Full-Time

Senior Risk Analyst

Posted on 7/10/2024

Zip

Zip

1,001-5,000 employees

Provides buy now, pay later services

Fintech
Consumer Goods

Compensation Overview

$108.2k - $155.5kAnnually

+ Bonus + Equity Awards

Mid, Senior

Remote in USA + 1 more

More locations: Union City, NJ, USA

Remote-first opportunity for Canada & US-based employees with the option to work in-person out of our Manhattan office.

Category
Risk Management
Finance & Banking
Required Skills
Python
Communications
SQL
Tableau
Data Analysis
Requirements
  • Experienced Senior Risk Analyst proficient in SQL, Python, or PySpark
  • 3-5+ years of analytics experience working as a risk/data analyst in Credit or Fraud Risk
  • 3-5+ years of experience in Credit or Fraud Risk, with expert SQL skills and a passion for analyzing data in the Risk domain.
  • Proven analytics experience working as a risk/data analyst. Prior experience in the finance or lending industry preferred.
  • Advanced knowledge of SQL is a must, knowledge of Python or PySpark is preferred. Experience on data visualization tools like Tableau or PowerBI is a plus.
  • Strong written and verbal communication skills with the ability to adapt to different audiences.
  • Self-organized with the ability to operate independently and prioritize effectively.
  • Enjoy working in a fast-paced environment where competing priorities and ‘test and learn’ based iterations are the norm.
Responsibilities
  • Lead initiatives to source new data and innovative solutions to enhance our current Credit and Fraud Risk management capabilities.
  • Take ownership of conducting both offline and live A/B tests for new data and solutions against the current strategy.
  • Perform advanced analytics and leverage best practices to achieve statistically significant results leading to actionable outcomes.
  • Lead development and implementation of go-to-market risk management strategies to effectively integrate new data and solutions into the business.
  • Develop insights capabilities to monitor performances and proactively identify trends and anomalies.
  • Stay updated on industry trends and best practices in the Risk domain.
  • Partner closely with key stakeholders across the organization to drive high visibility strategic initiatives.
  • Own Risk governance documentations including credit policies and procedures.
  • Enjoy end to end ownership of your analytics and get the chance to work in an exceptionally collaborative environment.

Zip Co offers buy now, pay later (BNPL) services that allow consumers to make purchases and pay for them over time without interest. Its main products, Zip Pay and Zip Money, cater to different spending needs, with Zip Pay for everyday purchases and Zip Money for larger expenses. The service works by enabling users to shop at partnered retailers and manage their payments through a clear and transparent system, where they can see how much they owe and when payments are due. Unlike many competitors, Zip focuses on providing flexible payment options and a straightforward fee structure, generating revenue through merchant fees, late fees, and interest on select products. The company's goal is to simplify the purchasing process for consumers while expanding its market presence across various countries.

Company Stage

IPO

Total Funding

$972.7K

Headquarters

Sydney, Australia

Founded

2013

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-2%

2 year growth

-1%
Simplify Jobs

Simplify's Take

What believers are saying

  • Zip's potential partnership with Apple could significantly boost its US market presence.
  • Integration with Stripe allows easy BNPL access for US merchants, expanding Zip's reach.
  • The rise of in-store BNPL usage in the US shows growing consumer adoption.

What critics are saying

  • Increased competition from tech giants like Apple could threaten Zip's market share.
  • Regulatory changes in Australia may impact Zip's profitability and operations.
  • Reliance on partners like Stripe ties Zip's success to their platform stability.

What makes Zip unique

  • Zip offers interest-free BNPL services, enhancing consumer financial flexibility.
  • The company operates in diverse markets, including Australia, the US, and the UK.
  • Zip's partnerships with retailers improve shopping experiences and financial management for consumers.

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Benefits

Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!

Bonus scheme - We give you skin in the game through our various share incentive programs.

Family support - We support our ZipFam on their life journey through people policies and programs.

Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.

Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.

Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.

INACTIVE