Full-Time

Digital Business Analyst

API Design, Financial Services

Posted on 9/27/2025

Citi

Citi

10,001+ employees

Global financial services including banking, investment

No salary listed

Pune, Maharashtra, India

In Person

Category
Business & Strategy (1)
Required Skills
Agile
JIRA
SCRUM
Confluence
Requirements
  • 6 years of experience as a Business Analyst into Software development or IT projects.
  • Experience or strong foundational knowledge within the financial services or banking industry is a plus.
  • Some exposure to API concepts (e.g., understanding of what an API is, how it's used) is required.
  • Experience with both Waterfall and Agile (Scrum, Kanban) methodologies.
  • Solid understanding of business analysis principles and methodologies.
  • Ability to clearly and concisely document functional and non-functional requirements.
  • Strong analytical and problem-solving skills, with attention to detail.
  • Excellent verbal and written communication skills, with the ability to explain technical concepts to non-technical audiences.
  • Proven ability to work effectively in a team-oriented, collaborative environment.
  • Proactive in identifying issues and seeking solutions.
  • Familiarity with requirements management tools (e.g., Jira, Confluence) and Microsoft Office Suite (Word, Excel, PowerPoint, Visio).
  • Conceptual understanding of web APIs (e.g., REST, JSON) and how they facilitate system integration.
  • Able to manage disparate tasks, project plans and ad-hoc teams without solid lines of authority. Ability to handle multiple demands.
Responsibilities
  • Translate high-level business objectives into detailed functional and non-functional requirements, use cases, user stories, process flows, and data models incorporating an API driven solution.
  • Conduct comprehensive gap analysis between current and future state processes and document use cases, user stories, and data flow diagrams incl API based flow.
  • Prioritize requirements based on business value, technical feasibility, and strategic alignment.
  • Support the identification of required API capabilities, data elements (payloads), and interaction patterns.
  • Collaborate with technical teams (developers, architects, QA) to design and propose effective technology solutions that meet business needs with API Integrated.
  • Act as a liaison between business stakeholders and technical teams throughout the project lifecycle.
  • Participate in solution & API design reviews and provide input on technical specifications.
  • Support the development team during the build phase by clarifying requirements and addressing questions.
  • Help create and maintain API specifications using relevant tools and standards (e.g., Open API/Swagger) and ensure its accurate, clear, and supports both internal and external consumers.
  • Develop and execute test plans, test cases, and user acceptance testing (UAT) scripts to ensure solutions meet business requirements and are of high quality.
  • Coordinate UAT sessions with business users and manage defect tracking and resolution.
  • Assist in defining test scenarios and reviewing test cases for APIs to ensure they meet specified requirements.
  • Support User Acceptance Testing (UAT) processes for API-driven features.
  • Create and maintain clear, concise, and comprehensive documentation, including business requirements documents (BRDs), functional specifications, process maps, and user manuals.
  • Communicate complex information effectively to both technical and non-technical audiences.
  • Prepare and deliver presentations to stakeholders on project status, findings, and recommendations.
  • Identify and recommend opportunities for process optimization, efficiency gains, improvement in API definition and delivery.
  • Contribute to the continuous improvement of business analysis practices related to APIs.
Desired Qualifications
  • Experience with banking/Finance industry software or systems
  • Knowledge of SQL for data querying and analysis.
  • Experience with data visualization tools and data modeling concepts (e.g., Tableau, Power BI).
  • Understanding of UX/UI principles and Experience using tools like Postman for API testing.
  • Familiarity with API specification tools (e.g., OpenAPI/Swagger).
  • Exposure to Agile development methodologies (Scrum, Kanban).

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Simplify Jobs

Simplify's Take

What believers are saying

  • Investment banking fees rose 12% YoY in Q1 2026, fueled by AI-driven M&A acceleration.
  • Hired 60 managing directors from 20 rivals, boosting banking revenues 15% to $1.8bn in Q1 2026.
  • $30bn share buyback signals confidence, targeting 14-15% ROTE by 2031 post-restructuring.

What critics are saying

  • JPMorgan erodes Citi's #5 investment banking rank, diverting mandates within 12-24 months.
  • Investor backlash to 2031 ROTE target causes share underperformance versus Bank of America in 6-12 months.
  • Stripe captures cross-border volumes as Citi's tech lags low-cost alternatives in 24-36 months.

What makes Citi unique

  • Citi leads global cross-border payments, enabling near-instant transfers to Mastercard debit cards across 65 origination countries.
  • Citi expanded TTS non-interest revenue 98% YoY to $1.1bn in Q4 2024 via US dollar clearing growth.
  • Citi operates in 160 countries, serving 200 million accounts with unmatched global network scale.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Yahoo Finance
Apr 14th, 2026
Banks report strong profits but warn of rising energy prices hitting consumers

America's largest banks reported strong first-quarter profits driven by robust investment banking activity and a resilient economy, though executives warned about mounting risks from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a profit of $16.49 billion, up 13% year-on-year, whilst Wells Fargo earned $5.25 billion and Citigroup reported $5.79 billion. Investment banking fees surged, with JPMorgan seeing a 30% jump and Citigroup a 12% increase in advisory fees, fuelled by market volatility and corporate dealmaking. However, JPMorgan CEO Jamie Dimon cautioned about "an increasingly complex set of risks", including wars, energy prices and trade tensions. Wells Fargo noted customers allocating more spending to petrol whilst cutting discretionary purchases, signalling potential downstream economic impacts from elevated oil prices.

The Associated Press
Apr 14th, 2026
Banks report strong Q1 profits but warn rising energy prices threaten consumer spending

America's largest banks reported strong first-quarter profits driven by investment banking activity and a resilient economy, but executives warned about emerging economic headwinds from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a 13% profit increase to $16.49 billion, with investment banking fees jumping 30%. Wells Fargo earned $5.25 billion whilst Citigroup reported $5.79 billion in profits. The gains came amid market volatility and increased merger activity. However, JPMorgan CEO Jamie Dimon cited "an increasingly complex set of risks" including wars, energy prices and trade tensions. Wells Fargo's CFO noted consumers allocating more spending towards petrol whilst reducing discretionary purchases. Dimon warned that higher oil prices' impact "will likely take some time to materialise" if they persist.

Yahoo Finance
Apr 14th, 2026
Citi stock poised to jump as Wall Street loves the name, says Jim Cramer

Citigroup has raised interest among investors, with Jim Cramer highlighting strong market sentiment towards the stock. Following earnings, Cramer noted that Citigroup is "love, love, love by everybody on Wall Street" and expects the stock to jump higher. The bank delivered solid quarterly results, with 8% revenue growth and 35% earnings per share increase, excluding one-time charges. Net interest income rose 14%, beating expectations. However, results were mixed across divisions, with services, banking and fixed income performing well, whilst equity trading and personal banking fell short. Trading at a significant discount to peers despite rising 66% last year, Citigroup remains attractive. CEO Jane Fraser indicated the bank's transformation efforts are over 80% complete, though questions remain about future growth once self-help measures conclude.

Yahoo Finance
Apr 14th, 2026
Citi beats Q1 profit estimates with $5.8B net income as dealmaking surges 14%

Citigroup beat first-quarter profit estimates on Tuesday, reporting net income of $5.8 billion, or $3.06 per diluted share, compared to $4.1 billion in the prior-year period. The result exceeded analysts' estimate of $2.63 per share. Revenue rose 14% whilst net income grew 42%, driven by strong dealmaking activity. Investment banking fees increased 19% to $1.3 billion, with growth in advisory and equity capital markets. Services revenue climbed 17%, and markets crossed $7 billion in revenue. Global investment banking revenue reached $28.2 billion in the first quarter, the highest since 2021. Chief executive Jane Fraser attributed the performance to softer regulation under President Trump and the AI boom. The bank remains on track to deliver its 10-11% return on tangible common equity target.

Structured Retail Products
Apr 13th, 2026
MerQube secures Series C funding from 7RIDGE and Deutsche Börse to scale derivatives-linked ETF platform

MerQube, a US-based index provider specialising in rules-based and derivatives-enabled strategies, has closed a Series C funding round led by 7RIDGE and Deutsche Börse Group. Existing investors including Allianz Life Ventures, Citi, Intel Capital, J.P. Morgan, Laurion Capital Management and UBS also participated, though the funding amount was not disclosed. The company plans to use the investment to scale its technology platform and expand in derivatives-linked ETF and structured product markets. MerQube focuses on providing customised index solutions and data-driven strategies for institutional clients.

INACTIVE