Simplify Logo

Full-Time

Senior Risk Analyst

Confirmed live in the last 24 hours

Zip

Zip

501-1,000 employees

Provides digital payment and credit solutions

Fintech
Financial Services

Compensation Overview

$108.2k - $155.5kAnnually

+ Bonus + Equity Awards

Mid, Senior

Remote in USA + 2 more

Category
Risk Management
Finance & Banking
Required Skills
Python
Communications
SQL
Tableau
Data Analysis
Requirements
  • Experienced Senior Risk Analyst proficient in SQL, Python, or PySpark
  • 3-5+ years of analytics experience working as a risk/data analyst in Credit or Fraud Risk
  • 3-5+ years of experience in Credit or Fraud Risk, with expert SQL skills and a passion for analyzing data in the Risk domain.
  • Proven analytics experience working as a risk/data analyst. Prior experience in the finance or lending industry preferred.
  • Advanced knowledge of SQL is a must, knowledge of Python or PySpark is preferred. Experience on data visualization tools like Tableau or PowerBI is a plus.
  • Strong written and verbal communication skills with the ability to adapt to different audiences.
  • Self-organized with the ability to operate independently and prioritize effectively.
  • Enjoy working in a fast-paced environment where competing priorities and ‘test and learn’ based iterations are the norm.
Responsibilities
  • Lead initiatives to source new data and innovative solutions to enhance our current Credit and Fraud Risk management capabilities.
  • Take ownership of conducting both offline and live A/B tests for new data and solutions against the current strategy.
  • Perform advanced analytics and leverage best practices to achieve statistically significant results leading to actionable outcomes.
  • Lead development and implementation of go-to-market risk management strategies to effectively integrate new data and solutions into the business.
  • Develop insights capabilities to monitor performances and proactively identify trends and anomalies.
  • Stay updated on industry trends and best practices in the Risk domain.
  • Partner closely with key stakeholders across the organization to drive high visibility strategic initiatives.
  • Own Risk governance documentations including credit policies and procedures.
  • Enjoy end to end ownership of your analytics and get the chance to work in an exceptionally collaborative environment.

At Zip Co, a leader in digital financial services, employees thrive in an environment that emphasizes people-centered product innovation and financial well-being. This focus not only enhances the customer experience but also fosters a supportive and progressive workplace. With Zip Co's unique digital payment solutions and credit models, the company is at the forefront of driving real-world impacts in the finance sector, making it a rewarding place for those passionate about shaping the future of finance.

Company Stage

IPO

Total Funding

$1.1B

Headquarters

Sydney, Australia

Founded

2013

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-14%
Simplify Jobs

Simplify's Take

What believers are saying

  • The partnership with FEVO can significantly increase Zip's user base by making BNPL available for high-demand events like concerts and sports.
  • Zip's ability to offer flexible payment options can attract and retain millennial subscribers, who are a key demographic for BNPL services.
  • The $225 million credit facility from Victory Park Capital provides Zip with the financial resources to expand its services and improve its technology.

What critics are saying

  • Regulatory scrutiny from bodies like the Reserve Bank of Australia could impose new compliance costs and operational challenges.
  • The failure of ZestMoney, in which Zip had invested, highlights the risks associated with international expansion and investments in emerging markets.

What makes Zip unique

  • Zip's integration with FEVO's Social Checkout™ platform allows it to tap into the social commerce market, a unique angle compared to traditional BNPL providers.
  • The company's focus on flexible payment options during checkout aligns with the preferences of 50% of acquirers, giving it a competitive edge in merchant partnerships.
  • Zip's significant credit facility from Victory Park Capital and its strategic investments, such as the $50 million stake in ZestMoney, highlight its strong financial backing and growth potential.

Benefits

Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!

Bonus scheme - We give you skin in the game through our various share incentive programs.

Family support - We support our ZipFam on their life journey through people policies and programs.

Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.

Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.

Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.