Financial Crime Risk Specialist

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Role Overview

The Financial Crime Risk Specialist, Financial Crime Risk Management (FCRM) Reporting and Strategic Insights, Canada is responsible for leading strategic initiatives, process improvement, and cross-team governance and reporting activities supporting the FCRM Canada program.

The role works across the team to identify and implement opportunities to strengthen, simplify and modernize processes; coordinate governance activities; and generate actionable insights that support effective management oversight and decision-making. The role works independently with stakeholders across FCRM and partner functions to manage initiatives from planning through implementation, resolve challenges, and drive alignment on key deliverables.

The position also works with global FCRM counterparts to promote consistency in reporting standards, governance practices and financial crime risk reporting across jurisdictions. The role requires strong analytical and problem-solving capabilities, sound judgment, exceptional communication skills, and the ability to translate complex information into clear, actionable insights and executive-ready materials.

Key Accountabilities

• Lead strategic initiatives and special projects across the team, translating priorities into clear deliverables and success measures and driving execution toward outcomes aligned with FCRM priorities, regulatory commitments and governance objectives.
• Conduct proactive research and analysis across governance and reporting activities to identify trends, risks, dependencies and opportunities, assess implications, and develop actionable insights and recommendations to support management decision-making.
• Coordinate planning of strategic objectives and success measures, ensuring alignment with broader FCRM priorities; monitor and report progress, identify challenges and dependencies, and facilitate resolution or escalation as required.
• Lead process improvement and modernization initiatives across the team, assessing end-to-end workflows and implementing opportunities to simplify, standardize, automate and strengthen processes while reducing manual effort and rework.
• Monitor the ongoing effectiveness and sustainability of key processes and implemented improvements, identifying opportunities for further enhancement.
• Develop and maintain centralized team documentation, including procedures, process narratives, workflows and reporting inventories, promoting consistency, traceability, knowledge management and audit readiness.
• Coordinate cross-team governance activities, including Internal Audit and other assurance reviews, issue attestations, gap assessments against enterprise policies and standards, Risk and Control Self-Assessments (RCSA), Regulatory Compliance Management activities and financial crime risk assessments, as applicable to the team's mandate.
• Coordinate responses to Internal Audit and other governance or assurance reviews, working with stakeholders to develop clear, well-reasoned responses and supporting documentation; identify and escalate concerns and monitor agreed actions through resolution.
• Independently research and interpret relevant enterprise frameworks, policies and standards, assess their applicability to team processes and governance practices, and coordinate implementation of required enhancements.
• Coordinate with FCRM and global partners to advance alignment of Board, executive and governance committee reporting, including reporting practices, standards and key operational metrics across jurisdictions.
• Lead the development of team-wide reports and summaries that clearly communicate progress, accomplishments, emerging risks, challenges, strategic objectives and outcomes.
• Respond to ad hoc requests from management and senior leadership through research, analysis and preparation of executive-ready materials.

Job Qualifications / Skills / Experience

• 7+ years of relevant experience in Financial Crime Risk Management (FCRM), Anti-Money Laundering (AML), compliance, risk management, governance, audit, strategy, transformation or a related discipline.
• Undergraduate degree preferred; CAMS or another relevant professional designation is considered an asset.
• Experience leading strategic initiatives, governance enhancements, process improvement, reporting transformation or automation within financial services or another highly regulated environment.
• Demonstrated ability to independently manage complex initiatives end-to-end, exercise sound judgment, resolve challenges and deliver high-quality outcomes under competing priorities.
• Strong analytical, critical-thinking and problem-solving skills, with the ability to synthesize complex information into actionable insights and recommendations.
• Exceptional written and verbal communication skills, with the ability to develop clear, concise materials for senior management and governance audiences.
• Strong stakeholder management and influencing skills, with the ability to facilitate alignment, resolve issues and drive cross-functional deliverables.
• Knowledge of governance, risk management and executive reporting, with the ability to interpret enterprise requirements and translate them into effective processes and deliverables.
• Proficiency in PowerPoint and Excel; experience with automation, analytics, AI-enabled solutions or data visualization tools such as Power BI is considered an asset.
• Excellent organizational skills, attention to detail and professionalism in handling sensitive and confidential information.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet