UMB
Regional bank offering diversified financial services
Commercial Relationship Manager - Commercial Banking
+ Annual incentive pay
About the job
- A bachelor's degree or equivalent experience in a related field is required.
- Two years of sales experience are required.
- Demonstrated knowledge of credit is required.
- Demonstrated knowledge of bank products, services, and bank operations is required.
- Demonstrated proficiency in Microsoft Word, Excel, and PowerPoint is required.
- An understanding of credit underwriting is required.
- The ability to manage time effectively while balancing new and existing relationships to meet goals is required.
- Serve as a conduit for all product lines and match client needs with appropriate products.
- Grow revenue as directed by senior management by successfully prospecting new business and making appropriate referrals.
- Maintain the portfolio by calling on existing customers to expand existing business, ensure excellent client relations, and provide proper account servicing.
- Manage loan and portfolio credit quality.
- Negotiate credit arrangements and prepare credit memoranda and supporting documentation for presentation to the loan committee.
- Two years of commercial sales experience.
- The ability to prospect and network at various levels within a company.
- The ability to be a self-starter and show initiative.
- Excellent verbal and written communication skills.
About the company
UMB provides a range of banking, asset management, and financial services to individuals and businesses. The company operates by offering traditional bank accounts, loans, and investment tools through physical branches and digital platforms to help clients manage and grow their money. Unlike many large national banks, UMB focuses on maintaining a strong local presence and high levels of community involvement to build long-term customer loyalty. Its goal is to provide dependable financial solutions that support the growth and stability of the communities and clients it serves.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
Kansas City, Missouri
Founded
1913
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Simplify's Take
What believers are saying
- Q2 2026 net income reached $271.8 million, up 26.2% year over year.
- Net interest income rose 14.0% in Q2 2026, aided by Heartland balances.
- UMB raised its quarterly dividend 16.3% to $0.50 on July 28, 2026.
What critics are saying
- Barnett sued UMB Bank on July 21, 2026 over J.C. Penney collateral releases.
- UMB is defending active Empire Diversified Energy contract litigation in West Virginia since June 2026.
- Trustee-control failures threaten UMB's bond-trustee franchise and alternative-asset servicing fees.
What makes UMB unique
- UMB's Heartland acquisition added $9.7 billion loans and $14.3 billion deposits in January 2025.
- UMB Fund Services now runs Corastone and iCapital blockchain workflows for StepStone.
- UMB posted 2026 Q2 revenue of $778.0 million with 20.3% ROTCE.
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Benefits
Paid Time Off
401(k) Company Match
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Adoption Assistance
Employee Assistance Program
Fitness Reimbursement
Tuition Reimbursement
Associate Wellbeing Program
Associate Emergency Fund
Growth & Insights and Company News
6 month growth
↑ 10%1 year growth
↑ 10%2 year growth
↑ 10%UMB Financial shares have risen 14.7% over the past year, outperforming the industry's 1.4% decline and peers like Associated Banc-Corp and Bank of Hawaii. The company's growth is supported by strong balance sheet expansion, with loans and deposits growing at compound annual growth rates of 19.3% and 17.5% respectively from 2020 to 2025. The January 2025 acquisition of Heartland Financial added $9.7 billion in loans and $14.3 billion in deposits. Net interest income increased 23.4% year-over-year in the first half of 2026, whilst net interest margin expanded 31 basis points to 3.35%. UMB Financial is diversifying revenue through fee-based services, with noninterest income growing at a 7.1% compound annual growth rate through 2025, driven by fund services and private wealth businesses.
FDIC deposit survey: PNC fourth after FirstBank deal. JPMorgan Chase, U.S. Bank and UMB Bank rounded out the top five in Denver metro deposit share rankings. The newly minted PNC Bank at 6th and Broadway, which was formerly FirstBank. (Max Scheinblum/BusinessDen) By: Max Scheinblum Published: September 22, 2026 In its first year since acquiring FirstBank, PNC Bank has become a top 5 bank ranked by deposits in the Denver region. The Pittsburgh-based institution held $15.2 billion across 82 branches in the area as of June 30, according to information released Friday by the Federal Deposit Insurance Corp. That number accounts for 13.4% of the total funds held by banks locally. In last year's rankings, PNC and FirstBank would have combined to hold $17.1 billion, or 15.5%, of the market.
Shankar Ram, chief financial officer of UMB Financial, sold 2,000 shares of the company on 17 August 2026, according to a SEC Form 4 filing. The transaction was valued at approximately $303,220, based on a weighted average sale price of $151.61 per share. The sale reduced Ram's direct ownership by 6%. He continues to hold 30,389 shares directly and 1,702 shares indirectly through a 401K plan and Employee Stock Ownership Plan. Following the transaction, Ram's total beneficial interest in UMB Financial is valued at approximately $4.8 million, based on the closing share price of $151.95 on 17 August 2026. UMB Financial operates as the holding company for UMB Bank, providing commercial banking services including loans, credit cards, and specialised financing solutions.
UMB Financial reported Q2 revenues of $759.8 million, up 15.1% year on year, exceeding analyst expectations by 3.9%. The Kansas City-based financial holding company also beat earnings per share and net interest income estimates. Chairman and CEO Mariner Kemper attributed the strong results to solid loan growth, exceptional asset quality, and continued strength in fee income-generating businesses, including monetisation of investments in the private investment division. The company's stock remained flat following the earnings announcement and currently trades at $145.14. UMB Financial, with roots dating back to 1913, provides banking, asset management, and fund services to commercial, institutional, and individual customers. The regional banks sector reported mixed Q2 results overall, with the 94 tracked companies meeting revenue consensus estimates on average.
UMB Bank named presenting sponsor of the 2nd annual Santa Marta Scramble. * August 24, 2026 Santa Marta is proud to announce UMB Bank as the presenting sponsor of the Santa Marta Scramble with a generous $15,000 sponsorship in support of this much-anticipated event. What is the Santa Marta Scramble? The Santa Marta Scramble brings together friends, community partners, and supporters who share a connection to Santa Marta, a senior living community in Johnson County, and its mission. Through friendly competition, fellowship, and giving, the event celebrates the relationships that help its community continue to flourish. UMB's support of the Santa Marta Scramble. UMB's commitment plays an important role in this year's scramble. Their support reflects the kind of community partnership that can make a meaningful difference, and Santa Marta is grateful to have them alongside Santa Marta. "We are incredibly thankful to UMB for their generous $15,000 commitment to the Santa Marta Scramble," said Colleen Hollestelle, President and CEO of Santa Marta. "Their partnership and support mean so much to our community, and we look forward to welcoming them for a fun day on the course." Join Santa Marta for the Santa Marta Scramble. The Santa Marta Scramble will be held Monday, October 19, at 9 a.m. at Nicklaus Golf Club at LionsGate. Santa Marta hope you'll join Santa Marta for this special day. To purchase tickets or make a donation, click here. Or for more information on this event, visit SantaMarta.org/event/santa-marta-scramble. Have questions? If you're exploring senior living in Johnson County and want a community where mission, hospitality, and meaningful living come together, Santa Marta would love to connect with you. Whether you're just beginning your research or ready to take the next step, its team is here to answer questions, schedule a personal visit, or simply have a conversation. Contact one of its senior living sales counselors today. Address.