Mortgage Production Analyst

We are seeking experienced candidates with experience in mortgage operations to perform quality control of our product outputs. This role requires deep underwriting expertise - including comprehensive knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines - to validate income calculations, underwriting conditions, and other loan-level outputs for accuracy and completeness..

The successful candidate will have hands-on experience interpreting and analyzing income, asset, credit, AUS, and collateral documentation, applying underwriting rules, performing income calculations and creating conditions. What you'll do:

• Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA,VA, and USDA guidelines to rigorously QC mortgage applications. 

• Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct data extraction and classification, and application of underwriting rules within the product, such as income calculator output.

• Identify errors, omissions, inconsistencies, and guideline exceptions requiring correction or further review.

• Make necessary updates to ensure accurate and complete results.

• Meet established standards for accuracy, turnaround time, and productivity in a real-time production environment.

• Identify recurring error patterns and share actionable feedback with UW team leadership. 

Who we're looking for: (Skill Sets and Qualifications)

• 6+ years of mortgage underwriting experience, including FHA and VA.

• Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc).

• Strong expertise in income analysis, credit evaluation, and AUS findings.

• Tech-savvy 

• Excellent documentation skills and detail orientation..

Preferred Qualifications

• Experience with fintech or SaaS mortgage tools.

• Familiarity with automated income calculation or verification platforms.