Full-Time
Head of Software Engineering
Updated on 8/1/2026
Braviant Holdings
11-50 employees
ML-driven online credit for underbanked
No salary listed
No H1B Sponsorship
Dallas, TX, USA
In Person
Must reside in Texas within commuting distance of the DFW metro area. The role requires four or five days in-office per week and may require up to 20% initial travel.
 Engineering Management (1) |
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- At least 10 years of software engineering experience, including at least 5 years in a senior engineering leadership role such as Director, Head of Engineering, or equivalent.
- Deep full-stack experience with Java and Spring Boot on the back end, Angular or equivalent modern front-end frameworks, relational databases, and API design using REST, microservices, and MVC.
- Experience designing production systems, making technology decisions, and correcting unsuccessful technology decisions.
- Experience rationalizing or simplifying over-engineered architectures by diagnosing complexity, aligning stakeholders, and executing simplification plans without disrupting production.
- Ownership of AWS cloud infrastructure, including EC2, S3, SQS, CloudWatch, CodeBuild, configuration, architecture, and operations.
- Production-scale CI/CD pipeline ownership and strong branching, review, and release practices using GitHub, Bitbucket, or equivalent.
- Experience with high-availability distributed systems in real-time transaction-processing environments.
- Experience owning engineering budgets, including capex/opex planning, vendor management, and resource allocation.
- Demonstrated ability to hire, develop, and retain engineering talent.
- Ability to work in a lean, startup-style environment with heavy workloads, competing priorities, and ambiguity.
- A bachelor's degree in Computer Science or a related field.
- Authorization to work in the United States and residence in Texas within commuting distance of the DFW metro area.
- Own system design, technology choices, and engineering standards across all application layers as the primary software architect.
- Assess the current 30-plus-microservice architecture and develop and execute a roadmap to reduce complexity and improve deployability.
- Lead architecture reviews, conduct code reviews, and prototype solutions for key technical decisions.
- Own high-availability design for loan origination, payment processing, and transaction workflows targeting 99.9% or greater uptime service-level agreements.
- Define and evolve CI/CD pipeline strategy, release practices, and engineering quality standards.
- Lead the transition to an AI-native development model by embedding AI-assisted development tools into daily design, development, testing, and release workflows.
- Partner with the Head of AI & Automation to identify uses for AI-generated code, automated testing, and large language model-powered tooling.
- Establish safe and auditable AI tooling practices in a regulated consumer lending environment.
- Own end-to-end software development for consumer-facing and internal applications from requirements through deployment and support.
- Manage the Angular front end, Java/Spring Boot microservices, AWS infrastructure, and database layers.
- Own the quality assurance function and define the balance of automated testing, manual QA, and release gates.
- Champion security-by-design and compliance standards for consumer lending, including PCI, state lending regulations, and CFPB-related requirements.
- Lead, develop, and retain a team of 6–8 full-stack engineers and QA professionals; set performance standards, provide mentorship, and build a culture of craftsmanship and accountability.
- Hire and grow the Addison-based engineering team and establish the office's technical culture.
- Manage the engineering budget, including capex/opex planning, vendor relationships, and tooling decisions.
- Partner with business stakeholders and executive leadership to translate product and operational priorities into engineering plans and represent engineering at the leadership level.
- Hands-on experience building with AI-native development tools or frameworks, including GitHub Copilot, Cursor, agentic coding pipelines, or LLM-assisted test generation.
- Experience in consumer lending, fintech, payments, or another regulated financial services technology environment.
- Familiarity with MCP integrations, agentic AI architectures, or internal developer productivity platforms.
- Formal software architecture or cloud certification, such as AWS Solutions Architect.
Braviant Holdings provides online credit solutions for underbanked consumers. It uses big data, machine learning, and custom models to assess creditworthiness and reduce the cost of credit through real-time underwriting and automated verification, enabling quick online loan origination. It differentiates itself by applying data-driven models to extend credit beyond traditional scores and by reducing friction in the lending process. Its goal is to expand access to affordable credit for non-prime borrowers and improve their financial outcomes by streamlining loan origination and repayment.
Company Size
11-50
Company Stage
Debt Financing
Total Funding
$240M
Headquarters
Chicago, Illinois
Founded
2014
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Simplify's Take
What believers are saying
- $145 million in new revolving facilities expands originations capacity.
- Forward-flow liquidation supports recovery management on $90 million defaulted balances.
- Expansion across 28 states provides room to open new markets.
What critics are saying
- Funding depends on asset-backed lenders and revolving facility renewals.
- Performance triggers and covenants can restrict lending after portfolio deterioration.
- Non-prime borrower defaults can compress recoveries and raise servicing costs.
What makes Braviant Holdings unique
- Proprietary underwriting models assess repayment beyond traditional credit scores.
- Braviant serves underbanked non-prime borrowers through tech-enabled digital lending.
- It combines bank partnerships with receivables-backed funding and servicing.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation
Paid Sick Leave
Paid Holidays
Growth & Insights and Company News
6 month growth
↓ -9%1 year growth
↓ -4%2 year growth
↑ 2%Braviant Holdings, a Chicago-based consumer lending platform for non-prime borrowers, has closed two revolving asset-backed credit facilities totalling approximately $145 million in committed capacity. The facilities are secured by consumer loan receivables and provide revolving availability to fund new loan participations. The revolving credit facilities offer two-year revolving periods with extension options, followed by 12 to 18-month amortisation periods. They were secured at attractive capital costs and advance rates, subject to customary concentration limits and performance triggers. Braviant also renewed a forward flow facility to liquidate defaulted assets at predetermined prices, supporting the optional liquidation of over $90 million in annualised defaulted balances. CFO Jordan Olivier said the facilities enhance funding capacity and provide flexibility to scale originations whilst diversifying the company's capital structure.
Built In honors BRAVIANT HOLDINGS in its esteemed 2026 Best Places To Work awards. News provided by. Jan 06, 2026, 09:09 ET Braviant Earns spot on Built In's Best Places to Work List: "BEST STARTUPS TO WORK FOR" CHICAGO, Jan. 6, 2026 /PRNewswire/ - Braviant Holdings, LLC, a leading national online provider of tech enabled credit solutions for underbanked consumers, today announced it has been recognized by Built In as one of the Best Places to Work in 2026. The annual awards honor employers across the U.S. whose benefits and compensation set the standard for today's workforce. Now in its eighth year, Built In's Best Places to Work program celebrates the companies shaping the future of work. In a rapidly evolving AI-first job market, recognition as a Best Place to Work helps employers stand out as trusted brands when candidates turn to tools like ChatGPT and Google AI Overviews to research where to work next. "Today's candidates discover the companies they want to work for using AI tools," said Maria Christopoulos Katris, Founder & CEO of Built In. "Earning a Best Place to Work award not only signals to candidates that you invest in your people, it's a lever to strengthen how AI search tools understand and represent your company's story." Braviant Holdings was honored on the "Best Startups To Work For" list. The awards reflect Built In's data-driven approach, evaluating companies based on compensation, benefits, and company-wide culture programs. Braviant approaches its company culture the same way it drives its business - People First. Braviant boasts a myriad of employee benefits including generous time-off packages, supportive parental leave policies, and continued education reimbursements. Additionally, Braviant is passionately driven by its vision and mission, striving to offer easy-to-use financial solutions to 50+ million underbanked Americans - an appealing attribute for many modern employees. "We're truly honored that Built In has named Braviant one of its Best Places to Work in 2026. This recognition belongs to our people - the compassionate, curious, and relentless team members who bring our mission of widening credit access to life every single day," says CEO, Kim Anderson. "Thank you to every Braviant Builder for building a culture where people feel valued and are inspired to serve their communities. We'll keep investing in that culture and in the work that matters." To learn more about Braviant, visit https://www.braviantholdings.com/. To learn more about Built In's 2026 Best Places to Work program and view all winners, visit https://employers.builtin.com/best-places-to-work/. ABOUT BRAVIANT: Founded in 2014, Braviant delivers tech-enabled consumer credit solutions, empowering consumers to take control of their personal finances. Braviant's proprietary decision models look well beyond traditional credit scores to more accurately assess a person's true ability and willingness to repay. Braviant's easy-to-use, customer-centric financial solutions help thousands of US consumers solve immediate financial challenges while graduating to lower rates and gaining improved access to credit.
Entrepreneur Of The Year celebrates ambitious entrepreneurs who are building a better worldCHICAGO, June 23, 2023 /PRNewswire/ -- Ernst & Young LLP (EY US) today announced that Stephanie Klein, CEO of Braviant Holdings, was named an Entrepreneur Of The Year® 2023 Midwest Award winner. The Entrepreneur Of The Year Awards program is one of the preeminent competitive awards for entrepreneurs and leaders of high-growth companies. Stephanie was selected by an independent judging panel made up of previous award winners, leading CEOs, investors and other regional business leaders. The candidates were evaluated based on their demonstration of building long-term value through entrepreneurial spirit, purpose, growth and impact, among other core contributions and attributes."I am truly honored to be named an Entrepreneur of the Year Midwest Award Winner," said Stephanie Klein. "This recognition highlights the incredible teamwork, innovation, and entrepreneurial spirit that drive Braviant forward. We are dedicated to transforming the financial landscape and empowering underserved borrowers with responsible financial solutions
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