Underwriting Analyst
Posted on 3/28/2024
Unlimit

201-500 employees

Comprehensive cross-border payment platform
Company Overview
Unlimit stands out in the fintech space with its comprehensive payment ecosystem, offering a suite of services that includes multi-currency IBAN accounts, card acquiring, and issuing, as well as a robust BaaS API platform tailored for emerging markets like Defi, Gamefi, and NFTs. The company's in-house developed payment infrastructure claims to be the largest of its kind, enabling seamless cross-border transactions and providing customers with a versatile range of payment options, including the ability to launch white-label cards in partnership with major providers like Visa, Mastercard, and UnionPay. This extensive global reach and flexibility in payment solutions position Unlimit as a competitive player in the financial technology industry, catering to the evolving needs of a diverse client base.
Data & Analytics
Crypto & Web3
Financial Services

Company Stage

N/A

Total Funding

N/A

Founded

2009

Headquarters

, United Kingdom

Growth & Insights
Headcount

6 month growth

7%

1 year growth

27%

2 year growth

27%
Locations
London, UK
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Communications
CategoriesNew
Risk Management
Finance & Banking
Requirements
  • At least 3 years of experience in acquiring and merchants underwriting
  • Understanding of AML, KYC, PCI and Internal Controls
  • Knowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoring
  • Solid practical knowledge of credit risk assessment
  • Extremely detail-oriented, organized and have the ability to multi-task
  • Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
  • Take initiative, ownership and committed to challenging the status quo
  • Self-starter who enjoys a fast-paced environment
  • Excellent written and verbal communication
  • Analytical skills to identify and assess potential fraud and compliance issues
  • Demonstrated skills in risk assessment. The ability to escalation when appropriate
Responsibilities
  • Ensure adherence to Company and Card Schemes rules and policies
  • Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
  • Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
  • Perform calculation of the financial risk exposure and the relevant risk mitigation measures
  • Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
  • Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
  • Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
  • Provide support for periodical reviews and audits
  • Continuous process improvement and sharing best practice