Full-Time
CRE Portfolio Manager 4
Hancock Whitney
1,001-5,000 employees
Traditional and online banking, financial services
No salary listed
Charlotte, NC, USA
In Person
On-site in Ballantyne, Charlotte, North Carolina.
 Finance & Banking (1) |
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- Bachelor’s degree in Business Administration, Finance, Accounting, or a related field
- Seven to ten years of credit analysis experience and working with Commercial Real Estate Underwriters and Relationship Bankers
- Successful completion of formal commercial credit training program
- Experience assisting Senior Bank Officers with complex, diversified, sensitive, and high dollar amount credits
- Experience working with senior lenders on complex accounts is preferred
- Preferred education: Master’s degree
- Thorough knowledge of commercial and retail lending services, documentation, underwriting and regulatory guidelines. Superior understanding of financial ratios and business principles. Superior knowledge of credit analysis and lending functions. Superior working knowledge of all bank products and services
- Ability to use rigorous logic to solve complex problems with effective solutions
- Ability to interpret personal and business tax returns and financial statements
- Ability to calculate complicated financial ratios and apply intermediate level business principles
- Ability to communicate effectively orally and in writing using the English language
- Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
- Ability to write reports, business correspondence, and procedure manuals
- Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
- Ability to work with mathematical concepts such as probability and statistical inference
- Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations
- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
- Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
- Works directly with the CRE Relationship Bankers to obtain all necessary financial statements and project information in order to analyze credit requests.
- Analyzes financial statements including footnotes.
- Completes due diligence process by ordering reports.
- Teams with Senior CRE Portfolio Manager and CRE Banker to provide support as needed to help develop the structure and pricing of a transaction.
- Prepares credit approval package that clearly outlines and expresses a reasoned opinion on key considerations in the credit decision.
- Conducts company, industry, and market analyses to further assess borrower credit quality.
- Performs market and industry analyses to understand macroeconomic and industry drivers.
- Monitors documentation process and approves all legal documents.
- Reviews and approves all legal documents, whether internally or externally prepared, to ensure accuracy and completion in accordance with loan approval.
- Works with CRE Bankers in obtaining and reviewing construction loan documentation (construction contract, architect’s contract, final plans and specifications, final cost breakdown/schedule of values, construction disbursement schedule).
- Reviews draw requests (AIA G702 form) and coordinates property inspection and certification of draw by Bank’s inspector.
- Underwrites extensions, modifications, and renewals, including performing and reviewing financial analyses and updating the borrower’s credit file.
- Tracks and resolves document exceptions related to closing and ongoing exceptions. Monitors credit status and quality of loans on a regularly scheduled basis, including assessment of current risk rating.
- Tests project performance against original underwriting and appraisal projections upon receipt of required reporting information (i.e., monthly, quarterly, semi-annual, or annual operating statements, leasing reports/rent rolls, etc.).
- Performs annual, quarterly, or more frequent reviews (depending on the risk rating and type of project) to assess project performance and risks associated with the project, borrower, and guarantors
- Obtains market and industry information.
- Provides general support to Commercial Real Estate Underwriters and Bankers
- Serves in civic, community and industry activities as needed.
- Keeps informed of current economic conditions and legislation which may affect customer relationships and the Commercial Line of Business.
- Performs other related job duties and special projects as assigned.
- Complies with all applicable federal, state and local banking and industry related laws and regulations including, but not limited to, the Bank Secrecy Act
- Demonstrates organizational integrity and business ethics as it relates to this position, and communicates this commitment to any applicable subordinates.
- Secures and safeguards all customer information according to bank guidelines, including cash, customer account data, and other sensitive information.
- Performs all other duties and special projects as assigned.
- Master’s degree
Hancock Whitney is a regional bank with more than $35 billion in assets that serves Mississippi, Alabama, Florida, Louisiana, and Texas, plus loan offices in Nashville and Atlanta. It offers traditional and online banking, commercial and small-business banking, private banking, trust and investment services, healthcare banking, and mortgage lending. The company helps clients manage money, borrow, invest, and plan for future needs through its network of offices and online platforms. Its goal is to be a trusted financial partner by upholding values of honor, integrity, strength, service, teamwork, and personal responsibility while supporting communities and associates.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Gulfport, Mississippi
Founded
1899
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Simplify's Take
What believers are saying
- Acquisition immediately accretive to GAAP EPS excluding one-time costs and expected to close Q3 2026.
- Company raised dividend to $0.50/share and completed 5% buyback in 2025, then authorized another 5% for 2026.
- Strong CET1 ratio of 13.30% supports conservative lending and growth initiatives in high-growth markets.
What critics are saying
- Orlando CRE overconcentration from One Florida Bank exposes $1.7B loan book to falling hospitality property values.
- Integration failure with One Florida Bank may cause $50M+ retention losses and client attrition in Orlando.
- MC Bank's aggressive Florida expansion via Daryl Byrd-led acquisitions directly undercutting Hancock Whitney's new Orlando foothold.
What makes Hancock Whitney unique
- Hancock Whitney targets high-growth Orlando market via $377.6M all-cash deal for One Florida Bank.
- Company expands Florida and North Texas footprints organically through new Plano and Little Elm branches.
- Strategic focus on commercial deposits and fee-income via treasury, payments, and wealth services.
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Company News
Hancock Whitney Bank to acquire One Florida Bank. By Dave Kovaleski | May 19, 2026 | Industry The parent company of Hancock Whitney Bank is acquiring One Florida Bank in an all-cash transaction. One Florida Bank, a subsidiary of OFB Bancshares, operates five financial centers in the greater Orlando area and one in the Florida Panhandle. As of March 31, the bank reported total assets of $2.1 billion, total loans of $1.7 billion, and total deposits of $1.9 billion. The acquisition will enhance Gulfport, Miss.-based Hancock Whitney Bank's footprint by establishing a meaningful market presence in the Orlando area. "This transaction represents a significant step in our long-term growth strategy, expanding our footprint into one of the most dynamic and high-growth markets in the country," John Hairston, president and CEO of Hancock Whitney, said. "Orlando offers attractive demographics, strong economic fundamentals, and meaningful opportunities to deepen client relationships. By combining our scale, capital strength, and product capabilities with the local expertise of this talented team, we believe we are well-positioned to deliver enhanced value to our clients, associates, and shareholders alike." The transaction is expected to close in the third quarter of 2026. "We are proud of the franchise we've built in the Orlando market, grounded in strong client relationships and community engagement. Partnering with Hancock Whitney allows us to accelerate that momentum while gaining access to broader resources, expanded capabilities, and a larger platform for growth," Rick Pullum, resident and CEO of One Florida Bank, said. The transaction is subject to the satisfaction of certain customary closing conditions including receipt of regulatory and OFB Bancshares shareholder approval.
Lyte Fiber, a Texas-based fibre broadband provider, has closed a $175 million construction loan facility to accelerate expansion of its fibre-to-the-home network. The financing includes an accordion feature and was led by CIBC Bank USA and Third Coast Bank, with participation from Hancock Whitney Bank, Celtic Bank, Woodforest National Bank and Axiom Bank. The facility comprises a term loan and revolving credit line to fund buildouts across nearly 20 concurrent markets in Texas, including privately funded projects and government-supported broadband initiatives. The capital will also support strategic acquisitions. Founded in 2023 with backing from SDC Capital Partners, Lyte Fiber provides fibre optic internet services to communities across Texas and pledges 1% of revenue to local charities annually.
$10K donation from Jacksonville bank helps Operation New Uniform expand training for veterans. JACKSONVILLE, Fla. - Hancock Whitney Bank is investing $10,000 in Operation New Uniform, a Jacksonville nonprofit that helps service members and their families transition to civilian life and careers. The donation will support in-person and online training designed to rebuild confidence, sharpen interview skills and help participants translate military experience into civilian job qualifications. One Navy veteran who was able to use the program described how losing rank and uniform when they left the service felt like losing their identity. "The hardest part about leaving the military and transitioning to the civilian community was losing your rank, your ribbons, your identity, taking off the uniform and kind of losing your purpose. After 25 years being associated with the Navy, this was a huge shock," the veteran said. David Trenholm, who serves on Operation New Uniform's board and is an alumnus of the program, said he joined the U.S. Navy after high school and spent two decades as a Naval Flight Officer. He said deployments to Iraq, Syria and Somalia and leading more than 95 sailors, shaped his career. When Trenholm left the Navy, he said, he had never experienced a corporate interview and struggled to present his military skills in civilian terms. He credits Operation New Uniform with helping him make the transition to banking and finance, where he has worked for six years. "Operation New Uniform was the best program I ever went through for a couple reasons, No. 1, it helped me realize my identity wasn't just solely being in the military," Trenholm said. "It let me know that I'm a father, that I'm loved, that I have purpose." Jay Lugg, executive assistant at Operation New Uniform, said the nonprofit provides training to help participants "sell" the skills they acquired while serving. "We provide the resources, the motivation and the tools and techniques that allow them to sell not only themselves but the skills that they acquire while serving in the military," Lugg said. Lugg said the Hancock Whitney contribution will let the group continue to offer training free of charge and reinvest donations back into the program. "It allows us to provide the tools, techniques, and training completely free to them so any donation that we receive goes right back into our program," he said. "We offer the program free of charge, and so through donations as received through Hancock Whitney, it allows us to continue to pay it forward the same way the service members have paid it forward to us to allow that we have our freedoms and liberties here." Operation New Uniform was founded in Jacksonville in 2014 by Michelle McManamon, according to the organization. The nonprofit said it has helped about 800 veterans in the Jacksonville area and is ready to expand services with new funding.
Hancock Whitney opens new branch on Plano, Richardson border. Hancock Whitney's new bank branch in Plano is located across the street from Methodist Richardson Hospital. The company held a ribbon cutting ceremony on March 3. (Courtesy Hancock Whitney) Hancock Whitney opened its second financial center in Plano, near the Richardson border, on March 3. The center on Renner Road offers a variety of personal and business banking services, lending services and more, according to a news release from the company. "Our second location in the Plano/Richardson area represents a significant opportunity to broaden our reach and serve more clients with Hancock Whitney's relationship-focused banking experience," Hancock Whitney Regional President Chris Mosteller said in the release. "Our mission is to help people achieve their financial goals while supporting the growth and vitality of the communities we serve." The bank plans to open a third Plano location later this year, along with new locations in Little Elm and McKinney. Michael joined Community Impact in September 2022, and has been editor of the Plano North/South editions since December 2022. Prior to CI, Michael covered sports for The Seneca Journal in South Carolina for two years. He also spent time at Cox Media Group in Dayton, Ohio, and graduated from the University of Dayton in 2020. Thanks for reading! Daily news about your community is free, and your support is invaluable. Give $10 now towards CI's journalistic mission across Texas.
Hancock Whitney celebrates second location in Plano with grand opening of new Financial Center on East Renner Road. March 3, 2026 Bank expands banking center footprint to six locations in North Texas Hancock Whitney has officially opened its second financial center in Plano, marking a significant milestone in the bank's continued expansion across North Texas. The new location at 3421 E. Renner Rd. - in East Plano closely bordered by the city of Richardson - joins existing financial centers in Plano, Dallas, Rockwall, Greenville, and Mesquite. The bank will open a third financial center in Plano, as well as new locations in Little Elm and McKinney, later this year. The Renner Road financial center offers a full suite of banking services designed to meet the needs of individuals, families, and businesses throughout the Plano and Richardson areas. Clients will have access to personal and business banking solutions, wealth management, and lending services, all delivered with Hancock Whitney's hallmark commitment to exceptional service. "Our second location in the Plano/Richardson area represents a significant opportunity to broaden our reach and serve more clients with Hancock Whitney's relationship-focused banking experience," said Chris Mosteller, North Texas Regional President. "Our mission is to help people achieve their financial goals while supporting the growth and vitality of the communities we serve. This new location marks another step in enhancing our presence and impact across North Texas." The Renner Road team brings extensive experience and personalized service to clients in the Dallas area. Led by Mosteller, the team includes Sherhonda Dotson, Retail Sales Leader; Ashley Dambold, Financial Center Leader; Maria Zachary, Financial Center Supervisor; Walter Zuniga, Universal Banker; and Nicholas Sheehan, Universal Banker. Together, they provide comprehensive financial solutions tailored to individual and business needs. The grand opening celebration included a ribbon-cutting ceremony with local business leaders and community partners, underscoring Hancock Whitney's commitment to fostering strong connections in the region. About Hancock Whitney Since the late 1800s, Hancock Whitney has embodied core values of Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork, and Personal Responsibility. Hancock Whitney offices and financial centers in Mississippi, Alabama, Florida, Louisiana, and Texas offer comprehensive financial products and services, including traditional and online banking; commercial and small business banking; private banking; trust and investment services; healthcare banking; certain insurance services; and mortgage services. The company also operates a loan production office in Nashville, Tennessee. BauerFinancial, Inc., the nation's leading independent bank rating and analysis firm, consistently recommends Hancock Whitney as one of America's most financially sound banks. More information is available at www.hancockwhitney.com.