SMABTP

SMABTP

Professional liability, property, and motor insurance

Construction Underwriting Advisor - Permanent Contract

Full-Time
€45k - €48k/yr

+ Variable compensation + Participation bonus

Mid
Île-de-France, France
Hybrid

Two days of telework per week.

About the job

Requirements
  • The candidate must have strong knowledge of legal matters to conduct tailored studies.
  • The candidate must have relationship-building skills, rigor, and dynamism to establish partnerships with intermediaries.
  • The candidate must be able to manage multiple files on different topics simultaneously and prioritize tasks.
  • The candidate must have stress-management skills, strong writing ability, and analytical capabilities.
  • The candidate must be proficient in office software, including strong proficiency in Excel.
  • The candidate must demonstrate commitment, engagement, teamwork, and versatility.
  • Knowledge of third-party liability and construction decennial liability insurance is essential.
Responsibilities
  • Determine whether insurance requests submitted by brokers are eligible under subscription and construction-site underwriting rules.
  • Analyze requests and assess risks.
  • Evaluate risks and define coverage and pricing.
  • Propose projects and conduct negotiations through project completion.
  • Follow up with brokers and send insurance-offer documents.
  • Contact the relevant internal departments and analyze their feedback in order to communicate responses to brokers.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

Remote Work Options

Meal Benefits

Family Planning Benefits

Profit Sharing