Early Careers: ADML Insurance & Financial Consulting Intern

Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. We will only consider candidates who are currently authorized to work in the United States and who will not require sponsorship now or in the future. Please note: student visas, CPT, OPT, H-1B, TN, and other temporary work authorizations are considered restricted forms of employment eligibility. Once these expire, the candidate must be able to present another valid form of work authorization. 

Contract Dates: June 2027 through August 2027

The Business

Create your future. Within Health, Wealth & Career, WTW's Absence, Disability Management & Life (ADML) practice helps employers design, implement and optimize programs that support employees during some of life's most critical moments, including illness, injury, family leave, disability, financial protection and return-to-work transitions.

Our consultants partner with many of the world's leading employers to improve employee experiences while managing costs, reducing operational complexity, strengthening compliance, and enhancing workforce productivity. We advise clients on disability and leave programs, life and voluntary benefits, vendor selection and management, claims administration, workforce analytics, technology solutions, regulatory requirements, and emerging market trends.

Explore an Opportunity. As an ADML Intern, you will work alongside some of the industry's leading consultants and gain exposure to real client projects supporting Fortune 500, large market and mid-market employers.
This internship is designed for students pursuing careers in insurance, finance, risk management, or consulting. You will apply financial and quantitative thinking to employer-sponsored disability, leave, life insurance, and voluntary benefit programs, while learning how organizations transfer risk, finance benefits, select insurance carriers, and manage program performance.

You will work with consultants on insurance carrier strategy, financial analysis, vendor evaluation, disability and leave economics, workforce risk, and client decision support. The experience combines technical insurance knowledge with practical consulting, analytics, and communication skills.
 

Love Your Work. As an ADML Intern, you will:

• Support consulting teams on insurance and financial strategy engagements involving absence, disability, life insurance, and voluntary benefit programs
• Research insurance market trends, carrier capabilities, underwriting considerations, regulatory developments, and emerging risk solutions
• Analyze premiums, claims, utilization, incidence, duration, and workforce data to evaluate program economics, identify cost drivers, and support financial recommendations
• Evaluate insurance carriers, third-party administrators, and leave management vendors across financial terms, service capabilities, contractual protections, and performance measures
• Assist in developing financial models, market comparisons, client presentations, benchmarking reports, and strategic recommendations
• Participate in carrier and vendor procurement projects, including RFP development, proposal analysis, finalist preparation, and recommendation development
• Support meetings with consultants, clients, carriers and vendor partners
• Gain exposure to risk financing, insurance contract structures, disability and leave economics, employee income protection, and workforce productivity risk
• Collaborate with cross-functional teams across Health & Benefits, Wellbeing, Pharmacy, Analytics and Compliance
   

Role Requirements

• Progress toward a Bachelor's or Master's degree with a minimum GPA of 3.5, preferably in Risk Management & Insurance, Finance, Economics, Accounting, Actuarial Science, Data Analytics, or another quantitative business discipline
• Prior internship, leadership experience, research experience or work experience demonstrating strong analytical and client-service skills
• Strong interest in insurance markets, financial analysis, consulting, carrier strategy, and workforce risk management
• Excellent analytical and problem-solving abilities, including comfort working with financial, claims, and operational data
• Ability to work independently while collaborating effectively in a team environment
• Strong oral and written communication skills
• Proficiency in Excel, PowerPoint and Microsoft Office applications
• Resourceful, intellectually curious and eager to learn
• Strong attention to detail and commitment to quality
• Ability to thrive in a fast-paced, client-focused environment
• Must be local to and able to commute to the office location selected
• Authorized to work in the United States without current or future sponsorship requirements
• Accepting applications from candidates that graduate with a Bachelor’s or Master’s degree between December 2027 through June 2028
   

What You'll Gain

• Exposure to insurance carrier strategy, financial analysis, workforce risk, and disability and leave consulting
• Experience working with Fortune 500 employers and nationally recognized benefit programs
• Hands-on consulting and client project experience
• Professional development, mentorship and networking opportunities
• Industry knowledge related to insurance markets, benefit financing, risk transfer, disability and leave economics, and workforce risk management
• Insight into consulting, brokerage, and corporate benefit leadership career paths

Future Career Opportunities: Our internship program serves as a key talent pipeline for future full-time Graduate opportunities.  As a result, candidates must meet the graduation date requirements specified in the posting.  If a candidate's expected graduation date changes after applying, they are expected to promptly inform their recruiter or manager, as this may impact eligibility for current or future opportunities.

Recruiting tips: WTW specializes in preparing for the unknown.  Here’s how to get ready for the big day: https://careers.wtwco.com/early-careers-application-process-faqs.

Compensation and Benefits: Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

Compensation: The hourly rate being offered for this role is $27-$30/hr USD. This role is also eligible for over-time.

Company Benefits: WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

• Retirement Benefits: Contributory Pension Plan and Savings Plan (401k). 

Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.

EOE, including disability/vets

This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.