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Equifax announces definitive agreement to acquire Círculo de Crédito in Mexico. Strategic Acquisition of Fastest-Growing Credit Bureau in Mexico Expands Equifax International Presence; Aligned with Equifax Strategy to Invest in Bolt-On Acquisitions: Offers Círculo de Crédito Customers Access to Cloud-Native Capabilities and Patented EFX.AI Technology to Accelerate Customer Growth and Financial Inclusion Investor Call and Webcast to be Held on July 7 at 8:30 a.m. Eastern Time ATLANTA, July 7, 2026 /PRNewswire/ - Equifax(R)(NYSE: EFX) has signed a definitive agreement to acquire Círculo de Crédito, a leading credit information services company and the fastest-growing credit bureau in Mexico, for an enterprise value of $750 million[1]. This acquisition would expand Equifax into the fast-growth Mexico market, the second-largest economy in Latin America, and offer Círculo de Crédito customers access to industry-leading Equifax cloud-native capabilities, patented EFX.AI technology, and award-winning identity protection and fraud prevention offerings for the development of solutions designed to help customers grow and expand financial inclusion. Círculo de Crédito has delivered very strong financial results with revenue for the 12 months ended June 30, 2026 estimated at $134 million, up 31%, with $62 million of Adjusted EBITDA[2]. Círculo de Crédito is expected to continue to deliver strong high double-digit revenue growth in 2026, and is expected to be accretive to Equifax Adjusted EPS in the first full year of ownership. An investor call and webcast on the agreement will be held on July 7 at 8:30 a.m. Eastern Time (ET). "The acquisition of Círculo de Crédito will expand Equifax's presence in the fast-growing Mexico market and marks an energizing new global chapter for both companies. The acquisition is aligned with our strategy to reinvest our strong free cash flow in accretive and strategic acquisitions to strengthen Equifax. Círculo de Crédito will be our 17th bolt-on acquisition in the past six years, totaling nearly $5 billion. Our strong performance and balance sheet allow Equifax to reinvest in growth, return cash to shareholders and acquire accretive and strategic acquisitions," said Mark W. Begor, CEO of Equifax. "Mexico is one of the fastest-growing credit markets globally. More than 25% of the Mexican population is without access to formal financial products, and nearly 44% of the population does not have a bank account.[3] Equifax and Círculo de Crédito have a shared commitment to helping more consumers live their financial best, and together we will continue to offer deeper alternative data and unique insights that can help our customers deliver unique solutions to expand their consumer credit offerings." Círculo de Crédito is the only Mexican credit bureau currently operating both consumer and commercial credit bureau services - with more than 1,700 bank, retail, fintech, small business lending, micro-finance, and telecommunications customers; and 2 billion tradelines covering 80 million validated identities. The company is a leader in alternative data, or information not included in traditional credit reports, including gig-economy transactions and utility and telecommunications payment history. This alternative data can responsibly expand access to credit and support a more inclusive economy, critical in a country where more than 33 million people[4] are engaged in "informal" employment such as unregistered microbusinesses or gig employment. "We are energized to join the Equifax team and have access to their industry-leading cloud-native technology, platforms, and products to help our customers grow and expand our position in Mexico. Consumer credit growth in Mexico is driven by inclusion and digitization, and Círculo de Crédito has been a first-mover in the market with the market's broadest data set and innovative solutions. We provide strategic data, decision-making, and digital solutions that empower lenders to deliver innovative financial services products across Mexico and expand access to credit for Mexican citizens," said Juan Manuel Ruiz Palmieri, CEO of Círculo de Crédito. "We are excited to integrate cloud-native Equifax data, analytics, and global solutions to help our customers grow." Under the terms of the agreement, Equifax will acquire 100% of Círculo de Crédito equity from its existing shareholders, including: Banca Afirme, S.A. Institución de Banca Múltiple Afirme Grupo Financiero; Coppel, S.A. de C.V.; Grupo Elektra, S.A.B. de C.V.; and a group of private investors. Upon completion of the acquisition, Juan Manuel Ruiz Palmieri and the Círculo de Crédito team will continue to lead the company, which will join the Equifax International business team. The transaction is subject to customary closing conditions and regulatory review and approval, and is expected to close in the fourth quarter of 2026. Conference Call and Audio Webcast Equifax will host a conference call at 8:30 a.m. ET on July 7 in which senior management will discuss the Círculo de Crédito acquisition. Related presentation materials will be published on investor.equifax.com on July 7 at 6:30 a.m. ET. Investor Conference Call: US/Canada: 877-559-1190 /+1 201-389-0916 International: Click here for participant International Toll-Free access numbers Please dial the appropriate number 5-10 minutes prior to the call to complete registration. Name and affiliation/company are required to join the call. Webcast: To view the webcast and slide presentation, please click the link and enter your information to be connected. The link becomes active 15 minutes prior to the scheduled start time. Webcast link NOTES TO EDITORS 1. Purchase price of $825 million. Enterprise value of $750 million reflects purchase price net of estimated $75 million cash at closing with zero debt balance 2. Financials were converted from Mexican Peso to USD at an exchange rate of 17.37 USD/MXN. Estimated Last twelve months financial results through June 30, 2026 based on information provided by Círculo de Crédito 3. Source: ENCUESTA NACIONAL DE INCLUSIÓN FINANCIERA (ENIF) 2024 4. Source: ENCUESTA NACIONAL DE OCUPACIÓN Y EMPLEO (ENOE) INDICADORES DE OCUPACIÓN Y EMPLEO, June 25, 2026 FORWARD-LOOKING STATEMENTS This release contains forward-looking statements and forward-looking information. All statements that address future operating performance and events or developments that Equifax Inc. expect or anticipate will occur in the future, including statements relating to its future financial and operating results, its strategy, its ability to successfully consummate the proposed transaction, the expected financial and operational benefits, synergies and growth from the proposed transaction, its ability to integrate Círculo de Crédito and its products, services, technologies, IT systems and personnel into its operations, and similar statements about its outlook and its business plans are forward-looking statements. Equifax Inc. believe these forward-looking statements are reasonable as and when made. However, forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from its historical experience and its present expectations or projections. These risks and uncertainties include, but are not limited to, those described in its 2025 Form 10-K and subsequent SEC filings. As a result of such risks and uncertainties, Equifax Inc. urge you not to place undue reliance on any forward-looking statements. Forward-looking statements speak only as of the date when made. Equifax Inc. undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. ABOUT EQUIFAX INC. At Equifax (NYSE: EFX), Equifax Inc. believe knowledge drives progress. As a global data, analytics, and technology company, Equifax Inc. play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Its unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com. SOURCE Equifax Inc. Released July 7, 2026

Equifax Launches Free App to Help Consumers Find Old or Missing Paperwork in Time for the FCA's Redress Scheme - FF News. James Whitfield Editor in Chief, Motorists Legal Justice Equifax has launched a new free app designed to help consumers locate old or missing documents in time for the Financial Conduct Authority's (FCA) redress scheme, which aims to address issues related to car finance agreements. This initiative is crucial for UK motorists who may have misplaced paperwork necessary for claiming compensation under the FCA's review. The Equifax app enables users to retrieve detailed financial records dating back several years, including documents related to hire purchase and personal contract plans (PCP). The launch of this tool comes as part of broader efforts to facilitate access to essential documentation required by the FCA's motor finance redress scheme. This scheme is set to cover approximately 12.1 million agreements made between April 6, 2007, and November 1, 2024, with an estimated total compensation amounting to £7.5 billion. What does this mean for UK drivers? For UK drivers, the Equifax app offers a straightforward way to track down crucial financial records that might otherwise be difficult or impossible to locate. The FCA's redress scheme is designed to address potential mis-selling and unfair practices in car finance agreements, with an average compensation of £829 expected per agreement. The launch of this tool addresses a significant challenge faced by many consumers: the loss or misplacement of essential documents required for claiming compensation under the FCA review. By enabling users to access their financial history easily, Equifax's app aims to streamline the process and ensure that more motorists can participate in the redress scheme without undue difficulty. How can UK motorists use this tool? UK motorists can download the free Equifax app from major app stores or visit the Equifax website for further details. Once users have installed the app, they need to input their personal identification information, such as name and date of birth, alongside any relevant financial data. The tool then scans its database to retrieve documents related to car finance agreements made during the specified period. The Equifax app is particularly useful for individuals who may not have kept detailed records over the years or those who have recently moved homes without access to their old paperwork. By providing a full overview of historical financial transactions, the app helps users identify and download any missing documentation required for the FCA's redress scheme. What should motorists do now? While the Equifax app offers valuable assistance in locating necessary documents, it is important for UK motorists to understand that the FCA's motor finance review is still underway. As of now, the compensation framework has been confirmed, but actual payouts are expected to begin at a later date. The exact timeline remains uncertain due to ongoing assessments and negotiations between financial institutions and regulatory bodies. Motorists who have identified potential issues with their car finance agreements should start by reviewing any documents retrieved through the Equifax app carefully. They can then contact their lender directly for free, without needing to engage a claims management company, to initiate the complaint process formally. This direct approach is often quicker and more efficient than involving third-party services. MLJ's finance checker tool provides an easy way for motorists to assess if they were mis-sold car finance products or affected by unfair practices. By using this service, individuals can gain a clearer understanding of their rights and the steps needed to secure any potential compensation. To sum up, while the Equifax app is a valuable resource for UK motorists seeking to claim under the FCA's redress scheme, it is essential to remain patient and thorough in dealing with the process. Motorists should use available tools like the finance checker and the Equifax app to gather necessary documentation and proceed with their complaints directly and efficiently. Frequently asked questions. James Whitfield. Editor in Chief, Motorists Legal Justice James Whitfield is the Editor in Chief of Motorists Legal Justice. He oversees editorial coverage of motor finance mis-selling, lender complaints, FCA regulation, and consumer rights. He focuses on making complex regulatory and legal topics accessible to UK motorists. How to cite this page MLJ.org.uk. "Equifax Launches Free App to Help Consumers Find Old or Missing Paperwork in Time for the FCA's Redress Scheme - FF News." Published 25 June 2026. Available at: https://mlj.org.uk/news/equifax-launches-free-app-to-help-consumers-find-old-or-missing-paperwork-in-time-for-the-fcas-redress-scheme-ff-news. Accessed 24 June 2026. Content is reviewed against official sources including FCA, FOS, DVLA, DVSA, and gov.uk. See its editorial standards.