy the agents run under. AI should earn the authority it receives, and our customers extend it one workflow at a time as the results come in." More than 100 financial institutions, including SoFi, MoneyGram, Nuvei, and Clara, use Oscilar to process tens of billions of risk decisions annually. Customers have reported measurable improvements in operational efficiency and decision-making: * SoFi reduced the time required to deploy new credit-risk strategies by 50% and improved decisioning speed by more than 30%. * Nuvei cut manual underwriting time in half during its first month using Oscilar, while increasing automated adjudication by 15%. * Clara quadrupled underwriting throughput without adding staff, reducing review times from hours to minutes. The 2026 Money Awards winners were announced October 18 during Money20/20 USA in Las Vegas. The awards recognize companies and individuals advancing financial services through new technologies, products, and business models. About Oscilar Oscilar is the Agentic Risk Platform for financial institutions. Its no-code platform gives risk and compliance teams direct control over fraud detection, AML compliance, credit underwriting and device and behavioral biometrics without engineering dependency. Agent Hub extends the platform with 30+ coordinated AI agents that share a unified customer risk profile, enabling faster decisioning, natural language strategy building and cross-domain risk intelligence. More than 100 financial institutions use Oscilar, processing tens of billions of risk decisions per year. Oscilar is headquartered in Palo Alto, California. Media Contact: [email protected] Legal Disclaimer: EIN Presswire provides this news content "as is" without warranty of any kind. Alabama Cultural Times do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
Oscilar Wins 2026 Money20/20 Award for AI Risk Decisioning Platform TMCnet News [October 19, 2026] | / | Oscilar Wins 2026 Money20/20 Award for AI Risk Decisioning Platform PALO ALTO, Calif., Oct. 19, 2026 (GLOBE NEWSWIRE) - Oscilar, the Agentic Risk Platform for financial institutions, has won the Banking AI & Automation Award at the 2026 Money Awards, presented by Money20/20. The award recognizes Oscilar's AI-native approach to unifying fraud prevention, credit risk, anti-money laundering (AML) compliance and customer onboarding on a single real-time data layer. Coordinated AI agents share intelligence across these functions, drawing from and contributing to a shared risk memory. Through governed analyst feedback, the agents continuously refine their recommendations and improve performance, while humans retain oversight of consequential decisions. The Banking AI & Automation Award recognizes innovations advancing the use of artificial intelligence and automation in banking. Winners were selected by an independent panel of financial services industry experts based on innovation, industry impact, execution and overall merit. Financial institutions have traditionally managed fraud, credit, and compliance through separate systems that cannot easily share information. This fragmented approach limits visibility into customer risk, creates duplicate work, and slows the rollout of new risk policies. Oscilar addresses these challenges by giving risk and compliance teams a shared view of customer and transaction data, enabling decisions in under 100ms and faster responses to emerging threats without relying on engineering teams to implement every policy change. At the center of Oscilar's platform is Agent Hub, a suite of coordinated AI agents that help financial institutions automate risk operations. The agents share intelligence across risk functions, build and update workflows, review alerts, and generate explanations for decisions. Risk and compliance professionals retain oversight of consequential decisions, with audit trails that support regulatory review. The agents share one customer risk profile, so context surfaced in a fraud investigation carries into the next compliance or credit decision. Institutions running Agent Hub report policies deployed five times faster, a 45% reduction in false positives, and three times faster time to disposition on AML alerts. "I spent more than a decade building real-time data infrastructure, and financial risk is where the cost of disconnected data shows up fastest," said Neha Narkhede, co-founder and CEO of Oscilar. "An AML analyst can spend hours assembling context on an alert while the fraud team already holds the signal that would settle it. Our agents do that assembly across fraud, credit, and compliance and show their reasoning, and the analyst makes the call. Named people own every policy the agents run under. AI should earn the authority it receives, and our customers extend it one workflow at a time as the results come in." More than 100 financial institutions, including SoFi, MoneyGram, Nuvei, and Clara, use Oscilar to process tens of billions of risk decisions annually. Customers have reported measurable improvements in operational efficiency and decision-making: * SoFi reduced the time required to deploy new credit-risk strategies by 50% and improved decisioning speed by more than 30%. * Nuvei cut manual underwriting time in half during its first month using Oscilar, while increasing automated adjudication by 15%. * Clara quadrupled underwriting throughput without adding staff, reducing review times from hours to minutes. The 2026 Money Awards winners were announced October 18 during Money20/20 USA in Las Vegas. The awards recognize companies and individuals advancing financial services through new technologies, products, and business models. For more information about Oscilar, visit https://oscilar.com. About Oscilar Oscilar is the Agentic Risk Platform for financial institutions. Its no-code platform gives risk and compliance teams direct control over fraud detection, AML compliance, credit underwriting and device and behavioral biometrics without engineering dependency. Agent Hub extends the platform with 30+ coordinated AI agents that share a unified customer risk profile, enabling faster decisioning, natural language strategy building and cross-domain risk intelligence. More than 100 financial institutions use Oscilar, processing tens of billions of risk decisions per year. Oscilar is headquartered in Palo Alto, California. Media Contact: [email protected] [ Back To TMCnet.com's Homepage] |
Conta Azul taps Oscilar to manage fraud risk as payments business scales. The cloud ERP provider will use Oscilar's agentic risk platform to unify fraud prevention, onboarding, and case management as it expands into payments for Brazilian SMBs PALO ALTO, Calif. & JOINVILLE, Brazil-(BUSINESS WIRE)-Oscilar, the agentic risk platform for financial institutions, today announced a partnership with Conta Azul, part of Visma and one of Brazil's leading cloud-based financial management and enterprise resource platforms for small and medium-sized businesses. Business Wire, Inc. wanted a platform its team could run ourselves, building and adjusting its own rules and testing new ideas without waiting on engineering. Oscilar gives Business Wire, Inc. that autonomy plus the freedom to connect its own data and the tools Business Wire, Inc. already use. Share Conta Azul will use Oscilar's fraud prevention, onboarding and case management capabilities to strengthen its risk operations as it expands from financial management into payments and continues scaling services for more than 100,000 businesses across Brazil. The unified system will give Conta Azul's anti-fraud and engineering teams a single real-time view of the customer journey, from onboarding through ongoing transaction monitoring. Oscilar's flexibility was a key factor in the decision. The platform adapts to Conta Azul's data in its existing structure and integrates the third-party services the team already uses, giving the fraud team the speed and control to respond as threats change. Conta Azul also plans to build on Oscilar's agentic AI capabilities. A natural-language copilot helps users create and adjust rules, while an AI agent reviews historical rule performance and recommends improvements. AI-generated case summaries give analysts a faster read on investigations, helping the team move more quickly across both strategy and day-to-day operations. "Brazil is an incredibly demanding fraud market and as Conta Azul grows from financial management into payments, the stakes for our customers only get higher," said Bruno Coconici Rodrigues, Head of Fraud at Conta Azul. "We wanted a platform our team could run ourselves, building and adjusting our own rules and testing new ideas without waiting on engineering. Oscilar gives us that autonomy plus the freedom to connect our own data and the tools we already use." "Conta Azul has spent more than a decade helping Brazilian businesses manage their finances, and as it moves deeper into payments, its fraud team has to move as fast as threats do," said Neha Narkhede, co-founder and CEO of Oscilar. "Our platform puts that control in their hands. They build and adjust rules in plain language, and AI agents help sharpen detection as the patterns shift. We are investing heavily in Brazil and Latin America, and Conta Azul is exactly the kind of team we want to grow with." Key benefits of the partnership include: * Unified fraud and onboarding operations: Onboarding (KYC and KYB), transaction fraud monitoring and case management on a single platform, in place of fragmented tooling. * Controls the fraud team owns: The team builds and adjusts rules directly and tests new strategies without waiting on engineering. * A platform shaped around Conta Azul's data: A schema-agnostic design lets the team send its own data in its own structure, with third-party services connected by Oscilar. * Faster, safer iteration: Backtesting, shadow mode, and controlled rollout let the team try changes before they go fully live. * AI-assisted rule building and case review: A natural-language copilot, an agent that recommends and refines them, and AI summaries that speed up investigations. * Room to scale: Capacity to grow as Conta Azul expands into payments and scales within Visma. * A path to agentic AI: Access to Oscilar's broader agentic capabilities as use cases expand. The partnership adds to Oscilar's growing footprint across Latin America, where financial institutions are adopting unified, agentic risk infrastructure to keep pace with changing fraud and regulatory demands. About Conta Azul Conta Azul is a technology company that offers a financial management system (ERP) designed for micro, small, and medium-sized businesses seeking greater control, visibility, and more time to focus on what truly matters - the success of their business. Conta Azul's ERP is an all-in-one solution that centralizes financial operations in a single platform. It provides a seamless user experience, making it easy to use and quick to implement. The software significantly reduces the time needed to stay on top of financial tasks while offering clear insights to support decision-making. Conta Azul is part of Visma, a leading provider of mission-critical business software with revenue of €3.1 billion in 2025, 17,500 employees, and 2.1 million customers across Europe and Latin America. Learn more at contaazul.com. About Oscilar Oscilar is the agentic risk platform for financial institutions, giving risk and compliance teams direct control over fraud detection, AML compliance, credit underwriting, and onboarding without engineering dependency. Agent Hub, Oscilar's suite of more than 30 coordinated AI agents, operates from a unified view of every customer and transaction across the full risk lifecycle, enabling teams to build and deploy policies in plain language, resolve alerts faster, and share intelligence across every risk domain. More than 100 financial institutions trust Oscilar to process tens of billions of risk decisions per year, each in under 100ms. Oscilar is headquartered in Palo Alto, California. Learn more at oscilar.com