Full-Time

Lead Data Scientist

Property Catastrophe Modeling & Geo-Analytics

Deadline 1/31/27
Mercury Insurance

Mercury Insurance

1,001-5,000 employees

Auto and home insurance via agents

Compensation Overview

$118.7k - $230.6k/yr

+ Bonus Potential

Remote in USA

Remote

Remote in the United States; in-person interview may be required.

Category
Data & Analytics (1)
Required Skills
Python
SAS
Data Science
R
Git
SQL
Machine Learning
AWS
Data Analysis
Requirements
  • Bachelor's degree in mathematics, statistics, computer science or other related areas.
  • At least 5 years of experience in data mining and data/statistical analysis.
  • At least 5 years experience with SQL and statistical software packages (Python, R, SAS) required.
  • At least 5 years experience working as a data scientist or similar role, with proven track record in data processing, predictive modeling, and machine learning techniques.
  • At least 1 year experience in Property and Casualty insurance.
  • At least 1 year experience leading projects in group settings and mentoring peers/interns.
  • Demonstrated solid skills in data mining, machine learning, programming and optimization.
  • Knowledge with cloud-based advanced data and analytics environment.
  • Passion for problem-solving, comfort with ambiguity.
  • Ability to think conceptually, analytically and creatively.
  • Knowledge of working with Amazon Web Services, GitHub or other cloud-based infrastructure.
  • Solid experience using R, Python and other programming languages.
  • Strong data skills and the ability to work with large structured and unstructured data sources.
  • Solid experience in predictive modeling, general model building, and validation procedures.
  • Solid experience in text mining or other text analytics techniques.
  • Excellent problem-solving skills required.
  • Excellent analytical and critical thinking required.
  • Excellent written and verbal communication skills required.
  • Demonstrate Company’s Core Values.
Responsibilities
  • Direct analytical initiatives, leveraging data, statistical modeling, and machine learning to drive process improvements and decision-making.
  • Work closely with cross-functional teams—including software engineers, data analysts, and product leaders—to implement business solutions.
  • Lead discussions, present findings, and make recommendations to colleagues and management.
  • Establish and oversee monitoring procedures, review results, and identify further optimization opportunities.
  • Collaborate with departments such as Underwriting, Claims, Marketing, and Advertising to understand processes and identify areas for improvement.
  • Provide analytical support and facilitate solution implementation through business or IT processes.
  • Research and integrate new data sources and infrastructure, developing documentation and standards for easy business access.
  • Create and optimize data repositories, reports, dashboards, and automated procedures to enhance efficiency and reduce costs.
  • Respond to ad hoc analytical requests and ensure data accuracy.
  • Leads a small team of data scientists (1–3), providing technical expertise and mentoring.
  • Oversees development and application of algorithms/models to key business metrics, with the goal of improving operations or answering business questions.
  • Identifies projects or initiatives within their area that could benefit from quantitative review.
  • Runs day-to-day execution, code/design reviews, and onboarding for new team members.
  • Collaborates with the Manager on staffing, performance feedback, and strategic priorities.
  • Other functions may be assigned.
Desired Qualifications
  • Master's Degree (or ACAS/FCAS) preferred.

Mercury Insurance provides auto, home, condo, renter, and business insurance through a network of local independent agents. It began in 1961 with a goal of fair, factor-based pricing that considers multiple factors rather than one rate for all drivers. The company also offers additional coverages like mechanical protection and operates across several states through its agent network. Mercury aims to help people reduce risk and handle unexpected events, backed by its large team, assets, and a trusted independent-agent model.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Brea, California

Founded

1962

Simplify Jobs

Simplify's Take

What believers are saying

  • BurnBot can lower wildfire losses and improve insurability in California communities.
  • Olympus bundles can raise retention and cross-sell through independent agents.
  • Q1 2026 combined ratio improved to 89.3%, creating capacity for growth.

What critics are saying

  • California wildfire severity can overwhelm BurnBot before mitigation changes loss experience.
  • Florida bundles expose Mercury's auto franchise to storm-driven homeowners losses.
  • Adverse homeowners reserve development signals underwriting remains fragile across catastrophe-prone states.

What makes Mercury Insurance unique

  • Mercury pairs underwriting with mitigation through BurnBot's California wildfire-reduction pilot.
  • The Olympus partnership expands bundled auto-home distribution across Florida agents statewide.
  • Steve Bennett's climate science role formalizes hazard analytics inside underwriting and claims.

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Your Connections

People at Mercury Insurance who can refer or advise you

Benefits

Paid Time Off

401 (k) retirement savings plan with company match

Medical, dental, vision, life, and pet insurance

Flexibility to work from anywhere in the United States for most positions

Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Company News

Cision
Aug 6th, 2025
Mercury Insurance and Safeco Insurance Announce Plans to Transition California Customers and Agents

LOS ANGELES, Aug. 6, 2025 /PRNewswire-PRWeb/ - Mercury Insurance (NYSE: MCY) is partnering with Liberty Mutual Insurance on a plan to provide coverage for thousands of California Safeco Insurance customers impacted by a shift in Liberty Mutual's California personal lines product strategy.

Insurance Journal
Aug 6th, 2025
Mercury Insurance and Safeco Insurance to Transition California Customers and Agents

Mercury Insurance is partnering with Liberty Mutual Insurance on a plan to provide coverage for thousands of California Safeco Insurance customers impacted by a shift in Liberty Mutual's California personal lines product strategy.

Insurasales
Jun 10th, 2025
Mercury Insurance Names Steve Bennett to Lead Climate Risk Mitigation Strategy

Mercury Insurance has appointed Steve Bennett as Senior Director of Climate and Catastrophe Science to lead initiatives focused on risk mitigation in property and casualty insurance for areas vulnerable to catastrophic events.

Insurance Journal
May 29th, 2025
Certification Enables California, Oregon Homeowners to Earn Premium Discounts

Mercury Insurance partnered with the Insurance Institute for Business and Home Safety to enable policyholders in wildfire-susceptible areas to earn a premium discount by taking part in IBHS' Wildfire Prepared Home certification program.

Cision
May 28th, 2025
Mercury Insurance Partners With Iheartradio To Honor San Diego'S Community Heroes

"Through our partnership with the North Island Credit Union Amphitheatre, we're shining a spotlight on those who go the extra mile and have an outsized impact on their local communities." Post thisMercury has partnered with NICUA since 2024 to celebrate music, community and the unique spirit of San Diego. That commitment is on full display through the mural commissioned for the Mercury Sunset Deck and painted by nationally renowned muralist, Nigel Sussman. The artwork captures the city's essence, while incorporating references to nearly two dozen popular songs."Nigel has created a masterpiece and we're very excited to share it with concertgoers," said Thompson. "There are more than 20 musical references contained within the mural, and fans who are able to identify one or all of them and post their findings on Facebook or Instagram with #MercuryMusic, could be rewarded with tickets to a future show as part of our 'Surprise and Delight' campaign."Here's a closer look at Mercury's 2025 sponsorship of NICUA:1. Community Rockstars:Now in its second season, the Community Rockstars program — presented in partnership with iHeartRadio — honors local heroes, including educators, volunteers and philanthropic entrepreneurs. Last year, 10 exceptional individuals were recognized.Fans can nominate their Community Rockstars through the iHeartRadio website