Full-Time

Product Manager - Payments

Posted on 10/30/2025

OrthoFi

OrthoFi

201-500 employees

Technology-driven patient financing for orthodontics

Compensation Overview

$120k - $135k/yr

Denver, CO, USA

Hybrid

Hybrid role; requires residing in/near Denver, CO for on-site days; option to work from home.

Category
Product (1)
Required Skills
Sales
Product Management
Risk Management
Marketing
Data Analysis
Requirements
  • Bachelor’s degree in a relevant field.
  • 5+ years of experience in product management, with a focus on software products and customer-facing services.
  • Proven ability to develop and execute product strategies based on research, data, and industry trends.
  • Exceptional problem-solving, organizational, and analytical skills.
  • Strong communication and interpersonal abilities.
  • Leadership experience with a demonstrated capacity to inspire and guide teams.
  • In-depth understanding of technology, market trends, and user experience principles.
  • Proven background in the FinTech and Payments industry, with hands-on experience in Payment Facilitation (PayFac) models, embedded payments solutions, or platforms such as Stripe, Adyen, Square, or comparable providers.
  • Strong understanding of card networks, acquiring, merchant onboarding, risk management, and compliance (PCI, KYC, AML, etc.).
  • Familiarity with modern APIs and payment rails (ACH, RTP, card processing, digital wallets, etc.), and the ability to evaluate trade-offs between different payment integration approaches.
  • Proficiency in delivering analytics solutions that leverage customer financial performance data, including benchmarks and trend analyses.
Responsibilities
  • Develop and communicate a clear product strategy aligned with company objectives.
  • Drive product innovation to ensure market competitiveness.
  • Conduct market research to identify opportunities, threats, and emerging trends.
  • Engage with the sales team and marketing to gather market insights to inform vision and strategy.
  • Monitor performance of payment products, analyze transaction data, and leverage insights to optimize payment mix, reduce risk exposure, and enhance revenue.
  • Partner with engineering, design, marketing, sales, and customer support teams to ensure seamless product development and delivery.
  • Work closely with the Compliance team to manage PCI, network and regulatory requirements.
  • Foster a creative and collaborative environment that values diverse perspectives.
  • Lead the end-to-end product lifecycle, from ideation to post-launch optimization.
  • Prioritize features and enhancements based on customer feedback, market trends, and business goals.
  • Collaborate with engineering teams to ensure timely and high-quality product releases.
  • Monitor industry trends, competitor offerings, and emerging technologies.
  • Identify opportunities for differentiation and innovation.
  • Engage directly with customers through interviews, surveys, and feedback sessions to understand their needs.
  • Advocate for the customer throughout the product development process.
  • Translate insights into actionable strategies and features.
  • Define, track, and evangelize key performance indicators to measure product success.
  • Utilize data-driven decision-making to optimize product performance.
  • Promote a culture of accountability, collaboration, and continuous improvement.
Desired Qualifications
  • MBA or equivalent experience is a plus

OrthoFi provides a technology-driven platform that helps orthodontic practices offer patient financing by designing customized payment plans, making treatments more affordable and accessible. The platform lets patients choose budget-friendly payment options and handles the financing and billing, typically with service fees charged to practices for using the system. Unlike broader fintech or healthcare tools, OrthoFi focuses specifically on orthodontics and integrates with practice workflows to simplify financial management for both patients and providers. The company’s goal is to increase treatment acceptance by making orthodontic care affordable while improving the efficiency of financial operations for practices in the United States.

Company Size

201-500

Company Stage

Early VC

Total Funding

$3.7M

Headquarters

Denver, Colorado

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Corporate dental groups consolidate practices, expanding OrthoFi's multi-location market in 2025-2026.
  • Employer dental benefits expand orthodontic coverage, boosting treatment volumes in 2025.
  • Direct-to-consumer aligner firms partner with financing, opening adjacent revenues for OrthoFi in 2026.

What critics are saying

  • CareCredit dominates with instant approvals in 2,000+ practices, diverting 40% financing volume.
  • No Surprises Act enforcement disrupts insurance platform, causing $50M claim denials in 2026.
  • Byte by Byte AI aligners bypass practices, collapsing 70% of OrthoFi's 2,000 partnerships.

What makes OrthoFi unique

  • OrthoFi's Open Choice model lets patients customize down payments and monthly plans.
  • OrthoFi leads in same-day orthodontic treatment starts for over a decade.
  • OrthoFi simplifies revenue cycle and patient acquisition for orthodontic practices.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

Health Savings Account/Flexible Spending Account

Paid Holidays

401(k) Company Match

Remote Work Options

Paid Parental Leave

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
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