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TBC Bank

Mobile-first digital bank with lending

Product Owner - MSME Daily Banking

Product ManagementPosted on Nov 11
Full-timeTbilisi, GeorgiaNo salary listedIn-person

About the Job

Requirements

  • A higher education qualification in business administration, finance, economics, mathematics, information technology, or a related field.
  • Experience working as a Product Owner, Product Manager, Business Analyst, or in a similar role.
  • Experience working with payments in the banking, financial, or fintech sector.
  • Knowledge of payment products and processes.
  • Strong analytical thinking and the ability to make data-driven decisions.
  • Experience analyzing business requirements and formulating them clearly for technical teams.

Responsibilities

  • Form the strategy and roadmap for developing payment products and services for the MSME segment.
  • Manage the full payment-product development lifecycle, from idea through implementation.
  • Analyze existing payment processes and identify opportunities for improvement.
  • Analyze customer needs, behavior, and transaction data.
  • Define new payment functionality and initiatives based on business objectives and customer experience.
  • Manage the product backlog, prioritize tasks, and translate business requirements into technical specifications.
  • Prepare user stories and acceptance criteria.
  • Collaborate with developers, business analysts, UX/UI designers, and other stakeholders.
  • Define and monitor product performance KPIs and analyze results.
  • Identify problems and delays in payment processes and factors affecting customer experience.
  • Participate in testing, implementation, and post-launch evaluation of new products and functionality.
  • Study market trends and innovations in the payments industry and plan relevant initiatives.

About the Company

TBC Bank

Mobile-first digital bank with lending

TBC Bank Uzbekistan is the country’s first fully digital, mobile-first bank serving individuals and SMEs. Customers use a smartphone app to open accounts, apply for loans, manage deposits, and make international transfers, while Salom Card and Osmon Card cover everyday card needs; for businesses, TBC Business provides a digital platform for account management, instant payments, and lending up to 300 million UZS. The service runs in an open-banking ecosystem and uses AI-driven personalization and smart operations to scale. Its aim is to become the leading digital bank in Central Asia by delivering convenient, affordable online financial services.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$320.6M
Headquarters
Tashkent, Uzbekistan
Founded
2019

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