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Foresters Financial

Foresters Financial

Life insurance distributor with digital tools

Application Architect

Full-TimeUpdated on 9/15/2026
CA$115k - CA$150k/yr

+ Discretionary variable incentive plan

Mid
Bachelor's
Toronto, ON, Canada
Hybrid

Hybrid work arrangement indicated.

About the job

Requirements
  • A university degree in Information Technology, Computer Science, or equivalent educational or professional experience and/or qualifications.
  • The ability to define and design high-quality application architectures that meet stakeholder requirements and align with enterprise architectural standards and industry implementations.
  • Work experience applying The Open Group Architecture Framework and/or enterprise architecture frameworks within an organization.
  • Proven experience with application design patterns.
  • Proven experience with .NET and Java technologies.
  • Proven experience in service-oriented architectures, including Enterprise Service Bus, service registries, Simple Object Access Protocol, Extensible Markup Language, web services, Business Process Execution Language, integration design patterns, and governance.
  • Proven experience with web technologies, HTML5, CSS, JavaScript, and AngularJS.
  • Strong working knowledge of mainframe systems.
  • Strong working knowledge of software development methodologies, including Rational Unified Process, Agile, Extreme Programming, the Software Development Life Cycle, and Waterfall.
  • Understanding of information technology security, confidentiality, and privacy practices and regulations.
  • The ability to map technology to business problems and vice versa.
  • Strong organizational skills with the ability to facilitate technical reviews or design sessions.
  • Superior analytical, problem-solving, and critical-thinking abilities.
  • Effective time management with the ability to work under constantly changing conditions and tight deadlines.
Responsibilities
  • Serve as the technical subject matter expert for a range of enterprise applications, providing direction on solution design and development to increase the value delivered by the technology landscape through improved technology-environment efficiency or reduced technology-operation costs.
  • Contribute to architectural standards for all application services and components.
  • Increase reuse and reduce redundancy in applications and technology designs to create certainty, clarity, and simplicity within the information technology infrastructure.
  • Participate in the development, propagation, and adoption of Enterprise Architecture Governance across information technology through implementation of The Open Group Architecture Framework principles.
  • Apply critical analysis to technical feasibility studies, system design artifacts, Unified Modeling Language designs, and business requirement documents.
  • Maintain an understanding of business strategies and infrastructure capabilities so application architectures remain flexible and support business needs.
  • Assess proposals and designs for architectural compliance across application, data, infrastructure, and business solutions before, during, and after implementation.
  • Lead application performance assessment.
  • Identify and assess technologies that may significantly affect the technology or business environments or provide cost savings to Foresters.
  • Provide solutions, alternatives, and recommendations to business leaders regarding application changes and enhancements.
  • Lead and inspire others through conviction and vision, market solutions, and exercise influence through ideas rather than mandate.
Desired Qualifications
  • Understanding of the life insurance business and financial services, such as policy administration, new business and underwriting, claims, billing, and compensation.

About the company

Foresters Financial provides life insurance and individual savings products across the U.S., Canada, and the UK, offered through a fraternal benefit society. It uses end-to-end digitized processes and turnkey-decisioned product options that let people obtain life insurance without traditional medical exams, supported by mobile tools that help agents tailor plans for members. The company also offers a suite of member benefits focused on well-being and community support, differentiating itself with member-centric services and a long-standing rating of A (Excellent) from A.M. Best for 23 straight years. After merging with Canada Protection Plan, it became a leading life insurance distributor in Canada. Its goal is to improve financial security and overall wellness for everyday North American families while redefining how life insurance is distributed and valued.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Toronto, Canada

Founded

1874

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Simplify's Take

What believers are saying

  • 2026-05-26: 2025 sales rose 14.5% to CA$384.8 million, driven by new launches.
  • 2026-05-26: Foresters maintained A.M. Best and DBRS A ratings again in 2025.
  • 2026-04-14: Competitive Scholarships expanded for 2026, strengthening member engagement and advisor relationships.

What critics are saying

  • 2023-07-18: Louis Gagnon exited; CEO turnover signals leadership instability until Matt Berman settles.
  • 2026-04-26: Wider accelerated underwriting admits smokers and medicated applicants, increasing adverse selection.
  • A prolonged claims spike would pressure the 2025 CA$662 million payout model and surplus.

What makes Foresters Financial unique

  • 2026-05-26: Foresters reported CA$2.3 billion surplus and 623% U.S. RBC capital.
  • 2026-06-02: Foresters expanded no-medical Canadian coverage to CA$500,000 for prior conditions.
  • 2026-07-07: Foresters Live Well Plus added a single-session digital whole-life sales journey.

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Benefits

Remote Work Options

Hybrid Work Options

Flexible Work Hours

Paid Vacation

Paid Holidays

Wellness Program

Mental Health Support

Conference Attendance Budget

Professional Development Budget

401(k) Retirement Plan

401(k) Company Match

Family Planning Benefits

Fertility Treatment Support

Stock Options

Company Equity

Phone/Internet Stipend

Home Office Stipend

Company News

PR Newswire
Apr 28th, 2026
Foresters Financial expands accelerated underwriting to $2M, broadens eligibility and adds digital tools

Foresters Financial has expanded its Accelerated Underwriting programme in the US, raising face amount limits to $2 million for ages 18 to 60 and $1 million for ages 61 to 65. The enhanced programme, effective 26 April 2026, broadens eligibility to include smokers and those taking hypertension or cholesterol medications. The updates introduce a pre-screen checklist on iPipeline iGO e-App, allowing producers to quickly identify potential eligibility before submission. The programme applies across all medically underwritten Foresters products, including Your Term, Advantage Plus II and SMART UL. The expansion coincides with Paul Greene's appointment as Chief Underwriter. For over 150 years, Foresters has provided life insurance whilst maintaining an "A" rating from A.M. Best for 25 consecutive years.

The Independent
Jul 31st, 2025
Foresters Advance to Quarterfinals of NBC World Series

The remainder of the tournament is now single elimination and the Foresters need three victories to capture their 11th NBC World Series Championship.

InsuranceNewsNet
Jul 7th, 2025
Foresters Financial introduces new participating whole life insurance

(Toronto, ON, July 7, 2025) - Foresters Financial introduces Foresters Live Well Plus, a new participating whole life insurance product available through a new innovative single-session digital journey.

PR Newswire
Mar 4th, 2025
Foresters Financial Invites Students To Apply For 2025 Competitive Scholarships

Number of scholarships across Canada and the US increases to 400. TORONTO, March 4, 2025 /PRNewswire/ - Foresters Financial™ (Foresters), the global life insurer that empowers its members to do more of the good they want to do, announced that it has launched the 2025-2026 academic year Competitive Scholarship1. Foresters Competitive Scholarship benefit offers members and their families the chance to apply for scholarships that support outstanding academic goals and community engagement. Applications are now open for both new and returning candidates, starting December 5, 2024, and closing April 30, 2025

Finseca
Feb 27th, 2025
Foresters Financial Joins Forces with Finseca to Protect and Strengthen Financial Security for American Families

Foresters financial joins forces with Finseca to protect and strengthen financial security for American families.