M

M&T Bank

Full-service banking with mortgage, deposits, loans

Branch Manager

Full-TimeUpdated on 10/14/2026
$74.6k - $124.4k/yr
Expert
Bachelor's
Chambersburg, PA, USA
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A bachelor's degree or, in lieu of a degree, four years of relevant experience.
  • At least three years of sales experience.
  • At least two years of managerial experience or proven leadership abilities.
  • Maintain Life/Accident and Health Insurance licensing within 18 months of entering the position when required by the Market Manager or branch need; the branch provides licensing training within six months.
  • Obtain M&T Business Banking Specialist status within 18 months of hire.
  • Demonstrate strong knowledge of Business Banking products, services, and client relationship management.
  • Be M&T Way Certified.
  • Be Precision Leadership Certified.
  • Work with common PC software, including Microsoft Office word processing and spreadsheet software.
  • Have experience with the internet and email.
  • Maintain federal registration requirements outlined in the SAFE Act.
  • Maintain insurance licensing minimum expectations outlined in the MTS Licensed Banker Academy document.
  • Meet Business Banking Specialist minimum expectations set by the branch and Retail Regional Manager.
  • Stay current on operational, product, and system changes and enhancements, and demonstrate sound risk-management decisions.
Responsibilities
  • Manage all activities of a branch and ensure the overall success of its operating model, including customer and employee experience, digital engagement, transactions and operations, servicing, and sales; maintain personal production responsibility.
  • Direct sales and business development, meet operational objectives, and ensure the branch achieves annual goals and overall profitability.
  • Lead the team through coaching, performance management, and priority setting; build and develop branch staff.
  • Identify Retail and Business Banking customer needs through M&T sales processes and use available tools and resources to provide short- and long-term solutions.
  • Prospect proactively and grow Business Banking relationships through outreach; build the bank’s community presence.
  • Conduct interviews and select employees in accordance with the staffing model.
  • Model and coach customer service and needs-determination behaviors; reinforce accountability for executing Retail strategy.
  • Ensure operational requirements are maintained, including consumer and business banking guidelines; comply with operational, security, and control policies and procedures to prevent fraud and protect customer assets.
  • Own complex account servicing and error-resolution issues, including escalations from other Bankers, and coach others to improve future problem resolution and reduce escalations.
  • Engage with team members and business partners as appropriate.
  • Independently process Business Banking loan requests up to $250,000 and bundle products and services as appropriate.
  • Follow applicable compliance and operational-risk controls in accordance with company and regulatory standards and policies.
  • Promote a culture of belonging that reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators, as applicable.
  • Complete other related duties as assigned.
  • Exercise managerial authority over staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations.
  • Lead the branch team to achieve annual sales and profitability goals and maintain a sound working knowledge of branch operations.
  • Spend some time servicing existing customers and most time growing the business through proactive sales and outside calling activities.
  • Build productive partnerships with appropriate bank areas to resolve customer needs, service issues, and employee issues promptly and accurately.
  • Take full ownership of customer issues until they are completely resolved.
  • Maintain direct reporting responsibility for branch staff.
Desired Qualifications
  • Demonstrated sales or business development experience and success, and a fundamental understanding of profitability.
  • Bilingual Spanish ability is preferred.
  • Strong financial services product knowledge.
  • Excellent communication and interpersonal skills.
  • Ability to demonstrate and coach exceptional customer service.
  • Ability to communicate and function professionally with personnel and business partners at all organizational levels.
  • Strong organization, time management, and prioritization skills.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

11%

2 year growth

11%
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