Full-Time
Software Engineer New Grad
Updated on 8/1/2026
Collective
201-500 employees
S Corporation setup and back-office services
Compensation Overview
$115k - $125k/yr
San Francisco, CA, USA
Hybrid
Three days on-site per week in San Francisco required.
 Software Engineering (1) |
|---|
Get referred to Collective
See people who can refer or advise you
- 0–2 years of experience with a degree in Computer Engineering or a related field.
- A product mindset committed to balancing technical excellence with tangible customer and business impact.
- Eagerness to explore and apply new technologies, including Generative AI and large language models, to solve complex challenges and automate financial workflows.
- Proficiency in a core programming language demonstrated through real projects or team contributions.
- Familiarity with modern web technologies through internships or academic projects.
- Based in the Bay Area and committed to a hybrid schedule with three days per week on-site in San Francisco.
- Curiosity, collaboration, a strong sense of ownership, and urgency.
- Drive end-to-end implementation of features that directly impact solopreneur financial outcomes, owning them from design to launch.
- Integrate and leverage artificial intelligence tools such as Generative AI and large language models to build intuitive, automated user experiences and achieve non-linear scalability.
- Contribute across the full stack using Python, Django, React, and TypeScript to develop core features and build systems that replace manual financial workflows.
- Collaborate cross-functionally with Product and Design to translate business requirements into product experiences and high-impact solutions.
- Participate in technical discussions, code reviews, and planning sessions to elevate engineering practices and shape the technical foundation as the company scales.
- Learn from senior engineers while developing engineering expertise and problem-solving skills.
Collective provides tax-saving back-office services for self-employed entrepreneurs by helping them structure their business as an S Corporation. Members answer an eligibility questionnaire, are connected with an advisor, and form an S Corp if appropriate, then receive ongoing bookkeeping and payroll at no extra charge. A dedicated finance team and a Member Relationship Manager deliver monthly financial reports and personalized guidance. It operates on an affordable, tax-deductible membership model aimed at saving time and money while keeping finances organized.
Company Size
201-500
Company Stage
Early VC
Total Funding
$78.7M
Headquarters
San Francisco, California
Founded
2020
Get referred to Collective
See people who can refer or advise you
Simplify's Take
What believers are saying
- Open Ledger acquisition strengthens accounting infrastructure and API integrations.
- AI automation creates upsell paths into CFO-style forecasting and tax workflows.
- S-corp tax savings remain a strong wedge for high-earning freelancers.
What critics are saying
- QuickBooks and Gusto let customers unbundle bookkeeping and payroll.
- Rival AI bookkeeping features commoditize Collective's automation advantage quickly.
- S-corp tax-optimization scrutiny can undermine the core savings pitch.
What makes Collective unique
- First all-in-one back office for businesses-of-one, launched in September 2020.
- Bundles incorporation, bookkeeping, payroll, tax filing, and advisor support in one platform.
- March 2024 AI accounting suite automates categorization and deduction capture.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Stock Options
401(k) Retirement Plan
401(k) Company Match
Unlimited Paid Time Off
Home Office Stipend
Paid Parental Leave
Wellness Program
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↓ -3%2 year growth
↓ -1%Collective acquires embedded accounting start-up Open Ledger. Collective co-founder and CEO Hooman Radfar says the purchase will help the company accelerate the development of "a system of action", using AI to automate back office accounting functions for solo entrepreneurs. April 24, 2026 Financial management platform Collective has acquired Open Ledger, an embedded accounting start-up backed by Kindred Ventures, Blank Ventures, and HF0. The financial terms of the deal have not been disclosed. Created by founders Pryce Yebesi and Ashtyn Bell, Open Ledger operates an API that enables Software-as-a-Service (SaaS) platforms to integrate AI-powered bookkeeping and financial reporting tools. Open Ledger will now merge with the Collective platform, which offers a suite of consolidated bookkeeping, payroll, and tax services targeting solo entrepreneurs. In a blog post announcing the deal, Hooman Radfar, co-founder and CEO of Collective, says the addition of Open Ledger "gives us more flexibility and capability as we build the future of the Business-of-One". Radfar says: "By focusing on stronger infrastructure, we expand the horizons for what we can build, how deeply we can integrate across workflows, and how quickly we can move toward not just a system of record, but a system of action." He describes this as "a system that works continuously on your behalf", able to file taxes and manage cash flow forecasting and acting as "the equivalent of a world-class CFO working 24/7". Collective, based in San Francisco, US, has been exploring the application of AI within the back office over the years. In March 2024, the company launched an AI-powered accounting suite featuring large language models to automate functions like expense categorisation and tax deduction capturing. Reporter, FinTech Futures Tyler Pathe is a financial reporter, moderator and investigator with a specific interest in financial technology, banking and the financial industry's latest innovations. Webinar | 26 May 2026 | Value first, technology second: Rethinking process transformation in finance and insurance Led by industry experts, this webinar will provide a practical, customer value-first framework to help you bridge the gap between business goals and IT execution.
Collective, a financial platform for self-employed entrepreneurs, has acquired Open Ledger, an embedded accounting platform that enables fintech companies to integrate accounting into their products. Financial terms were not disclosed. The acquisition gives Collective native control of accounting infrastructure, enabling faster deployment of AI agents with real-time access to transaction data and financial workflows. The platform can now automatically categorise expenses, calculate tax impacts and provide real-time scenario modelling. Founded to address the back-office burden faced by solopreneurs, Collective currently handles formation, bookkeeping, payroll and tax filing for thousands of members. With Open Ledger's integration, the company aims to build an AI-powered financial operating system for America's 30 million self-employed workers.
The Return Collective recently launched "Operation Sticker Flood," which has seen activists placing stickers on products that were either produced in Israel or on brands that economically support the far-right Israeli apartheid regime.
Collective has debuted an artificial intelligence (AI)-powered accounting platform designed for one-person operations. “As freelancers delve into the administration needed to properly pay their taxes and keep their books up to date, they’ve been shocked by their choices: pay expensive local accountants and bookkeepers that often leave them in the dark, or spend hours on DIY finance,” the company said in a news release announcing “Collective Accounting” Tuesday (March 19). “With today’s release, Collective has solidified itself as a third option, one that fuses human expertise with the efficiency of AI technology.”
The Digital Media Collective (TDMC) has been named a Google Premier Partner across Southern Africa for the third consecutive year.