Principal Engineer
About the job
- Demonstrated ability to influence engineering direction across teams and drive systemic engineering uplift beyond a single application or squad.
- Strong proficiency in at least one modern server-side programming language such as Java, JavaScript/TypeScript, Python, Go, C#, or a similar language.
- Strong understanding of software architecture, testing, version control, continuous integration and continuous delivery, and modern development practices.
- Ability to improve engineering practices through mentoring, code review, technical leadership, and cross-team collaboration.
- Fluent and communicative English proficiency equivalent to IELTS 5, TOEFL 70, or TOEIC 700+.
- For applicable markets, sufficient local-language capability to work effectively with in-market stakeholders.
- Bachelor’s degree in Computer Science, Computer Engineering, Information Technology, or a related field, or equivalent practical experience.
- Strong experience in software engineering, including time in a senior hands-on technical role.
- Experience designing, building, and operating production systems across multiple layers of the stack, including front end, web servers, core systems, enterprise integration layers, and infrastructure as code.
- Experience developing and supporting web applications in public cloud environments.
- Experience investigating and resolving production issues across application, integration, and infrastructure layers.
- Own and evolve system and solution architecture for Taiwan markets, including customer- and DMTM/Banca/Broker-facing front-end applications, middleware and APIs, policy administration, and other systems of record; ensure designs are robust, scalable, secure, and aligned with global reference architectures.
- Guide software architecture and implementation decisions, and drive adoption of testable designs, common APIs, shared patterns, and sound engineering practices across the market.
- Write high-quality application code in critical or complex areas, modeling readability, testability, and performance.
- Lead system and solution design and planning with multiple stakeholders to support feature development, balancing local business needs with shared platform capabilities.
- Identify potential risks and technical challenges early and address them with timely, innovative, and pragmatic solutions.
- Apply AI-enabled software development practices where they improve engineering quality, speed, and developer experience; continuously refine software design, build, test, release, and operations practices.
- Help teams design testable architectures, set up and extend testing frameworks, and achieve appropriate unit, functional, and integration test coverage.
- Promote and model modern software engineering practices, including Agile delivery, lifecycle management, and Git version control with effective branch and release strategies.
- Collaborate with Platform Engineering, QA, and enabling teams to improve continuous integration and delivery pipelines, development environments, and tooling, ensuring they meet developer needs and support 12-factor application principles in public cloud environments.
- Mentor and coach engineers, including senior engineers; conduct code reviews and encourage appropriate experimentation with new technologies.
- Investigate and resolve complex production and performance issues across the stack using debuggers, API clients such as curl and Postman, centralized logging platforms such as ELK and Grafana, and application performance monitoring tools such as Azure Monitor, Azure Application Insights, and Dynatrace.
- Guide teams in building observable, fault-tolerant systems with appropriate monitoring, logging, and alerting to support reliable public-cloud operations.
- Help teams define and achieve meaningful quality and reliability metrics, including error rates, performance baselines, and incident reduction, influencing outcomes without formal people-management responsibilities.
- Produce practical working agreements, engineering standards, and runbooks with Platform Engineering, QA, and global teams in Singapore, India, and other centers so teams can adopt them in day-to-day delivery.
- Own and deliver fixes end-to-end when a shared library, continuous integration pipeline, or deployment process is broken or absent for the Taiwan market.
- Build integrations, adapters, and process changes that bridge global engineering direction with local market needs.
About the company
Chubb is the world’s largest publicly traded property and casualty insurer, offering a wide range of insurance products across 54 countries, including commercial and personal P&C, personal accident and supplemental health, reinsurance, and life insurance. It underwrites by assessing, pricing, and managing risk, and it pays claims fairly and promptly under policy terms. Its scale, broad product lines, global reach, and strong financial strength help it serve diverse clients and handle large or long-tail risks with confidence. Its goal is to help people and businesses manage risk through clear policy terms, reliable protection, and steady financial resilience.
Company Size
10,001+
Company Stage
IPO
Headquarters
Zurich, Switzerland
Founded
1985
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Simplify's Take
What believers are saying
- Q2 2026 premiums rose 3.6%, with P&C underwriting income up 18.8%.
- Record investment income hit $1.76 billion pre-tax in Q2 2026.
- Vaultik partnership expands embedded high-net-worth insurance through AI authentication and instant quoting.
What critics are saying
- Evan Greenberg plans a 20% global headcount cut over three years.
- Large-account property pricing softened in Q2 2026, squeezing commercial growth.
- A severe catastrophe cluster or marine war loss can erase underwriting gains fast.
What makes Chubb unique
- Chubb is the largest publicly traded P&C insurer, with 54-country operating reach.
- Its July 2026 Q2 combined ratio of 83.8% shows disciplined underwriting.
- Digital leadership now splits AI science, platform execution, and partnership growth.
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Benefits
Performance Bonus
Growth & Insights and Company News
6 month growth
11%1 year growth
11%2 year growth
11%AM Best has affirmed the Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a+" (Excellent) for Chubb Perú S.A. Compañía de Seguros y Reaseguros, with stable outlooks. The ratings reflect the company's strongest balance sheet strength, adequate operating performance, neutral business profile and appropriate enterprise risk management. Chubb Perú, which began operations in 1998, is the ninth-largest insurance operation in Peru as of August 2026. The company maintains a diversified portfolio, with 47% in property/casualty products, 40% in accident and health, and 13% in life insurance. The insurer's total capital base reached $46 million in 2025, whilst recording historic net income of $10.4 million. The company continues to post profitable results through August 2026.
Vaultik has partnered with Chubb to streamline the process of authenticating, valuing, and insuring watches and jewellery. Through Vaultik's platform, owners can photograph their items and receive AI-powered authentication and valuation results, reviewed by experts at Birmingham Assay Office. Eligible customers can then request insurance quotes from Chubb and purchase coverage digitally within the same application. The collaboration addresses a traditionally fragmented process that typically requires separate appointments for appraisal and insurance. The service is available through Vaultik's Collect App and can be offered by retailers, jewellers, and marketplace sellers. Vaultik currently partners with WhatNot and eBay Live. Vaultik's KYP protocol generates authentication and valuation outputs from photographs, whilst Birmingham Assay Office provides specialist review. Chubb underwrites the insurance coverage for eligible items.
Chubb reported second quarter 2026 results with net income of $2.854 billion and earnings per share in line with the prior year. The insurer's shares fell 2.52% over seven days but delivered a 13.1% year-to-date return and 32.82% total shareholder return over 12 months. Analysts value Chubb at approximately $365.87 per share, suggesting the stock is roughly 4% undervalued at its recent close of $350.68. The company authorised a new $5 billion share buyback programme alongside growing dividends. Growth drivers include specialised insurance demand in cyber security and high-net-worth personal lines, supported by digitalisation and climate-related risks. However, the stock trades at a price-to-earnings ratio of 12.1x, above the 11.7x US insurance industry average, leaving limited room for error if growth expectations weaken.
Chubb Limited reported second quarter net income of $2.85 billion, or $7.30 per share, with core operating income of $2.84 billion, or $7.26 per share, up 18.2% year-over-year. Consolidated net premiums written reached $14.7 billion, up 3.6%. The property and casualty (P&C) segment posted net premiums written of $12.77 billion, up 3.0%. P&C underwriting income increased 18.8% to $1.94 billion, with a combined ratio of 83.8%. North America Personal and Agriculture both grew 6.0%, whilst Overseas General climbed 10.2%. Life insurance net premiums written rose 7.5% to $1.94 billion, with segment income up 9.0%. Pre-tax net investment income reached a record $1.76 billion, up 12.3%. Annualised return on equity stood at 15.3%, with core operating return on tangible equity at 21.2%.
Chubb Limited reported second quarter net income of $2.85 billion, or $7.30 per share, with core operating income of $2.84 billion, or $7.26 per share, up 18.2% year-over-year. Consolidated net premiums written reached $14.7 billion, up 3.6%, with property and casualty insurance rising 3.0% and life insurance up 7.5%. The P&C combined ratio stood at 83.8%, whilst underwriting income increased 18.8% to $1.94 billion. Pre-tax net investment income hit a record $1.88 billion, up 11.4%. The company's tangible book value per share increased 17.1% from the prior year to $131.93. North America commercial P&C declined 2.3%, primarily due to underwriting actions on property. However, overseas general insurance grew 10.2%, with particularly strong growth in Latin America, up 15.6%. Chubb returned $1.37 billion to shareholders through share repurchases and dividends during the quarter.